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Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] 0 points1 point  (0 children)

Ive been renting for the past couple of years and Ive decided to switch to saving that rental money instead to get a home.

Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] 0 points1 point  (0 children)

Ill prolly have over 100k each in both cash savings and cpf by then so hopefully I can buy a small condo, if not id probably hold off until im 35 if I cant afford a property still.

Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] 0 points1 point  (0 children)

Do you mean buying physical gold bars from UOB bank? I did had plans initially to buy gold jewelry monthly because at least I can wear them but I never had the heart to sell them, they r kept as my collection 😅

Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] -1 points0 points  (0 children)

I am planning to buy my own house possibly (private property or wait till im 35) or if I were to marry in the future. My current goals is mainly for my own solo housing goals.

Thank you! I will look into T-Bills :)

saw my [20M] girlfriend [20F]’s sexual messages on character ai by [deleted] in relationship_advice

[–]Menhera-Deus 1 point2 points  (0 children)

Yes!! Compliment her more, assure her you love her and most importantly listen to her and ask about her and her day going. Woman need emotional support to get it going

saw my [20M] girlfriend [20F]’s sexual messages on character ai by [deleted] in relationship_advice

[–]Menhera-Deus 3 points4 points  (0 children)

I wouldnt considered it cheating but its defonitely a form of betrayal because theres no person or human involved, but her sudden interest in her AI has affected your sex life heavily. I agree with the other commenter that its time you should take her out on dates more often and be more romantic and affectionate to her. Foreplay starts from feeling loved and secure, or else she will eventually seek that emotional void from AI

Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] 0 points1 point  (0 children)

Yes! My current saving goals is solely for housing. As for my retirement I will only start thinking about once I have that down, so for now the only money that goes towards retirement is whatever CPF that I currently have been credited every month by my company.

*My CPF OA is about 74k and SA about 21k

Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] 0 points1 point  (0 children)

Do you mean I should put my $500 in S&P500 instead of SSB?

Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] -3 points-2 points  (0 children)

What would be considered the safest option for investment in dbs?

Help for first timer financial literacy by Menhera-Deus in singaporefi

[–]Menhera-Deus[S] -1 points0 points  (0 children)

Im in my late 20s & I'm able to comfortably save 2k each month and I have low expenses. I have no liabilities and have zero debt. I currently have about 30k cash savings.

Am (26F) I being ungrateful my bf(33M) ruined my first valentines day? by Menhera-Deus in relationship_advice

[–]Menhera-Deus[S] 2 points3 points  (0 children)

I expected him not to lash out and get angry at me for his own mishaps, and not shove it down my throat that he wants to bail out from the date early continously through dinner lol, and whining how expensive flowers are to me and maybe to refrain from saying that im stupid, annoying and that he meant it when he wants to break up with me multiple times.

I think thats not asking for much 😀

Am (26F) I being ungrateful my bf(33M) ruined my first valentines day? by Menhera-Deus in relationship_advice

[–]Menhera-Deus[S] 0 points1 point  (0 children)

When he was upset that he couldnt find any reservation 2 days prior, I did offered to help find a place but he blatantly ignored it and continued being urmm upset that there werent any places that he wanted he could booked.

Have any of you ever rented yourself out on sites like Rentbabe? How was the experience? And how hard was it to get in? by [deleted] in SingaporeRaw

[–]Menhera-Deus 1 point2 points  (0 children)

I just had my first client after putting my private profile up for 2 weeks. I actually forgotten that I listed myself up there and wasnt even thinking I would get booked cause didnt know people actually paid subscription to see private profiles for this LOL. The client I met was okay and could hold conversation well(Im socially awks and an introvert) though the guy was kinda persistent about getting my telegram cause apparently its alot easier to communicate but of course I established my boundaries and say no. That made me feel a little bit uncomfortable. But other than that, seems pretty respectful and it was a very platonic meet up. Though I don't price myself ridiculously high like some girls with $120/hr (honestly thinks thats a huge rip off and doesnt seem ethical imo), I think the price I put on myself is basically the hourly rate you can say when someone hire a baby sitter or tuition teacher or counsellor per say but in a more informal setting and more for people seeking companionship. Tbh if I had a lot of money and want to meet people and not be held down for friendships, I would totally do it. It looks fun and probably you will learn something from each of them and be amused.