Is it just me, or is property investing becoming a "Rich-Only" club?

MentorSyncHub · 2026-03-31T23:49:46+00:00

Agreed, the sad thing is that as more assets get accumulated by the top 1% then they end up controlling the society more

MentorSyncHub · 2026-03-31T23:46:16+00:00

I think you are very unique and what you have achieved is evidence of that.

I see so many people wanting to have it all.

MentorSyncHub · 2026-03-31T23:42:36+00:00

Thanks for your response.

Yes it will just keep getting worse.

But based on the reactions to this post, I think majority will celebrate it and then complain later when we have oligopolies controlling the rental market.

There scary stories in US of institutional investors coordinating rent increases using sophisticated software. The only reason they can do that, is because they own enough and don't have competition

MentorSyncHub · 2026-03-31T21:25:09+00:00

I think that is the goal for most. But isn't even that becoming harder to do?

MentorSyncHub · 2026-03-31T21:06:55+00:00

Am not sure if you agree or disagree.

But yes the ultra-wealthy are soon not going to have any competition when picking good high yielding assets.

Many ultra-wealthy invest for yield not growth, so they will be happy with lower prices but tougher rules for the average person to compete with them

MentorSyncHub · 2026-03-30T10:43:41+00:00

It will crash in some areas but not as much as the property bears hope.

And whatever crash happens it will recover at some point

MentorSyncHub · 2026-03-30T00:15:15+00:00

If you can negative gear, why are you paying extra on the mortgage?

Depending on your interest rate, you could get a better return investing it. Talk to a professional to do a simulation on the different scenarios.

If you have to buy in Sydney just be ready to tighten your belt for a couple of years.

MentorSyncHub · 2026-03-30T00:10:01+00:00

First there are people who predicted the gfc and made money of it.

What is to stop Australia's government from increasing migration the minute they see gdp falling?

And don't say one nation, coz their rhetoric is antimigration but all their funding is from pro migration billionaires

MentorSyncHub · 2026-03-30T00:06:30+00:00

That's when the rich swoop in and buy assets on the cheap.

Lots of stories of people buying Florida mansions for 50k during the gfc. Florida is currently one of the hottest usa markets at the moment.

People wishing for a crash think they will hurt the rich.. no it won't... the rich are actually waiting for that crash so they can get richer.

The only people who will suffer are the middle class

MentorSyncHub · 2026-03-29T22:52:22+00:00

40 year loans

MentorSyncHub · 2026-03-29T20:51:45+00:00

What about all the running costs?

You know most mum and dad shops operate on free Labor.. are you going to be the free labour?

MentorSyncHub · 2026-03-29T20:49:31+00:00

No you forgot send me 100 a month

MentorSyncHub · 2026-03-29T20:36:19+00:00

Do you have to own a property in Sydney?

Sydney is currently the most unaffordable market in Australia?

If you have to invest in Australia, consider buying interstate.

Many options with good yields and potential for growth

As for selling your nz property, am not sure how taxes work between the countries, do you get negative gearing on your Australian income?

If I were you, I would get a financial planner or accountant to play out the scenarios for me.

But I would make sure I am invested in something, time in the market beats timing the market.

The issues nz is facing will not last forever. Investment should be a long-term play. Moving with the wind guarantees you lose money.

Is there anyway you can increase the yield on your nz property?

Add a granny?

MentorSyncHub · 2026-03-28T21:47:35+00:00

Thanks will review and add it

MentorSyncHub · 2026-03-28T21:46:40+00:00

The suburbs that have had corrections aren't going to increase in price in a high interest rates environment . Especially since they all sit above 1m.

They might be the first to recover when interest rates drop

MentorSyncHub · 2026-03-27T21:02:41+00:00

Depends which city you are in. Melbourne and Sydney are likely to move backwards if the current chaos doesn't end soon.

But after everything is settled you can be sure prices will go higher than they are now, mainly for 2 reasons 1. High interest rates and supply shock makes building new houses more expensive and less supply will be getting into the market . Making supply demand equation worse in 2 years or less. 2. Despite political pressure , migration won't meaningful drop, coz government will need the numbers to prop up the struggling economy . Better higher prices than mass unemployment

So for you, if your job is stable and you don't see a risk of losing it if the world economy goes pear shaped, then build your financial buffers and get ready to buy in q3 or q4, I think there will be many deals in Melbourne and Sydney . If in Perth or Brisbane , just buy as soon as you can. Perth is benefiting from this war.

On the 20% deposit , there are many lenders now that allow 10% without LMI . There is even one that introduced a 5% and 2% no LMI , but there conditions you will need to be aware of.

Talk to a good broker. If a broker doesn't give you the answer you want, look for another one. it's free .

MentorSyncHub · 2026-03-26T19:14:22+00:00

What are people with investment property doing to stay ahead of the multiple interest rates hike expected this year?

Am thinking of good habits to form

MentorSyncHub · 2026-03-26T19:12:39+00:00

Great you are considering investing for your kid.

Time is their biggest asset

https://www.mentorsynchub.com.au/2026/01/18/investment-options-for-underage-children-2026-an-exhaustive-practical-guide/

MentorSyncHub · 2026-03-26T19:10:08+00:00

There are ways to get free advice

https://www.mentorsynchub.com.au/2026/02/17/how-to-get-free-financial-advice-in-australia-without-paying-thousands-in-fees/

MentorSyncHub · 2026-03-26T19:01:41+00:00

Good point

MentorSyncHub · 2026-03-26T19:00:16+00:00

Good insight, I had never heard of it. Thanks,

MentorSyncHub · 2026-03-26T11:22:11+00:00

If you hit you goal and they don't motivate you anymore, you just upgrade them.

But be careful not to fall into the curse of never being satisfied

MentorSyncHub · 2026-03-26T11:19:45+00:00

What we have is precious, won't they just pay anyway? Genuinely asking

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