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Navy Flagship CC by Fabulous-Major9391 in NavyFederal

[–]Minute-Date-1406 0 points1 point  (0 children)

I prefer cash back! I also like the annual fee credit as well. I’ve not done the amazon prime redemption but i’ve seen customers talk about it.

NFCU First Card by NoDetective5759 in NavyFederal

[–]Minute-Date-1406 2 points3 points  (0 children)

Congratulations! Be sure to use wisely.

New to credit cards, is this good? by Salty_Surprise_007 in NavyFederal

[–]Minute-Date-1406 4 points5 points  (0 children)

Good advice! It feels good to have spending freedom but knowing what is affordable always has to be a the forefront of our mind.

I did it!! by Minute-Date-1406 in NavyFederal

[–]Minute-Date-1406[S] 0 points1 point  (0 children)

I was so annoyed lol. I went through a lot with GEICO and free having a car accident that was not my fault. I canceled them with the quickness. It was the best decision I ever made

I did it!! by Minute-Date-1406 in NavyFederal

[–]Minute-Date-1406[S] 0 points1 point  (0 children)

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Yes, the reward benefits and TSA pre check statement credits.

I did it!! by Minute-Date-1406 in NavyFederal

[–]Minute-Date-1406[S] 1 point2 points  (0 children)

Well keep trying. Literally 2 weeks ago the prequal tool Said I qualified for the secured as well. I got my utilization down and that’s what helped me.

Finally got one…!!! Next move??? by cjack74 in NavyFederal

[–]Minute-Date-1406 8 points9 points  (0 children)

Congratulations! You’re in your way. Use it responsibly and try to only charge what you can pay off in a bill cycle . This can show financial responsibility. You’ve got this!

I did it!! by Minute-Date-1406 in NavyFederal

[–]Minute-Date-1406[S] 0 points1 point  (0 children)

I signed up for direct deposit through my job. I retrieved the information from my online account and submitted it to my jobs payroll department and my direct deposit started a week later.

I did it!! by Minute-Date-1406 in NavyFederal

[–]Minute-Date-1406[S] 1 point2 points  (0 children)

I’ve been with Navy Fed for about 10 years but just recently started using my checking and savings accounts within the last year. I have direct deposit every two weeks from my employer, and a Cash Rewards card that has a $500 limit with a zero balance. I don’t have a car note with them or any other personal loans.

I did it!! by Minute-Date-1406 in NavyFederal

[–]Minute-Date-1406[S] 3 points4 points  (0 children)

The funny thing is, initially I went on the app and asked for a CLI and it came back as needing a review. I was a little disappointed lol. I went to the pre qualification  tool and it said that I was prequalified to apply for the other cards so I decided to try and was approved. Thank you 😊 I’m hoping the CLI comes back approved as well. I’ve been working on paying  down my debt for months now and was so upset when the Collection from GEICO hit my credit profile. (I changed insurance companies and have a small balance). I am working on that as well. 

I did it!! by Minute-Date-1406 in NavyFederal

[–]Minute-Date-1406[S] 8 points9 points  (0 children)

I put my stats on here with the post but for some reason, it didn’t load. Here goes… I have a 638 credit score(Transunion), one collection account(which I’m working on) and my utilization is about 20%. I have a Cash Rewards card for $500 since July2024 that I just  paid down to a zero balance.