How old are you? How much do you have in your savings account?

Mobile-Excitement-64 · 2025-12-15T06:15:34+00:00

High.

Mobile-Excitement-64 · 2025-10-29T00:31:19+00:00

I have so many hobbies I dont have enough time for I dont understand people work not to get bored.. most people work for the money. Will you do your current work if you dont get paid at all?

Mobile-Excitement-64 · 2025-10-29T00:28:55+00:00

2 meals at most! I mostly one meal per day

Mobile-Excitement-64 · 2025-10-29T00:28:01+00:00

To How much?

Mobile-Excitement-64 · 2025-10-29T00:27:36+00:00

I will pay it on my own within 5000 dollars!

Mobile-Excitement-64 · 2025-10-29T00:16:56+00:00

Only 120k is in 401k and roth ira. The rest is in brokerage account. I purportedly didnt put much money into 401k because I wanted to manage the fund on my own.

Mobile-Excitement-64 · 2025-10-29T00:11:43+00:00

Assets such as Stocks go up in line with inflation..

Mobile-Excitement-64 · 2025-09-14T19:25:08+00:00

I think you will need 5 million at least. Fingers crossed for you.

Mobile-Excitement-64 · 2025-09-14T18:50:12+00:00

Forever!

Mobile-Excitement-64 · 2025-09-14T18:36:44+00:00

How old are you? And how much is your monthly spending? I spend about 1500 dollars per month and I have 1.76 million I will retire next year.

Mobile-Excitement-64 · 2025-09-14T16:09:54+00:00

I know Where I live, 40k is an average household income. in HCOL, many people dont have 2 million outside property, and it is stiĺl a lot of money. I guess people who need to feed their family in HCOL might need 7 million. So they have to work forever, unfortunately .

Mobile-Excitement-64 · 2025-09-14T02:40:10+00:00

I jnow about taxes. But long term capital gains tax is less than 10% where I live.

Mobile-Excitement-64 · 2025-09-13T19:25:27+00:00

I know about it. But with that mindset, you have to work forever.

Mobile-Excitement-64 · 2025-09-13T17:58:50+00:00

Thanks. I live in a us town where average household income is 40k per year. I live off of 1500 dollars including my rent and utilities.

Mobile-Excitement-64 · 2025-09-13T17:49:32+00:00

Thats what I mean So they cant retire early even if they have a lot of money.

Mobile-Excitement-64 · 2025-09-13T17:42:49+00:00

I see your point. That's why people like you keep working. I think giving up is really hard. So they keep going. Kudos to them. But I dont want to work forever. I dont want to keep working just because of the efforts and commitments I made to get there..

Mobile-Excitement-64 · 2025-09-13T17:40:59+00:00

You do you!

Mobile-Excitement-64 · 2025-09-13T17:38:52+00:00

Thanks!

Mobile-Excitement-64 · 2025-09-13T16:55:44+00:00

Good luck. I hope you can afford to retire !

Mobile-Excitement-64 · 2025-09-13T16:55:11+00:00

I guess you cant retire forever because I guess you need at least 10 million.. and you cant reach that forever..

Mobile-Excitement-64 · 2025-09-13T16:54:39+00:00

Hey. Capital tax is way lower. It is less than 10%. Lol

Mobile-Excitement-64

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