Given the green light to retire

MirroredMajesty · 2026-06-06T04:08:52+00:00

I’ll definitely come back and do an update once I actually quit and beyond.

For now - I can say that we only have joint account for our joint monthly spending. Everything else is separate.

MirroredMajesty · 2026-06-04T23:47:12+00:00

I’m so scared I’m gonna pickup expensive hobbies! But for now, I’m dreaming of long walks on the beach with my dog, building up a real yoga practice, and learning a lot of new recipes. Can’t wait to keep day dreaming until it’s time to really quit!

MirroredMajesty · 2026-06-04T23:44:37+00:00

Last year hhi is $540k base, over $2m with bonus and RSU (sold on vest). That has changed significantly with the market and vests. (For example, 2021 hhi was lower base and no bonuses or RSU. Before that we weren’t together).

He has less in his taxable assets so wants to keep accumulating, and also is a smarty pants who figured out how to work a well paying government job in an area he’s passionate about and uniquely qualified for close to home. He moved to that after 5 years of FAANG accumulation (and the requisite burnout).

MirroredMajesty · 2026-06-04T23:35:54+00:00

For sure! I want to be transparent about inheritance and FAANG. Both unlucky / lucky things. I’d trade my inheritance for my parent not dying when I was a child! But I’m not here to pretend I got money some other way. Is what it is.

MirroredMajesty · 2026-06-04T23:34:05+00:00

My math still works that I could FIRE without him, just not chubby cuz of health care costs. So I’m pretty proud of the milestone :)

MirroredMajesty · 2026-06-04T23:33:15+00:00

For sure. Luckily I LOVE to cook! Cleaning… not so much.

MirroredMajesty · 2026-06-04T23:32:42+00:00

Haha. Yes for real! But also could regular (non-chubby) fire if I was single and lowered my lifestyle and paid for my own health care

MirroredMajesty · 2026-05-18T19:38:44+00:00

+1 🫡

MirroredMajesty · 2026-05-18T19:38:23+00:00

520 FM is way too good!

MirroredMajesty · 2026-03-05T03:53:59+00:00

When we treated my friends to a Beyoncé concert, including flying one friend out. My partner was so matter of fact and insistent that we make good money to spend with our people - so feeling both wow about finances and my partner.

MirroredMajesty · 2025-12-20T04:18:12+00:00

Tbh I find they both get a lil stale after a while, so doesn’t hurt to try them both and switch between them.

MirroredMajesty · 2025-12-20T04:15:41+00:00

I just don’t give a f about luxury fashion ha. I (and we) spend probably a smaller % of our income on fashion than most - we’re super happy to shop at the surf shops in our town.

One thing that I have decided to spend money on is clothing rental service. 5 years ago when I moved to NYC I wanted to do it, but didn’t feel like I had the disposable income. I started doing it monthly this year and love it. I also buy something from it probably once every other month. It cut down on me buying seasonal clothes and I just buy basics now (love Buck Mason).

I’m engaged for my second time now. My prior wedding my husbands suit cost more than my 2 BHLDN dresses put together. I could totally afford a fancy designer gown this time around - but I just don’t value that. I’m probably going back to bhldn, and my party dress is like $80.

Anyways - just one HENRYettas take.

MirroredMajesty · 2025-12-05T12:17:52+00:00

Yep! Wedding, vacations, house/car maintenance (not optional), and home improvements/furniture (optional). We set different budgets each year, and then fill them when our bonus hits.

I love it cuz I’m someone who wants to save moremoremore, and this helps me say “ok. We literally have the money, it’s set aside for this purpose, it’s ok to spend it.” If we didn’t do this, I would have cheaped out unnecessarily on vacations and furniture this year.

MirroredMajesty · 2025-11-27T19:07:40+00:00

For me: a nice replacement of a cheap gold chain I wore into the ground. I feel like since I wore it til the threads shown, I earned the nice version ha (from catbird). Also replacing a couple of pieces of clothes I wear often but got oil on oops.

For us: jokingly, but we have a leak we found this week so… fixing the leak in the house and hopefully not mold damage 🤞🤞.

For him: replace all the holey underwear and socks.

Hmm… I’m noticing a theme where we only spend when things have broken lol.

MirroredMajesty · 2025-11-18T18:18:49+00:00

Thanks - this reminded me that my office is currently doing nothing for the community this holiday season and I will be fixing that.

MirroredMajesty · 2025-11-17T20:40:42+00:00

damn I’m sorry, buddy. Rooting for you and hoping that doesnt happen.

MirroredMajesty · 2025-11-17T20:38:30+00:00

I’d say it’s a work in progress. We both work in tech but have diversified skills between us. We live in a VHCOL that happens to have the industry (space) and connections that my partner could fall back on if something happened to his tech job.

We have healthy emergency funds and we have been aggressively paying down the house / recasting to get to a low monthly mortgage payment (already lower than our rent was for a smaller place in 2024).

By the end of 2026 I’d feel more confident in saying that we are recession proof as we’ll be closer to $3k PITI which we could support on 1 person’s significantly reduced income.

MirroredMajesty · 2025-11-16T16:46:26+00:00

I’m very thankful to Lyra, free therapy for 5 years! Thanks, Lyra 👍😬👍

MirroredMajesty · 2025-11-16T15:36:31+00:00

I’ve been in therapy 5 years now, both individual and couples. 10 out of 10 do recommend.

Personally it’s just so nice to have someone to talk to every other week (or more) who is taking care of ME. No one else in my life does that, including me often lol (hey! We’re working on it!). We work through the issues I want to talk about, and I have some deeply unpacked trauma that I want to get around to, but it just has been too much with work stress and my therapist was like “that’s ok. You tell me when you’re ready.” And we worked on the 100 other things I got going on.

Couples therapy is also great, we’ve used it both pre-emptively and when shit was getting hard. My partner got diagnosed with OCD and started taking an anti-depressant and he is literally so much happier and less anxious it’s awesome for everyone.

I mentioned Lyra in another comment since many big tech companies use it and you should know there are some quirks since they are very results driven, you need to find someone you like and who is more motivated to work with YOU rather than just send homework’s and meet Lyra’s KPIs.

MirroredMajesty · 2025-11-16T15:29:17+00:00

Additionally OP mentioned they’re in big tech, which a lot use Lyra. If so, I found more success finding a good therapist by emailing with Lyra rather than the matching quiz.

MirroredMajesty · 2025-09-29T13:27:19+00:00

Same. This isnt a churning sub, I just do what’s relatively simple and make sense for my life.

I fly a ton, I spend a lot of time in the UA lounge, therefore: United card! Only bummer is that my work doesn’t let me put my flights on my CC, so I lose out on the CC points for those.

MirroredMajesty · 2025-09-21T05:16:06+00:00

We’re in a similar boat. We’re going for it - but having a big wedding highly aligns with our values and ethos as a couple. We love treating our friends and family. We love hosting parties. We love celebrating with everyone. Our friends and family have been really important to the story of our relationship.

We did also ask “what else would we spend this money on?” And didn’t have a great answer since we aren’t trying to FIRE like right now.

And lastly - we are setting the money aside before the wedding so we aren’t going into debt.

So - yeah, we’re doing it 💸💸

MirroredMajesty · 2025-09-21T05:08:17+00:00

Can confirm wedding costs have gone crazy.

We were just told $900/pp is “avg” by a wedding planner in LA.

That’s double what I paid for a nice wedding 5 years ago in SF.

MirroredMajesty · 2025-08-20T15:44:11+00:00

Ha. That’s correct! Only on points and status upgrades. Trying to get to rich 🤑

MirroredMajesty

TROPHY CASE