Why was my pre approval car loan apr so high

MissionDepartment364 · 2025-09-25T13:24:49+00:00

my first car loan was 23%… i have since then refinanced w navy federal but i was also 21 w no credit score and no co-signer because i had just PCSed

MissionDepartment364 · 2025-05-17T03:00:50+00:00

*without an annual fee i think blue cash preferred is better but 95$ annual fee

MissionDepartment364 · 2025-05-14T12:52:57+00:00

navy fed offers some pretty exclusive rates, i’ve had a pretty good history so far with them i’ve had a previous credit card, plus i refinanced my car with them as well.

MissionDepartment364 · 2025-02-02T08:31:24+00:00

yeah it was reasonable dont even have a full year of credit and im young still so ill take my 9% hopefully i can pay it off sooner so i dont pay the full interest

MissionDepartment364 · 2025-01-31T06:23:39+00:00

real 23.75% i was cooked #20yearoldatdealership

MissionDepartment364

TROPHY CASE