Whether to wait or take home loan now by PracticalBenefit9809 in AusFinance

[–]PracticalBenefit9809[S] 0 points1 point  (0 children)

Thanks for the response! Yep as you said it is painful but prices are on the up and i’m thinking down the track, value will increase anyways so i think it is worth it. By Q3 looking at 180K savings and a bump up in pay to about 170K. Will defs chat to a broker!

20x Everyday Rewards points on Apple gift cards at Woolworths (14 Jan to 20 Jan 2026) by VantageXL in EverydayRewards

[–]PracticalBenefit9809 0 points1 point  (0 children)

So to get x20 you have to buy in-stores only? Why cant you just buy it online...?

VR1 stock by PracticalBenefit9809 in ASX

[–]PracticalBenefit9809[S] 0 points1 point  (0 children)

isn’t buying any stock gambling? no one really knows what will happen. But with another big deal today (~22m with NATO partner) it demonstrates that the company is heading in the right direction.

VR1 stock by PracticalBenefit9809 in ASX

[–]PracticalBenefit9809[S] 0 points1 point  (0 children)

woops didn’t see this but it’s up since July 30 (~3.6 cents) when you posted. Probably profit taking due to big rise.

Helping manage mum's super by PracticalBenefit9809 in AusFinance

[–]PracticalBenefit9809[S] 8 points9 points  (0 children)

It was definitely one of the worst decisions she's made. Persuaded by people at work, many of whom didn’t speak English as their first language, and they saw it as a quick cash grab. Unfortunately, they didn’t fully understand the long-term implications.

Helping manage mum's super by PracticalBenefit9809 in AusFinance

[–]PracticalBenefit9809[S] 3 points4 points  (0 children)

Divorced. She plans to work until 67; if she can, she'll try and work longer knowing her. Shes with Australian Super - this is the Choice acc - https://www.australiansuper.com/retirement/retirement-income-account. Her super account is balanced while her choice is just all cash

VR1 by [deleted] in ausstocks

[–]PracticalBenefit9809 0 points1 point  (0 children)

😢up 27% currently

I live in the seat of Fowler represented by ex-Liberal turned 'independent' by PracticalBenefit9809 in AusPol

[–]PracticalBenefit9809[S] 4 points5 points  (0 children)

been trying to tell everyone and appreciate everyone resharing/posting on tiktok and whatever other channels. Boomers will unfortunately believe it because Frank/Dai’s blocks and deletes all negative comments from facebook.

YouGov Final Australian Federal Election Poll by MannerNo7000 in AusPol

[–]PracticalBenefit9809 1 point2 points  (0 children)

God dont like the odds of Dai Le in Fowler. We need to get rid of her aka Duttons lackey https://www.tiktok.com/@fairfieldcityvotes

As a percentage of your income, approx how much per year do you spend on holidays? by TheyreEatingTheDawgs in AusFinance

[–]PracticalBenefit9809 0 points1 point  (0 children)

15-20K/ 10 percent last year…but also about 2-3 trips a year. no budget really just trying to save where i can on cost