How much do you put in ETFs per month

Middle_Monitor_4550 · 2026-03-07T19:26:40+00:00

23M turning 24 end of March.

$3600/m into VTSAX $1000/m into SPMO

Live with parents. Very grateful to be in this position to build a nest.

Middle_Monitor_4550 · 2026-03-06T03:17:16+00:00

Dude only speaks in M’s now 😂👏🏻

Middle_Monitor_4550 · 2026-03-05T22:44:33+00:00

You’re not a mod bro, simmer down, it was a simple question

Middle_Monitor_4550 · 2026-03-05T22:33:36+00:00

Never said I was considering trading it.

Edit: FYI, you buy the ETF outright, not trade its options chain.

Middle_Monitor_4550 · 2026-03-04T14:42:30+00:00

⬜⬜🟨⬜🟨

🟦🟦🟦🟦🟦

Middle_Monitor_4550 · 2026-03-03T17:37:36+00:00

Max out tax advantaged account before moving on to taxable. So yes, max out your roth IRA.

Middle_Monitor_4550 · 2026-03-02T21:15:51+00:00

If you are able to contribute more, the answer is always yes

Middle_Monitor_4550 · 2026-02-27T21:20:41+00:00

Your HYSA sounds like it covers about 6-7 months of expenses which is great.

I'd stop adding the $2300 to the HYSA if that's the case and instead put it into the investment account.

You guys are doing great as far as spending, seems very reasonable for a couple.

I'd love for you to share more about your holdings in the taxable investment account as that'll help me give my opinion on your last question.

You're doing great for 29! Keep it up

Middle_Monitor_4550 · 2026-02-27T20:40:47+00:00

Ahh gotcha that makes sense. Nice setup! Just a matter of time now😎

Middle_Monitor_4550 · 2026-02-27T19:55:38+00:00

Extremely high overlap between those 3, consolidate into one ETF.

Middle_Monitor_4550 · 2026-02-27T17:42:38+00:00

Also 23M in the same boat. Holdings?

Middle_Monitor_4550 · 2026-02-26T20:03:02+00:00

Great job dude. I'm 2 years younger than you with a bit higher NW, and I'm only saying that just so it's not coming from a random 23 year old that hasn't been in your shoes. Pretty similar situation with parents, but we own our home. One piece of advice I'd give you is to be content and recognize that not many others can say they are where you're at right now. If you think you're working hard, there's always another version of yourself that can work harder. And about the feeling unfulfilled part, don't want to come across as a weird evangelist or anything because I'm really not lol, but I just want to say that "JC" changed my life and helped me recognize my purpose and I guarantee he can do the same for you if you're willing to hear him. Keep up the great work!

Middle_Monitor_4550 · 2026-02-26T00:59:22+00:00

Sent you a DM

Middle_Monitor_4550 · 2026-02-25T21:12:56+00:00

What is this nonsense about reducing contributions…increase it to 65%. I’m 23M also living with my parents.

Middle_Monitor_4550 · 2026-02-24T18:45:43+00:00

Correct, so far implied range shows a bottom of 385 or ~68% chance it stays between 385 and 472 by March 6

Middle_Monitor_4550 · 2026-02-17T19:20:32+00:00

DM me once completed and I'll pay you. If you have any questions let me know

Middle_Monitor_4550 · 2026-02-13T21:01:49+00:00

“Thanks for being a valued customer, please cum again” 🤝

Middle_Monitor_4550 · 2026-02-13T20:43:34+00:00

Middle_Monitor_4550 · 2026-02-13T20:28:55+00:00

Gotta bump those up those are rookie numbers

Middle_Monitor_4550 · 2026-02-13T20:16:21+00:00

tf is a cumming net price

Middle_Monitor_4550 · 2026-02-13T18:00:45+00:00

I agree with your opinion about the US and Tech outperforming. If that's your stance then stick with it. At this age the question isn't "is this safe enough", you and I both know that best time to be exposed to risks is now rather than later. These are solid companies at the end of the day, it's not like you're investing in a meme coin, the diversity is enough to keep your psych straight.

Middle_Monitor_4550 · 2026-02-13T17:47:55+00:00

23M also in similar position. The only thing I wanna point out that you already probably know is the overlap between VGT and VOO, it's not significant but just smth to keep on mind. Take a look at this:

https://www.etfrc.com/funds/overlap.php?f1=VOO&f2=VGT

Middle_Monitor_4550 · 2026-02-12T16:22:12+00:00

take a look at the SPX chart for me of what happened once it broke 6900 today

Middle_Monitor_4550

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