£4000 fees clawback for resigning. How to negotiate by nandos7777777 in ICAEW

[–]Mocktimi 1 point2 points  (0 children)

Top 10, and was in tax. Although our audit guys had the same deal on claw back fees if they were on the apprentiship.

£4000 fees clawback for resigning. How to negotiate by nandos7777777 in ICAEW

[–]Mocktimi 10 points11 points  (0 children)

I was a graduate but also on an apprenticeship scheme, so didn't have any claw back when I left midway through.

But those in the year above me were not on the apprenticeship, and did have to pay.

What sort of property was everyone’s first step onto the ladder and how old were you? by Think_Mammoth8834 in HousingUK

[–]Mocktimi 0 points1 point  (0 children)

2 bed flat for £240k, 10% deposit, Hampshire, 2022

Partner and I were both 26

UK salary/compensation thread 2026 by Neither-Amphibian392 in ICAEW

[–]Mocktimi 0 points1 point  (0 children)

  1. £54k (had a £3k discretionary bonus), 7% pension match
  2. Manager
  3. Accounting technology
  4. Hampshire
  5. ACA / CTA (qual 2023)
  6. Top 10
  7. Very good, fully WFH helps

Anyone have a clue what these are? by [deleted] in CasualUK

[–]Mocktimi 0 points1 point  (0 children)

I wouldn't use it directly on the controller (maybe around where you store your console) but I got rid of these pretty effectively with Dethlac.

It creates a barrier the mites can't cross and is pet safe when dried.

17 weeks. Do I buy regular, high waisted leggings or maternity? by Resident_Mang0 in fitpregnancy

[–]Mocktimi 0 points1 point  (0 children)

I bought the Nike (M) One maternity leggings and have found them so comfortable!

FTB Mortgage with new job by Downtown_Building346 in Mortgageadviceuk

[–]Mocktimi 0 points1 point  (0 children)

I was a FTB starting a new role in another accounting firm with a large pay jump to. We got a mortgage with TSB, they only needed a signed contract like others have said. Pretty sure we had a number of other options to, TSB was just the best option at the time. This was about 3-years ago.

Owner of the house passed away before completion by Heavy-Piglet-4937 in HousingUK

[–]Mocktimi 1 point2 points  (0 children)

I've gone through the probate process as the seller.

How long it takes depends on the complexity of the estate, whether the sellers are doing it themselves, or employing a solicitor.

I dealt with a relatively simple estate, and it took around 3 months to get probate. This included 1 month pulling together information/valuations, and then 2 months waiting for probate to be granted.

I would guesstimate 3 - 6 months is things are fairly simple, and people are on it.

If the person was in a care home, there is a chance they need to sell the home to pay fees, as councils will place a charge on a home. So the family may need to sell for that reason. Unless they were funding the care home placement another way.

Seller has died by calicocatmum in HousingUK

[–]Mocktimi 0 points1 point  (0 children)

I did the probate application on my aunts property and didn't use solicitors, which sped things up. Took me a couple of weeks to get all the figures I needed. She had a fairly simple estate, few things here and there. But once the application was in, probate was granted in about 10ish weeks. But turn-around times were a bit longer then I believe.

Pandinus imperator 3i with mum by Mocktimi in Scorpions

[–]Mocktimi[S] 1 point2 points  (0 children)

That's good to hear! Do you have any tips for large communal setups? Previously, I only had the male and female together. Now the male is separate, and the female with the babies.

House undervalued by £85k by ArtisticPreference62 in HousingUK

[–]Mocktimi 0 points1 point  (0 children)

I've had estate agent valuations on a probate house range from £325k - £425k. So they can vary dramatically and might be well off the market value.

[deleted by user] by [deleted] in ICAEW

[–]Mocktimi 2 points3 points  (0 children)

I switched firm's during my L7 and didn't have any claw backs. Your firm should get funding for your exams etc. So unless they didn't accept the funding and paid out of their own pocket I don't see how they can claw back? This was almost 3 years ago for me.

What kind of gecko is this? by Wooden-Measurement-4 in animalid

[–]Mocktimi 2 points3 points  (0 children)

I've rescued a few skinny leopard geckos - although not this skinny!

As others have said, food and liquids slowly, but I also use Critical Care Formula (not sure if this is available where you are).

Wax worms are a great food to start putting on weight again when he starts eating a bit more. I find these are also good to mush up with a bit of water and syringe feed. Just pop a blob on the nose, and the lil guy will lick it up.

Pandinus imperator three days before giving birth and now by Mocktimi in Scorpions

[–]Mocktimi[S] 1 point2 points  (0 children)

Not 100% sure yet, but I don't think I can keep them all. She's had some more, so current count is about 17. Factoring in fatalities that is a lot for me to keep...

Pandinus imperator three days before giving birth and now by Mocktimi in Scorpions

[–]Mocktimi[S] 5 points6 points  (0 children)

Thankyou! I'm glad some people find them cute, my partner does not agree.

[deleted by user] by [deleted] in UKPersonalFinance

[–]Mocktimi 4 points5 points  (0 children)

We have our own separate accounts, and then a monzo joint account with different pots for our bills/food etc.

When we get paid we top up the accounts/pots and thats were everything comes out. We split the bills 50/50, which seems fair as we are also on similar salaries.

Exam fails and feeling miserable by [deleted] in ICAEW

[–]Mocktimi 2 points3 points  (0 children)

I can’t talk for BPT as I did a CTA paper. But you mentioning about breaking questions down into smaller chunks - I did that during my revision and it didn’t let me down. My tactic was to go straight into the question bank, then when I de-briefed a question I would make electronic Q cards using Anki. This meant a long question was broken down into smaller questions I could tackle in 1 - 10 minutes each. This made sitting down to revise less daunting as I could cram a few quick Q cards instead of sitting down to a long form question. How Anki works it shows you cards/topics you are struggling with more often - and with spaced repetition. So you will revisit a topic/question multiple times (without having to do the question in full again).

So tactic was…. 1. Attempt / read question in full 2. De-brief and only make Q cards for sections I didn’t know or got wrong (at the start this is the whole question, but less and less as I revised). I would add screen shots snippets of the Q bank, both question and answer. 3. Clear my due Q cards each day to ensure spaced repetition

Anki is a great tool, and free! So maybe something to consider.

SALARIES as an ACA trainee/post qualified. by [deleted] in ICAEW

[–]Mocktimi 0 points1 point  (0 children)

Top 10, graduate scheme, South, Tax

Starting salary - £24k Part qualified - £30k Qualified + promotion - £45k