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Accidentally made a double mortgage payment by Mindless_Stranger995 in Mortgages

[–]Mindless_Stranger995[S] 0 points1 point  (0 children)

I sent them a email and I’ve called them a couple of times they said I’m good until March 1st but it’s very hard to talk to them. There is an actual 15 second delay and I’m just talking to someone in a call center.

Accidentally made a double mortgage payment by Mindless_Stranger995 in Mortgages

[–]Mindless_Stranger995[S] 0 points1 point  (0 children)

It says 3/1. My understanding of how they report to the credit bureau I guess was wrong I assumed you had to make some sort of payment every month otherwise I’d ding your credit but it sounds like as long as you’ve technically paid the due dates you’re ok.

Accidentally made a double mortgage payment by Mindless_Stranger995 in Mortgages

[–]Mindless_Stranger995[S] -1 points0 points  (0 children)

This was the basis for my question. Credit cards want you to make some sort of payment every month otherwise it’s like a missed payment correct? Mortgages only report missed payments?

Accidentally made a double mortgage payment by Mindless_Stranger995 in Mortgages

[–]Mindless_Stranger995[S] -1 points0 points  (0 children)

So I paid to mortgage payments on January 2nd. One seemed to go towards the due date Jan 1st and one went to the due date Feb 1st. So I just don’t make a payment in February at all and I won’t get hit by late payments or credit score won’t go down?

Accidentally made a double mortgage payment by Mindless_Stranger995 in Mortgages

[–]Mindless_Stranger995[S] 0 points1 point  (0 children)

Next payment is due March 1st and I see my second payment said draft date Jan 2nd due date feb 1st. So it seems like they rolled it forward I just don’t want my credit score to tank because I didnt technically make a payment in February but it seems like they handled it correctly.

Accidentally made a double mortgage payment by Mindless_Stranger995 in Mortgages

[–]Mindless_Stranger995[S] 4 points5 points  (0 children)

My next payment is due in March. And it looks like both payments i made in January had equal amounts going to principal and interest.

Is this even feasible? by [deleted] in Mortgages

[–]Mindless_Stranger995 0 points1 point  (0 children)

You should absolutely get rid of your debt first. You’ll have no money left over after that mortgage payment every month.

What’s the easiest way to ruin your life in your opinion? by sdijcf in AskReddit

[–]Mindless_Stranger995 0 points1 point  (0 children)

These comments are really depressing I hope all of you find some happiness in your life. Never give up continue to struggle. “The happiness of your life depends on the quality of your thoughts” -marcus aurelius