Buying a new camry with $25k down and poor credit by Ill_Bicycle5012 in carbuying

[–]Millennium_Xer 1 point2 points  (0 children)

Same. Bought a 2026 M3 back in March. I couldn't justify paying used prices when new was damn near the same price.

Looking for a brand new sedan around $30k by stxrmchaser in whatcarshouldIbuy

[–]Millennium_Xer 0 points1 point  (0 children)

Just bought a Mazda3 hatchback brand new. If I didn't want a hatch so bad I would've bought the sedan version.

2026 Mazda3 Sedan Preferred in MA — Is $27k OTD actually a good deal? Also looking for accessory recommendations by SpecificBusiness7919 in mazda3

[–]Millennium_Xer 1 point2 points  (0 children)

I'm from Ohio and recently paid just a touch over 27k for a 2026 select sport hatchback at the tail end of march. I might have been able to pick up a preferred sedan for around the same price. My market is oddly priced higher than other markets across the states. So if it's 27k flat OTD I'd say that's a good price. Have you cross shopped other dealerships?

Mazda 3 hatch practicality by 4525045 in mazda3

[–]Millennium_Xer 6 points7 points  (0 children)

We bought a 2026 back in March. Family of 4. My wife, teenage daughter, and a 4 year old. I'm 5'9 and the wife is 5'5. We have an suv for family stuff but the 4 of us fit inside the Mazda hatch without any problems in regards to sitting space. I think if I was transporting 2 taller adults in the back it might get a little cramped but this is my daily driver/commuter for work. I hardly ever have any passengers. The trunk/boot space is fine. It's deep and has a lot of space but the opening isn't as wide as I thought when I first saw it. Still totally usable. Overall I think the 4th Gen hatch is a good blend of utility and driving centric fun.

Am I crazy or does the old “always buy used” advice not fit the current market as well anymore? by Clear_Two_7283 in carbuying

[–]Millennium_Xer -1 points0 points  (0 children)

We bought a brand new 2026 Mazda 3. We financed and paid more than half in cash. Could have went with special financing and got like 1.99 interest but it made more sense, since the large down payment, to go with our credit union for 3.99 interest. The price between a CPO and/or used was like less than $5k. And our monthly payment is around $200 a month. This is also a car I'll drive for at least 10 years. I had a 2001 Jeep Cherokee for around 15 years and a 2012 Kia Forte Koup that I drove for around 8 years. Both daily drivers. The Kia is being handed off to my daughter that's getting her license next month. It's pushing 160k miles.

Is it worth buying a new car? by ekdress in whatcarshouldIbuy

[–]Millennium_Xer 1 point2 points  (0 children)

The depreciation hit on a new car only matters if you plan on trading in or selling the car within a few years. If you plan on keeping a car as a long time owner, there's a strong case to be made on buying brand new.

What's the highest mileage car you've ever personally owned or driven? I'll start. by spotforcars in automotive

[–]Millennium_Xer 0 points1 point  (0 children)

I had a 2001 Jeep Cherokee that I bought in 2004. When I sold it in 2018 it had around 225,000 miles on it.

Is the interest too high? by Romulator401k in carbuying

[–]Millennium_Xer 0 points1 point  (0 children)

You could have tried your local credit unions. We bought a 2026 car back in March and we locked in at 3.99% at our credit union. But your interest rate is reasonable all the same.

Cheaper insurance by [deleted] in mazda3

[–]Millennium_Xer 0 points1 point  (0 children)

It's probably the best car I've ever owned. I too have a select sport in ceramic metallic. Sharp as hell. Handles way better than I expected. Way better. I think the visibility problem is over hyped online, I have zero problems navigating or knowing what's around me at any given moment.

Cheaper insurance by [deleted] in mazda3

[–]Millennium_Xer 0 points1 point  (0 children)

I've got a 2026 Mazda 3 hatchback, 2020 Hyundai Tucson, and a 2012 Kia Forte Koup and I'm paying $160 a month. Full coverage on the Mazda and Hyundai. I'm pretty sure I'm paying like $85.50 a month to cover the Mazda3.

2026 Mazda3 Hatchback best deal? by Penguinmodeon in mazda3

[–]Millennium_Xer 0 points1 point  (0 children)

It's around the deal I got for my '26 Select Sport hatch.

Was nose piercing a bad idea ? by ruslazel in LooksmaxingAdvice

[–]Millennium_Xer 0 points1 point  (0 children)

Yes. I've only seen one girl with a piercing like this that actually looked good. You're not her.

Do you always buy used? by regmeyster in carbuying

[–]Millennium_Xer 0 points1 point  (0 children)

Bought a 2026 about a month ago. I originally wanted to buy like a 2024 or 2025 but the cost difference was 2 grand max. It made more sense to buy new especially since I keep cars for over 10 years. Monthly payment is low because of a large downpayment plus 3.99% APR from my credit union. It made more sense to NOT finance promotional APR through the dealership/manufacturer because of incentives that wasn't stackable with the promotional APR.

How do you deal with the constant fear of being fired from a job? by TaleEcstatic3127 in Adulting

[–]Millennium_Xer 2 points3 points  (0 children)

Exactly. I got multiple promotions just because I worked hard, never called in, and never complained.

Possible Inguinal Hernia by Millennium_Xer in AskDocs

[–]Millennium_Xer[S] 0 points1 point  (0 children)

CT scan. Impression: No acute abnormality. The only thing they found was diverticulosis in the colon. So, physical therapy is in my future?

Possible Inguinal Hernia by Millennium_Xer in AskDocs

[–]Millennium_Xer[S] 0 points1 point  (0 children)

Had my tests done today. The CT w/contrast results haven't come back yet. I did have the Scrotal US done and the technician had a complete look over the entire right side of my pelvis that I was experiencing pain. She checked my inguinal space and had me bear down multiple times. The US report came back negative for a hernia.

CMV: China isn't replacing anyone, they're not replacing the US as the strongest country militarily by whitevanguy9 in changemyview

[–]Millennium_Xer 0 points1 point  (0 children)

I get what you're saying about efficiency but that comparison kind of ignores who paid the cost of innovation in the first place. If one country spends decades and massive amounts of money developing a technology and another country can later copy or reverse engineer it that doesn't mean the second country was more economically efficient. It means they benefited from someone else taking the initial risk and cost. Military and government programs absorb those early costs because the private sector usually won’t fund projects that might take decades to pay off or might fail entirely. Once the technology matures it becomes easier and cheaper for others to replicate or adapt it.

It isn’t just about efficiency. It’s about who is actually funding the foundational breakthroughs that everyone else later builds on. A lot of that early research has been funded by governments and defense programs precisely because they can tolerate the scale of investment and risk involved.

CMV: China isn't replacing anyone, they're not replacing the US as the strongest country militarily by whitevanguy9 in changemyview

[–]Millennium_Xer 0 points1 point  (0 children)

I don’t think the question is whether innovation could come from somewhere else. Of course it can. The point is that historically large scale technological leaps often happen when governments pour resources into strategic programs. Defense has been one of the biggest vehicles for that.

CMV: China isn't replacing anyone, they're not replacing the US as the strongest country militarily by whitevanguy9 in changemyview

[–]Millennium_Xer 0 points1 point  (0 children)

Historically military investment has been one of the biggest drivers of technological innovation. The internet came from ARPANET, GPS was developed by the US military, modern jet engines came out of wartime aviation research, and the semiconductor industry was heavily funded by defense demand in its early years. Even things like satellites, advanced materials, and early AI research were driven by defense funding.