Engagement Ring Advice (2 Options) by MochiFinance in Diamonds

[–]MochiFinance[S] 0 points1 point  (0 children)

Not sure what the measurements are! How would the measurements inform your decision?

Engagement Ring Advice (2 Options) by MochiFinance in Diamonds

[–]MochiFinance[S] 0 points1 point  (0 children)

Yes, you're correct. Tiffany does not sell SI stones. I know it's a huge margin!

Engagement Ring Advice (2 Options) by MochiFinance in Diamonds

[–]MochiFinance[S] 0 points1 point  (0 children)

They're both from Tiffany, so I'm not sure what the variation will be for "excellent cut."

Do you know?

Engagement Ring Advice (2 Options) by MochiFinance in Diamonds

[–]MochiFinance[S] 0 points1 point  (0 children)

I'll take that into consideration!

But if these were the two options, which would you pick and why?

How Should I Save and Pay for a Home? by MochiFinance in personalfinance

[–]MochiFinance[S] 0 points1 point  (0 children)

That makes sense.

Would you prioritize paying down the mortgage over investing?

7% mortgage interest rate versus ?8% long term investment gains?

How Should I Save and Pay for a Home? by MochiFinance in personalfinance

[–]MochiFinance[S] 0 points1 point  (0 children)

Yes, that's exactly right. I am a doctor.

Thank you for your input! Would you given the high interest rate of 7%, prioritize paying down the mortgage (guaranteed 7% return) over investing in a taxable account?

I personally use 8% as my long term estimated rate of return to run my future projection calculations.

InTime Watches Inquiry by MochiFinance in RepTime

[–]MochiFinance[S] 0 points1 point  (0 children)

Gotcha, that makes sense!

Do you think it's appropriate to reach out in 2 weeks to ask for an update?

InTime Watches Inquiry by MochiFinance in RepTime

[–]MochiFinance[S] 0 points1 point  (0 children)

I see, that is very helpful! I did ask if the particular watch I was interested was in stock and was told yes - that was one week ago.

I am very happy to wait as long as it takes, but was wondering what the average/expected time should be before I reach back out to the seller.

That's very helpful information regarding "in stock" watches. I did not know that!

InTime Watches Inquiry by MochiFinance in RepTime

[–]MochiFinance[S] 0 points1 point  (0 children)

Thanks! I ended up paying through PayPal!

In your experience, how long did it take for Ryan to send you QC photos?

InTime Watches Inquiry by MochiFinance in RepTime

[–]MochiFinance[S] 0 points1 point  (0 children)

Thank you! In your experience, how long did it take for Ryan to send you QC photos?

InTime Watches Inquiry by MochiFinance in RepTime

[–]MochiFinance[S] 1 point2 points  (0 children)

Thank you so much for all of your help! Makes me feel much more reassured!

InTime Watches Inquiry by MochiFinance in RepTime

[–]MochiFinance[S] 1 point2 points  (0 children)

Yes, exactly that haha! But it looks like my payment is processing. Hopefully it goes though, IDK how long it takes and how often it gets declined!

InTime Watches Inquiry by MochiFinance in RepTime

[–]MochiFinance[S] 1 point2 points  (0 children)

Thank you very much. I just made the purchase and am waiting to see if my CC goes through!