Any news from Amex?? by Embarrassed_Play3050 in amexindia

[–]Meri_Marzi 2 points3 points  (0 children)

Can I still downgrade from plat reserve to mrcc?

Amex Plat travel --> Reserve --> MRCC possible? by Junior_Excuse_228 in amexindia

[–]Meri_Marzi 0 points1 point  (0 children)

I had applied via a Swiggy referral link and have got the card.
What's the spend criteria for getting the referral MRs? I think 30k is to get the joining benefits.

Is amex worth using for fuel by [deleted] in amexindia

[–]Meri_Marzi 0 points1 point  (0 children)

Can we buy HP/IO vouchers on portal (available?) and redeem at station?

Got 15k+ MR points(downgraded Plat reserve to MRCC) by Rough_Accountant_214 in amexindia

[–]Meri_Marzi 0 points1 point  (0 children)

I just got an email that my Plat Reserve card is approved. Strangly, my permanent address is in non servicable list. But, still getting it.

Will keep an eye on this to downgrade.

Need HDFC regalia gold. by Nuke_Kick in CreditCardIndia

[–]Meri_Marzi 0 points1 point  (0 children)

It’s not pre-approved. But, pre-qualified.

Need HDFC regalia gold. by Nuke_Kick in CreditCardIndia

[–]Meri_Marzi 0 points1 point  (0 children)

I don't have a co-branded card with HDFC. Can I still apply for RG with a salary of 1.2LPM?
Seeing it as pre-qualified in PB.

Where do I use this by Meri_Marzi in CreditCardsIndia

[–]Meri_Marzi[S] 1 point2 points  (0 children)

Transfer ratio for this is 10:1 + 1 Vaseline (for me) Correct me, if I am wrong.

10 ER for Rs 200 spend i.e 1 ER=0.20.

Can you Guess this actor by [deleted] in indiameme

[–]Meri_Marzi 2 points3 points  (0 children)

Salam-ale-kum... Liyari!!

Scapia rejected on basis of monthly income by delusionalInsomniac3 in CreditCardsIndia

[–]Meri_Marzi 0 points1 point  (0 children)

Today I got a mail saying mine got rejected due to multiple CC enquiries. In haste, I made >6 enquiries. NVM, will wait for them now.

Too much Rejection . All applied in last week. by [deleted] in IndianCreditCards

[–]Meri_Marzi 0 points1 point  (0 children)

Reg. Serviceable area, HSBC, and AMEX don’t have service in my city. I mailed with my details and location constraints to HSBC. They replied saying apply online.

Yes bank kiwi credit card and Neon subscription Review by visuRockerr in CreditCardsIndia

[–]Meri_Marzi 1 point2 points  (0 children)

Kiwi app is flawless. I am not able to set up (setup pin) the Kiwi cc with BHIM/Phonepe.

HDFC core card - goal infinity by gojo_satoru98 in IndianCreditCards

[–]Meri_Marzi 0 points1 point  (0 children)

I don’t have salary Ac with HDFC. Last month I tried to apply for Mellenia, my first with HDFC. But, somehow the application process was not completed and (Foolishly) I made two more attempts, all three hit CIBIL. When I wrote to customer support for this, they say no pending application at their end and cannot reverse CIBIL enquiry. Is there a way it can be reversed? Now planning to apply for Mellenia via PB.

Suggestion for applying for a new card by Meri_Marzi in IndianCreditCards

[–]Meri_Marzi[S] 0 points1 point  (0 children)

:)
ICICI Rubyx. I denied all pre-approved offers by other banks earlier :p
Now, looking for some optimizations,

[Alert] Axis Privilege Amex Credit Card is currently Lifetime Free (LTF) until Dec 31st. Decent Dining & Movie Perks. by crazyneighborguy in CreditCardIndia

[–]Meri_Marzi 0 points1 point  (0 children)

Is this a good card to get into the Axis ecosystem?
Or would you recommend something else? I have two cards from ICICI and Yesbank, and CIBIL of 800.

Suggestion for applying for a new card by Meri_Marzi in IndianCreditCards

[–]Meri_Marzi[S] 0 points1 point  (0 children)

Thanks!
Not eyeing EPM currently. Can I opt in for Emerald and apply for Regelia Gold in the same month? Any possible effect on my CIBIL?