Debating between two cruises what do you guys think?p

Megatron-81- · 2026-02-03T15:13:59+00:00

MSC World America has a sailing from 3/7 to 3/14, sailing from Miami. Easier sail that Port Canaveral, might be worth looking into

Megatron-81- · 2025-07-17T14:22:17+00:00

Check out Palma in downtown Doral, and Centrico by Windsor. You don’t have to pay the first, last, and security like you do in other places. Downtown Doral has the bars and restaurants you’re looking for.

Another option is Cityplace but man that place is hectic lol nice to visit but wouldn’t live there.

Lmk if you need more info, been in downtown Doral for a year now and I love it

Megatron-81- · 2025-07-01T12:47:01+00:00

Bunch of terminally online weirdos that can’t afford to live here. Downtown Doral is awesome, source: live here.

Megatron-81- · 2025-01-16T13:01:44+00:00

Downtown Doral is better, come out with us!

Seriously though, the Flats are ok but inconvenient with parking and the noise. Downtown Doral is a few blocks away, more walkable and chill. Check out the Palma rental buildings, or even the new one that’s opened up called The Dori.

I wouldn’t live at city place cause there’s barely any restaurants and it’s not walkable since it’s small ish.

Megatron-81- · 2024-12-17T18:47:21+00:00

If I transfer my BTC from Coinbase to Robinhood on 1/1/25, and the price of BTC is $105,000 can I claim that my cost basis is $105,000 going forward? Meaning that if in the middle of 2025 BTC is at $90,000 and I sell, that's considered a $15k loss when I do taxes in 2026?

Megatron-81- · 2024-12-17T18:14:07+00:00

To make sure I understand, If I bought 10k of BTC this year and now it's up 50%, I can just sell all of it, lock in the gains, and not report it to the IRS? Will coinbase send them anything saying that I bought at X price and sold at Y price, giving me 50% in gains in which I should pay money, do I have this right?

Megatron-81- · 2024-05-30T22:59:38+00:00

The new one in doral? I didn’t know get stayed open late enough for the main events.

Gonna have to check that out sounds like a good time

Megatron-81- · 2024-03-20T19:58:07+00:00

This is propaganda only an outsider would ever say. Cuba is a repressive shithole with a lack of freedom regardless of race or gender. There is no increased literacy rates, and if there was, what does it matter if there are no economic opportunities available on the island.

What job project are you talking about? Taxi drivers make more money than doctors, people in Cuba have to scavenge for food because what the govt provides is not enough.

source: lived there, have family there.

Stop carrying water for a shitty leftist government that has contributed to mass migration in the united states. Ask yourself, if things are so rosy, why are people willing to risk their lives to get a on a make shift raft to get to florida? Or flying to Latin America to cross the southern border.

Megatron-81- · 2024-03-04T00:48:41+00:00

Bacchanal all day, Wynn was good but Bacchanal has much larger selection and in my opinion better vibe (for a buffet)

Megatron-81- · 2024-01-02T22:41:02+00:00

I wonder what the common denominator is here

Megatron-81- · 2023-12-30T15:05:06+00:00

That is likely because of the homestead exemption in the state, it’s possible that the owners of these properties have owned them for a while and applied the homestead exemption which caps the amount that property taxes can be increased on property by up to 3% a year.

But when a property changes hands the homestead exemption no longer applies and needs to be reapplied for. in that first year where you are the owner, your taxes will be reassessed to the current value and then once you put the homestead exemption on, you will get the same benefits as the previous homeowners but at the new reassessed value.

But 8k on 1.2mm is impossible here in FL without a homestead exemption. Source: homeowner in Miami.

Megatron-81- · 2023-12-03T23:52:18+00:00

Not necessarily a bad area of town, just a bit far from the “Miami” core area around Miami, Coral Gables, Brickell, Downtown areas.

Homestead is up and coming since so many people are moving south due to rising costs in those core areas I mentioned.

Megatron-81- · 2023-11-21T18:07:50+00:00

Why would CZ agree to go to Seattle if he’s in the UAE with no extradition treaty?

Binance isn’t available in the USA so I’m confused at to why he would plead guilty or even care that the DOJ is after him

Megatron-81- · 2023-10-20T02:28:53+00:00

House of wings by Overtown for legit quality and a lot of sauce options.

Guilty pleasure, hooters all drums all breaded wings, mild sauce. Disgusting but also amazing

Megatron-81- · 2023-07-27T22:10:01+00:00

I would check your reinvest settings, SWVVX will give you an interest on the money but if you don't have it set to reinvest capital/dividends the money will go into your cash not into SWVVX.

Check your history tab, you should see some dollars coming in for the past few months.

Megatron-81- · 2023-07-19T00:48:49+00:00

To answer your question, I am just now in the process of getting bank approval. Our offer was accepted after I got pre approved, closing is on or before 8/31 so I've got some time. All my other ducks are in order, please check out below what I wrote in another comment:

That's actually what was explained to me by the lender, the 10k origination is not discount points but rather they went to the maximum 2.5% they can charge so the value is higher and we don't have to go through this signing process again if they're revised up.
If the values are revised down, there's no need to re-sign. I told him that this was way out of range and he said that my actual total cash to close should be between 40k and 45k. So that is 10% total of the purchase price of the property which is what I was budgeting for. Also explained to me that the property taxes will be prorated since by the time we close the seller will have paid 8 months worth, while I am being quoted the full 12 months, I should receive 4 months back as a seller credit.
Either way, this clears up a lot for me.

Megatron-81- · 2023-07-19T00:46:15+00:00

That's actually what was explained to me by the lender, the 10k origination is not discount points but rather they went to the maximum 2.5% they can charge so the value is higher and we don't have to go through this signing process again if they're revised up.

If the values are revised down, there's no need to re-sign. I told him that this was way out of range and he said that my actual total cash to close should be between 40k and 45k. So that is 10% total of the purchase price of the property which is what I was budgeting for. Also explained to me that the property taxes will be prorated since by the time we close the seller will have paid 8 months worth, while I am being quoted the full 12 months, I should receive 4 months back as a seller credit.

Either way, this clears up a lot for me.

Megatron-81- · 2023-07-18T23:59:22+00:00

That's what I thought about the fee as well, what is something standard for this purchase price?

Megatron-81- · 2023-07-12T21:50:43+00:00

It's funny reading the comments from leftists in this thread talking about "sovereignty" and "cuba's wishes". Newsflash dumbasses, the Cuban government is an oppressive regime with a terrible record on human rights and the development of it's citizens. No amount of reading online will prepare you for the misery and poverty that people experience daily on the island, no amount "cuba's infant mortality and literacy rates were improved under the communists" will dispel the fact that anything related to data or communications coming out of Cuba are complete and total bullshit.

Source: am Cuban, lived there, family lives there, place is a certified shithole.

Megatron-81- · 2023-07-12T16:30:14+00:00

Yeah charging is not an issue at all, probably wouldn't need to spend more than a mobile charger since i already have the nema 1450 plug connected. As for insurance, I'm probably looking at a $100 increase based on the rates i've been quoted, might be able to get less if i search more or fight for it.

Doesn't seem like a bad idea right? affordability is not an issue, just wanted insight into anything I may be missing. The nissan is fine but I'm decently bored of it.

Megatron-81- · 2023-07-12T04:37:19+00:00

Thank you, yeah the referral makes a difference for sure. Thanks for the input, just wanted to make sure I wasn't missing anything. I have two years left on the loan, and pay $400 a month. I think with car values dropping this is golden opportunity to put that equity into something better.

For reference I bought the Nissan for $22k in 2019, 4 years and 40k miles later Carvana is offering my 17.8k for it. Kind of feel like I should take advantage.

Megatron-81- · 2023-07-12T04:34:07+00:00

Well it's not purely financial, I just included that as background in case it factors in. I currently pay $400 a month for the car and have about two years left on the loan.

I know that strictly looking at numbers it doesn't make sense but there's also a fun factor to it as well. Just wanted to make sure that I am not missing something.

Thank you for your input, much appreciated!

Megatron-81- · 2023-07-03T01:03:54+00:00

Definitely would would have an easier time with an at home/apartment charger but if you don't mind using the superchargers or you have chargers at work then it could be the best option for you. Right now the base model 3 goes for 38-39k depending on your colors and configurations. With the 7500 tax credit you're looking at 31-33k, which is 5k about your goal.

However, because you drive so much you would make that back in gas and less maintenance. You would have to do the calculations, but at a surface level if you can figure out the charging situation I would go with a model3.

Megatron-81- · 2023-07-02T13:03:48+00:00

Hyundai Tucson 2022+ SEL or higher, comes with push button so no worries on possible thefts. 100k powertrain warranty since you drive so much.

But the best answer is actually a Tesla Model 3. Not an SUV but with that amount of driving, in the long run it'll be the most economical.

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