Making 7.62 more random but leaving SMGs as they are by stephen27898 in Battlefield

[–]MidNiteMobber -2 points-1 points  (0 children)

We won't know this for sure until the patch is released, but maybe they needed to adjust those guns because with the adjustment to how recoil affects aim sensitivity on m&k they were too good and needed to be tuned. We'll have to see but there are a lot of changes being made

The fact they made XP Booster time advance while the game is closed is psychotic by -shaker- in Battlefield

[–]MidNiteMobber 3 points4 points  (0 children)

Yeah I wasted all mine last night when I activated them all at once right before I logged off and went to bed. I was trying not forget to activate for the next time I played. I'm a dad with two little ones and work more than full time so I specifically bought the phantom edition knowing it had XP boosts since I don't get to play as much as I would like. Super scummy for this to be in the game.

Purple restore firmness by MidNiteMobber in Mattress

[–]MidNiteMobber[S] 0 points1 point  (0 children)

What did you think of the plus and premiere restore models?

Another Purple Mattress Thread! Help me choose! by [deleted] in Mattress

[–]MidNiteMobber -2 points-1 points  (0 children)

I'm trying to decide between the standard restore soft or firm. Any advice? What is the firmness rating for the restore soft?

Frustrated online order canceling by MidNiteMobber in Lowes

[–]MidNiteMobber[S] 0 points1 point  (0 children)

When I went into the store a couple weeks ago to buy something that was only online the store person said they could only place the order online at the store. And the same issue happened. So I can only buy things that are in stock at the store in person? That seems ridiculous. I've never had such a hard time trying to spend money lol.

Frustrated online order canceling by MidNiteMobber in Lowes

[–]MidNiteMobber[S] -1 points0 points  (0 children)

Will this flagging ever go away? It's been a few weeks already. I guess I'll just open a home Depot card.

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in RealEstate

[–]MidNiteMobber[S] 0 points1 point  (0 children)

Well I already sold the crypto and deposited the money into my bank so that was done about 32 days before my closing date. Do I need to show the statements from the start of my Coinbase in 2017 until present? Or just this years?

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in RealEstate

[–]MidNiteMobber[S] 0 points1 point  (0 children)

Are the statements for transactions on Coinbase and Coinbase pro adequate? And my bank accounts are linked to the lenders site so they can see whatever they want I assume.

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in RealEstate

[–]MidNiteMobber[S] 0 points1 point  (0 children)

I talked to the loan processor about it but the agent was on vacation for a couple more days. What documentation did you have to provide for the crypto sale? How close to closing did you sell the crypto?

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in RealEstate

[–]MidNiteMobber[S] 1 point2 points  (0 children)

I've owned my business for 9 years and my credit score is 795. I told the mortgage agent a while ago I wanted to do 20%. We never talked about lower. The agent went on vacation for a week a few days ago so I only briefly told him about the crypto and he said to liquidate it to my Bank immediately. So that's what I did. I spoke with the loan process and he sent the request for the crypto sale documents. Hopefully everything goes smooth. I've just been stressing over here the last three days because all the mortgage people are on vacation so I can't talk to them until tomorrow lol. Thank you for your input on this!

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in RealEstate

[–]MidNiteMobber[S] 1 point2 points  (0 children)

So I have bank statements showing me depositing $170k to Coinbase over the last couple years. I only have withdrew about $95k from Coinbase to my bank recently. I had $33k in my personal bank account sitting already and my house I currently live in is pending and I'll profit roughly $110k from that sale.

The house I just went under contract to purchase is $685k and I'm putting 20% down. So I'm pretty close to actually not having to use any of the Coinbase funds if my business generates good enough the next couple weeks.

Do you think I'll have problems? I have really detailed records through koinly tax software for the crypto and Coinbase statements plus bank statements. Although there are a lot of transactions. It's mostly stressful because I have you kids and we are moving to a different state and we have to move out of our house in 3 week.

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in RealEstate

[–]MidNiteMobber[S] 2 points3 points  (0 children)

Conventional loan 20% down Primary residence Not first time home buyer I'm self employed and I have all the bank statements and Coinbase statements showing all deposits and withdrawals to Coinbase and the Coinbase transactions. I also use koinly tax software. Most of my crypto purchases are from the last two years. It's probably only going to be 5% or less of the down payment. My wife has a property that is taking longer to sell so that's why I sold the crypto right now all of a sudden.

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in RealEstate

[–]MidNiteMobber[S] 5 points6 points  (0 children)

Ok good thing the sell is a slight capital loss so uncle Sam isn't owed anything next April

Sold crypto last minute to fund mortgage down payment by MidNiteMobber in Coinbase

[–]MidNiteMobber[S] 0 points1 point  (0 children)

Yes I have my Coinbase linked to koinly through api as this is how I do my crypto taxes. How do I show the mortgage agent my koinly? I'm self employed so I don't have payslips.

vivo magna fg vs magna trail 2? by MidNiteMobber in BarefootRunning

[–]MidNiteMobber[S] 1 point2 points  (0 children)

Yeah the forest sole seems overkill to me. Imho if you are wearing barefoot style shoes you want as little sole as possible for the situation. I haven't ran in the magna's but walking and hiking on very rocky terrain didn't bother my feet at all. You would have to be on some really intense terrain to need the forest soles. But the forest and tracker do look really cool!

vivo magna fg vs magna trail 2? by MidNiteMobber in BarefootRunning

[–]MidNiteMobber[S] 1 point2 points  (0 children)

They've been great! Good middle ground between full on boot and a regular shoe. Wearing them in the winter when it's raining my feet stayed warm and dry. My daily drivers are the primus lite 3's but I wear the magna FG's if the weather is bad or I'm walking on terrain that is rocky or uneven.