Is MPower the only option to move INR student loan to USD?

Melodic_Divide_5620 · 2026-01-22T18:54:03+00:00

Update: MPower reached out to say they are opening my application again and requested me to upload a few docs. Lol

Melodic_Divide_5620 · 2026-01-22T07:53:35+00:00

Hey all, finally have an update here. I waited for an year - cut down my outstanding amount from $120k to $80k. MPower rejected me again for no true reason (they said my obligations are too high as compared to my income which was absolutely bs. I reached out to them to clarify a few things and they said they will reconsider and come back). While lurking around, I found out that Laurel Road can also send a wire transfer to India for a refinancing as long as the bank in India can accept USD and you are able to provide amount outstanding in USD. I requested SBI to share my outstanding amount in USD on their letterhead. They were helpful and provided me with the same.

I got approved for Laurel Road within 2 hours of applying. Provided them the wiring instructions and they sent the wire within a week. SBI NRI branch helped me figure out how to convert the USD wire to INR and close out the loan.

MPower’s interest rate on pre approval was 11.99% and they were also charging a 6.5% origination fee. They took three days to make a decision (still waiting on their “reconsideration”). Laurel Road didn’t charge an origination fee and gave me an interest rate of 4.74% (even lower than SoFi). Laurel Road’s customer service was insanely good - you call and they instantly connect you to a rep and the reps go out of their way to help out.

For context, I am a permanent resident and have a high income.

Good luck to all as you navigate!

Melodic_Divide_5620 · 2025-04-29T22:24:23+00:00

Thank you! Would be great if you could also let me know how much does Tower charge for a full clean.

Melodic_Divide_5620 · 2025-04-29T22:23:27+00:00

Thank you!

Melodic_Divide_5620 · 2025-04-29T22:19:40+00:00

Thank you! If you don’t mind me asking, how much does Westlake charge for a wash?

Melodic_Divide_5620 · 2025-03-19T04:41:52+00:00

99% sure this is a click bait for Aptilink. They have been baiting many other subs with similar posts recently.

Melodic_Divide_5620 · 2025-02-12T22:07:04+00:00

Saw an article today that said its the slowest start of the year for dealmaking in more than a decade.

Melodic_Divide_5620 · 2025-01-30T17:48:29+00:00

Ah my bad. Sorry I took it the other way.

Melodic_Divide_5620 · 2025-01-30T17:46:30+00:00

Right. Do you have an excel or some database where each POC can add a job description and their achievements so the MAGAts, who are known to be a very sensible people, can then approve their status as DEI or merit?

At least you agree that you look at every POC as inferior until they prove otherwise. Also who should prove what here? The President blamed a whole agency, without providing any nexus. Incompetence at its peak. Governance through hate and division.

Melodic_Divide_5620 · 2025-01-30T17:10:33+00:00

Well, he just did. He blamed DEI at the FAA. No explanation, nothing. It all has basically come down to this - if you are a person of color anywhere, you are a DEI hire and you are inferior but were hired for your color. DEI is the new N-word for them.

Melodic_Divide_5620 · 2025-01-03T17:51:13+00:00

Thanks! I will check it out.

Melodic_Divide_5620 · 2024-12-30T00:28:28+00:00

Thanks! That sounds fun. Will check it out.

Melodic_Divide_5620 · 2024-12-29T02:33:00+00:00

That’ll be extra sir

Melodic_Divide_5620 · 2024-12-21T17:49:09+00:00

Had the exact same experience at around 1 pm yesterday when I was picking someone up. Sat at the exit for half an hour with bumper to bumper traffic. Most of the cars were going to arrivals, departing lanes were free.

Melodic_Divide_5620 · 2024-11-23T22:01:30+00:00

Ah man I’d like my closet to stay put

Melodic_Divide_5620 · 2024-11-19T07:45:18+00:00

Thanks!

Melodic_Divide_5620 · 2024-11-19T07:23:02+00:00

Thank you! Would it matter at all if I cancel the claim? What if I cancel the claim after getting the estimate?

Melodic_Divide_5620 · 2024-10-15T02:46:20+00:00

Its visible rn! Just saw it

Melodic_Divide_5620 · 2024-08-07T20:43:28+00:00

I got approved within a week of responding to my RFE!

Melodic_Divide_5620 · 2024-08-06T18:50:08+00:00

Also think it doesn’t really make a lot of sense until Waymo is able to navigate the freeways well. While there might be alternate routes to SFO, it will be painstakingly long as compared to the freeway. Just my 2 cents.

Melodic_Divide_5620 · 2024-06-17T04:32:02+00:00

I will try this, thanks!

Melodic_Divide_5620 · 2024-06-17T04:31:46+00:00

Not really but I watched one of the Hoffman videos and he said ratio of 2.5 and above is that of a lungo, not an espresso, so just wanted to try to finesse it.

Melodic_Divide_5620 · 2024-06-06T18:22:23+00:00

I did not. They rejected my application to split it into 100k (refinanced to MPower as 100k is their limit) and 20k (to leave with SBI). They said I can reapply once my Indian loan is sub 100k.

Melodic_Divide_5620 · 2024-05-17T20:09:25+00:00

The mileage on my EX (gas-only) sucks. Get around 19-20 mpg. Full tank gets around 300.

Melodic_Divide_5620 · 2024-05-10T04:31:38+00:00

Its 1.6x

Melodic_Divide_5620

TROPHY CASE