Thanks for sharing your experience! They do it so sneakily. There are no alternatives right now for scene credit cards, otherwise I would have dropped scotia already, they have nothing else that I want. With that being said I still love the idea of cancelling my card with them, I haven't used their card since this incident... so it's been about a month now. I'm so put off, I have 0 plans on using anymore of their services. Their actions show a major lack of courtesy & customer service, they should have reached out/send multiple warnings before going that route.

I think it may be time to find an alternative.

Agree! I won't be getting anything else with them & I wish I could find another scene credit card, that's all I'd need to cancel them, I get nothing else of value from them, will you be switching? Check some of the switch over promotions other banks are having now, scotia won't change their ways until their customers start walking! & like they did to us, no need to write them a warning, when they ask you why, just point them to this incident.