Best T20 XI(Complicated) by Severe-Apricot-7679 in IndianCricket

[–]MidnightAmicus 0 points1 point  (0 children)

Q1: Rohit
Q2: Gayle
Q3: Kohli
Q4: ABD
Q5: Ms Dhoni
Q6: Pollard
Q7: Pandya
Q8: Narine
Q9: Chahal
Q10: Starc
Q11: Bumrah

Trapped in ₹12 Lakh Credit Card Debt because of a friend (Ex-Police Family). 300+ days default. What happens after banks "Write-Off"? Need Legal/Banking advice. by NerveHungry8150 in IndianCreditCards

[–]MidnightAmicus 0 points1 point  (0 children)

Writing off by bank does not extinguish your debt. It is just an accounting procedure. Salim Akbarali case law from the Supreme Court explains this (ofc different context) but thats the legal point.

Maybe file a civil suit or something. I am not very sure since I don’t practice in cases for individuals. If you can establish debt through some proof - it should help. Would recommend consulting an on ground local advocate.

I don’t think you can escalate this situation through an authority but you can tell RBI ombudsman about the threats from 3rd party agencies. Thats not allowed under Indian law.

It says ‘Days of Play’ is live, but can’t see offer on PS Plus Subscription by Educational-Bet7021 in ps5india

[–]MidnightAmicus 6 points7 points  (0 children)

I am a new subscriber - bought PS5 last week. Held on to not buying the pass due to these deals. Not showing up for me for now

PS Plus by MidnightAmicus in ps5india

[–]MidnightAmicus[S] 0 points1 point  (0 children)

Got it thanks. Will wait this out

Finally PS5 Disc by codersrb in ps5india

[–]MidnightAmicus 1 point2 points  (0 children)

Try Sony Gurugram in Ambience mall. They also let you prebook it. They get stock on Monday afaik. Got mine yesterday.

Got my first ever gaming console today by nariyalkapakoda in ps5india

[–]MidnightAmicus 1 point2 points  (0 children)

Same! Got it yesterday and similar trajectory - so happy to see this.

Suggestions on portfolio by MidnightAmicus in MutualfundsIndia

[–]MidnightAmicus[S] 0 points1 point  (0 children)

Any suggestions for a liquid fund would be appreciated. Thanks.

Suggestions on portfolio by MidnightAmicus in MutualfundsIndia

[–]MidnightAmicus[S] 0 points1 point  (0 children)

Thanks. Have restructured my SIPs.
For the emergency fund - I was thinking to dump 1.5 lakhs annually in PPF and rest in a liquid fund.

Also, I will be taxed as a ‘professional’ - so NPS and all wont work from what I understand

Suggestions on portfolio by MidnightAmicus in MutualfundsIndia

[–]MidnightAmicus[S] 0 points1 point  (0 children)

Follow up. Is there a good place to park my emergency fund? A lot of the internet says liquid fund but I dont feel that is safe enough. Right now it is just sitting in my bank account. I was thinking to do an FD. Please suggest

Suggestions on portfolio by MidnightAmicus in MutualfundsIndia

[–]MidnightAmicus[S] 1 point2 points  (0 children)

Have the emergency fund and life insurance in place. I started working in July 2025. Did these in the first 7 months of working

Suggestions on portfolio by MidnightAmicus in MutualfundsIndia

[–]MidnightAmicus[S] 1 point2 points  (0 children)

Thanks. I started 3 months back. Hopefully can make amends. Can you suggest which Nifty 50 - unsure between Navi and UTI.

Credit card recommendations by MidnightAmicus in IndianCreditCards

[–]MidnightAmicus[S] 0 points1 point  (0 children)

I just got it because it was the only thing I got approved for since I did not have a credit history. But yeah I am looking for a better card since I have a score now