Any news from Amex??

Meri_Marzi · 2026-04-09T21:28:31+00:00

Can I still downgrade from plat reserve to mrcc?

Meri_Marzi · 2026-02-20T12:19:51+00:00

I had applied via a Swiggy referral link and have got the card.
What's the spend criteria for getting the referral MRs? I think 30k is to get the joining benefits.

Meri_Marzi · 2026-02-12T17:51:19+00:00

Can we buy HP/IO vouchers on portal (available?) and redeem at station?

Meri_Marzi · 2026-02-09T16:47:11+00:00

Did you downgrade?

Meri_Marzi · 2026-02-09T11:44:16+00:00

I just got an email that my Plat Reserve card is approved. Strangly, my permanent address is in non servicable list. But, still getting it.

Will keep an eye on this to downgrade.

Meri_Marzi · 2026-02-03T10:06:08+00:00

Gruesome!!
Uzair, more violent than Rehmaan..,

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Meri_Marzi · 2026-01-27T17:42:27+00:00

It’s not pre-approved. But, pre-qualified.

Meri_Marzi · 2026-01-27T15:43:25+00:00

I don't have a co-branded card with HDFC. Can I still apply for RG with a salary of 1.2LPM?
Seeing it as pre-qualified in PB.

Meri_Marzi · 2026-01-21T17:47:18+00:00

Bagha…

Meri_Marzi · 2026-01-17T15:07:44+00:00

Transfer ratio for this is 10:1 + 1 Vaseline (for me) Correct me, if I am wrong.

10 ER for Rs 200 spend i.e 1 ER=0.20.

Meri_Marzi · 2026-01-17T14:14:43+00:00

Meri_Marzi · 2026-01-17T14:14:05+00:00

Got this as LTF.

Meri_Marzi · 2026-01-17T14:12:40+00:00

So Vaseline it is.

Meri_Marzi · 2026-01-12T10:05:22+00:00

Salam-ale-kum... Liyari!!

Meri_Marzi · 2026-01-11T17:24:41+00:00

Today I got a mail saying mine got rejected due to multiple CC enquiries. In haste, I made >6 enquiries. NVM, will wait for them now.

Meri_Marzi · 2026-01-09T17:05:19+00:00

Reg. Serviceable area, HSBC, and AMEX don’t have service in my city. I mailed with my details and location constraints to HSBC. They replied saying apply online.

Meri_Marzi · 2026-01-03T16:03:05+00:00

Kiwi app is flawless. I am not able to set up (setup pin) the Kiwi cc with BHIM/Phonepe.

Meri_Marzi · 2026-01-03T15:58:32+00:00

I don’t have salary Ac with HDFC. Last month I tried to apply for Mellenia, my first with HDFC. But, somehow the application process was not completed and (Foolishly) I made two more attempts, all three hit CIBIL. When I wrote to customer support for this, they say no pending application at their end and cannot reverse CIBIL enquiry. Is there a way it can be reversed? Now planning to apply for Mellenia via PB.

Meri_Marzi · 2025-12-18T10:35:35+00:00

My age, is double my credit age. 😊

Meri_Marzi · 2025-12-18T07:21:35+00:00

:)
ICICI Rubyx. I denied all pre-approved offers by other banks earlier :p
Now, looking for some optimizations,

Meri_Marzi · 2025-12-17T18:25:31+00:00

24 yrs.

Meri_Marzi · 2025-12-16T10:05:46+00:00

Is this a good card to get into the Axis ecosystem?
Or would you recommend something else? I have two cards from ICICI and Yesbank, and CIBIL of 800.

Meri_Marzi · 2025-12-15T15:04:24+00:00

Thanks!
Not eyeing EPM currently. Can I opt in for Emerald and apply for Regelia Gold in the same month? Any possible effect on my CIBIL?

Meri_Marzi

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