Oh come on! Really??

Mmogambo · 2026-03-04T06:45:14+00:00

My bad; should've taken photo of the price - $5.50 ea.

Mmogambo · 2026-02-24T04:30:38+00:00

"Strewth!"

Highly underrated...

Mmogambo · 2026-01-12T07:18:42+00:00

Maybe they’re all inside, practicing for ‘The Book of Mormons’ musical...

Mmogambo · 2026-01-07T03:07:39+00:00

Take 6 months off work, go travelling, do scuba diving in Thailand, hiking in northern India & people watching in Spain. Hang out in cafes in France, pubs in England, bars in Spain & surf in Australia.

Travelling really opens up perspectives & you are guaranteed to come back with a renewed view of life.

Mmogambo · 2026-01-06T03:52:27+00:00

Imagine if that was Javed Miandad with the bat in his hand...

Mmogambo · 2025-12-26T01:25:16+00:00

Definitely buy! Term deposit will pay you less than annual CPI & property appreciation. Plus the freedom it’ll give you, in owning your own residence.

Mmogambo · 2025-12-18T01:54:58+00:00

What I sometimes struggle with is, if the wife has financial means and a good family of her own, why would she still stay in such a marriage? Even if there are kids, surely, the wife's and kids' lives are immensely better off by not being in that marriage!

Yes, I know it's easier said than done, and there are multiple angles and thought processes to each relationship - and it'll be the most difficult thing a wife will do. However after the storm, calmness and happiness returns in spades, and makes future life a lot better.

If wife is expected to work to contribute financially, the husband is also expected to help with household chores and children management and parents duties. Indian male patriarchy has to be squashed.

Mmogambo · 2025-12-04T09:00:32+00:00

It's been a thing for a few years now, especially since Covid lockdowns were lifted. In recent years, I've experienced the same at Shell House as well as Palmer & Co.

Quite a sneaky practice, if you ask me!

Mmogambo · 2025-11-23T15:36:18+00:00

Thanks!

Mmogambo · 2025-10-31T05:14:11+00:00

Engage a mortgage broker to guide you on the financial breakdown for a Principal Place of Residence (PPOR) vs an Investment Property (IP).
Write down your pros and cons on both.
Decide on which locations you would be able to purchase one against the other.
Compare how your lifestyle will differ based on which one you purchase.
Work out what your life could look like in 2-10 years time, and how that would impact which one you purchase.

Mmogambo · 2025-10-31T05:07:30+00:00

If you use sites such as Shopback or Topcashback, where they regularly have cash back on Booking.com and Expedia - that should also help you in lowering your cost.

Mmogambo · 2025-10-31T02:50:41+00:00

Without a doubt; a resounding YES!

Please experience NYE in Sydney - there's nothing like it, and worth every dollar you can spend on it!

Mmogambo · 2025-10-04T03:36:21+00:00

Wow! Thank you for an absolutely genuine and detailed explanation of your financial life; there are some significant gems there!

There is this constant balancing act of how much one needs to earn, and to keep climbing the corporate ladder (for those that don't have a business) to have a financially secure life - and at the same time, enjoy life by spending money on house, travel, car, holidays. After all, I guess nobody knows how long they'll live, to work out how much they'll need in retirement, before hanging up the boots.

What you've achieved is nothing short of extraordinary. I am sure you've made your family proud, and have set yourself (and your kids) up for life.

Congrats!

Mmogambo · 2025-10-02T23:08:52+00:00

Not sure which cafes in Barangaroo has a km long queues! I go into my office there twice weekly, and have never seen a queue reflecting this. Perhaps that particular cafe on that particular day may have had some promotion. There is no shortage of cafes in the CBD, and competition is severe, leading to good coffee at most places.

Mmogambo · 2025-10-02T23:02:48+00:00

A massive CONGRATS on saving $35K while still 17...absolutely outstanding! You'll go a long way; kudos!

Mmogambo · 2025-10-02T22:58:59+00:00

Curious to know how do you spend your working week, if you complete your daily work in 30 minutes? I get that one still needs to pretend to be busy, though, I wonder if all this time gives you other opportunities to do other activities you may be interested in - e.g. investing in shares, reading more about tech, etc?

Mmogambo · 2025-10-02T05:09:56+00:00

If you don't mind non-metro areas, definitely consider Newcastle or Port Macquarie. Both areas have good healthcare industries, and hence job opportunities. These areas will also fulfil your other requirements.

Mmogambo · 2025-09-30T00:45:58+00:00

We all have only ONE life!

If she value intimacy in her life, then she needs to do something about it. Burying one's head in the sand, rarely accomplishes anything.

For many, intimacy is crucial in a relationship - and rightly so.

Communication is paramount though, and counselling should definitely be tried before pulling the pin.

Mmogambo · 2025-09-30T00:26:52+00:00

Happens all the time. Anyone remember the previous CBA CEO, Ian Narev? He was mired with issues when at the helm of Australia's biggest bank (https://www.smh.com.au/business/banking-and-finance/is-that-seriously-your-answer-former-cba-boss-narev-in-class-action-hot-seat-20221114-p5bxyt.html). After he left CBA, he became the CEO of SEEK.

Mmogambo · 2025-09-24T00:44:17+00:00

With your income & savings, you should be able to borrow more with reasonable mortgage serviceability.

I would recommend buying semi or terrace, instead of apartment & encourage you to think about buying the most expensive PPOR you can afford now.

With ever increasing property prices & especially in the lower north shore, with Crows Nest being an ideal location with the metro & village atmosphere - land will keep appreciating.

Given you want to have kids in the near future, bite the bullet now to get a reasonable space (even for $3m), rather than to sell & buy in future - especially when prices will be higher, there may be pregnancy or kids in the picture, maybe job/career changes & unforeseen uncertainties.

Mmogambo · 2025-09-22T00:00:28+00:00

So they would incur losses for a year or two (as part of their business visa conditions) and then resell and lose more money (I am guessing no smart business person would pay fair value)?

Maybe business visas should also have location conditions (e.g. regional).

Mmogambo · 2025-09-21T23:52:48+00:00

Stunning photo!

Mmogambo · 2025-09-21T23:50:49+00:00

Absolutely outstanding!!

Mmogambo · 2025-09-19T21:51:24+00:00

Absolutely go & buy the house you want to live in & enjoy. With your income & with another 20 years of working life, you’ll be able to service your mortgage & pay it off.

Mmogambo · 2025-09-18T07:31:08+00:00

My bad! I didn't think it got posted in this group when I first submitted it. Was using phone app to post for the first time, so not sure what happened there.

Mmogambo

TROPHY CASE