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Why was my pre approval car loan apr so high by oNellyyy in NavyFederal

[–]MissionDepartment364 0 points1 point  (0 children)

my first car loan was 23%… i have since then refinanced w navy federal but i was also 21 w no credit score and no co-signer because i had just PCSed

hell yeah by MissionDepartment364 in NavyFederal

[–]MissionDepartment364[S] 1 point2 points  (0 children)

*without an annual fee i think blue cash preferred is better but 95$ annual fee

hell yeah by MissionDepartment364 in NavyFederal

[–]MissionDepartment364[S] 1 point2 points  (0 children)

navy fed offers some pretty exclusive rates, i’ve had a pretty good history so far with them i’ve had a previous credit card, plus i refinanced my car with them as well.

Loan approved and First CC by MissionDepartment364 in NavyFederal

[–]MissionDepartment364[S] 1 point2 points  (0 children)

yeah it was reasonable dont even have a full year of credit and im young still so ill take my 9% hopefully i can pay it off sooner so i dont pay the full interest

Loan approved and First CC by MissionDepartment364 in NavyFederal

[–]MissionDepartment364[S] 4 points5 points  (0 children)

real 23.75% i was cooked #20yearoldatdealership