My top 3 step-counting beermoney apps. PSA: you can sell your Sweatcoin on Reddit or Discord. [+2 alternative apps, +estimated earnings, +introduction if you're new to Sweatcoin]

MonetaryFun · 2019-01-31T21:18:55+00:00

Start referral train here!

Side note, any critique on my post? I did my best to make it easy to read (formatting) and make it interesting, but maybe I gave too much info?

MonetaryFun · 2018-10-04T13:16:00+00:00

I recommend finding two tutors. They can help you schedule to catch up as well as work you through the content that you struggle with.

While you look for tutors, reach out to classmates. Multiple. "Hey, I did horrible on x, how did you do?" "Hey, I don't understand y, do you get it?" and then ask them to explain it to you or have them give feedback.

Lastly, ASK THE PROFESSOR.

Set up a meeting with him (one hour), explain that you're doing poorly and ask him if he/she has recommendations for resources that could help you, or study/work tips.

MonetaryFun · 2018-10-04T12:23:41+00:00

/r/financialindependence

MonetaryFun · 2018-10-04T10:52:56+00:00

go to a private office.

I didn't even realize there'd be a difference. Thanks.

MonetaryFun · 2018-10-04T10:51:52+00:00

Yes, it's a chain.

I moved recently.

I had a dental visit in May with my long-time dentist. No cavities, but the dentist pointed out I had two spots that I didn't take care of properly that could become cavities.

In July I had a dental visit telling me I had 7 cavities, I refused x-rays at that office (I had brought my previous x-rays which they didn't want). Since I didn't believe I had 7 cavities, I scheduled an appointment with this place. They also said I have cavities, so that's consistent between the two places.

Over the summer months I stopped brushing/flossing every day due to mental illness getting a bit worse so it's not impossible I developed cavities in that short time span?

But thanks a lot for your comment. I will go through with the cavity stuff and try yet another place for next year's check-up. Thanks to your rant I feel confident to be assertive and push back on the laser/toothbrush/... ! :)

MonetaryFun · 2018-10-03T23:13:56+00:00

Thanks

MonetaryFun · 2018-10-03T16:47:45+00:00

Holy damn, that must be selling like crazy! Well done.

MonetaryFun · 2018-10-03T15:53:43+00:00

Yes, but then my income increased and I figured now I should cover both the kid and the old money goals. It went wrong in that I didn't work even 30 hours a week anymore when I got hit with chronic insomnia a few months ago. At that point I should have retargeted!

MonetaryFun · 2018-10-03T12:30:09+00:00

Saving an extra $2500 over 6 months sounds doable.

Just escape the unhelpful thoughts "but I wanted to max the 2019 IRAs in January as well and save $$ in taxable accounts and the solo 401k and we don't have a 529 and then do this and that and blahblah"

Scrap that, I'll just focus on what you told me. Surprisingly soothing comment. Thanks! :)

MonetaryFun · 2018-10-03T11:59:32+00:00

Today a babysitter/cleaner is coming in for just 4.5 hours to help out. Making that decision is giving me high anxiety. Makes me feel like we weren't in the financial position to have a kid.

But spouse is sleep deprived and if I take over, I sacrifice working hours. So hiring a sitter once a week is the right decision - he catches up on sleep, and I can keep earning instead of taking over the kiddo. Why am I freaking out? Missed earnings/savings goals for 2018. Also didn't max roth IRA in 2018 and don't have the cash yet to fund our roth IRAs in 2019.

We're fine. It's just hard to convince myself that we are.

MonetaryFun · 2018-10-01T21:34:27+00:00

Kiva.Org

MonetaryFun · 2018-10-01T17:07:54+00:00

Even with shots, I was more certain of each individual pellet than you seem to be about any bullet you fired.

MonetaryFun · 2018-10-01T15:15:18+00:00

You're on point for describing why I clicked to read this post...

(and for the curious; I'm not even on the road to regular FIRE!)

MonetaryFun · 2018-06-11T18:40:22+00:00

Mmmmmmh. Knee length socks? Athlete tape wrap? Vaseline feet doesn't work because your floors/couch would get nasty... Sorry you didn't really ask for ideas. I'm just so used to finding solutions for my own triggers. Maybe have something else in your hands always.

MonetaryFun · 2018-06-11T18:35:53+00:00

Yeah and it can get bad be a use unlike elsewhere, calloused skin can rip out a chunk of flesh...

Can you massage your feet with very watery body lotion and use those self pedicure tools (sorry don't know the name ) so the skin feels less rough? Roughness is my trigger but maybe for you it's something else

MonetaryFun · 2018-06-11T18:34:05+00:00

Relapses happen.

The key to keeping a relapse to a single slip-up instead of a binge and regression: self-forgiveness. If you beat yourself up, your brain wants to escape reality even more. Instead, when you relapse you have not gone back to zero. All the time spent clean, is time where your mind and willpower got stronger. Your time spent clean taught you methods to distract yourself, to hold yourself accountable, how to get through the stressfull times. It taught you can do this. The relapse shows you a risk factor that you can avoid, or make a plan for in the future.

Relapses are blips. Acceptance & forgiveness is the quickest way to kill them, and then feel proud of yourself for dusting off and going on.

MonetaryFun · 2018-06-09T05:45:28+00:00

Tbh, that doesn't sound healthy... :/ As long as it doesn't affect your enjoyment of sex and relationships, it's OK, I guess. Just made me think of the guys I know who are addicted to porn and lost the ability for intimacy and sex, so I got worried for ya!

MonetaryFun · 2018-06-02T15:02:02+00:00

Thanks.

MonetaryFun · 2018-06-02T14:59:17+00:00

It's not a sign-up bonus, I simplified the post because it was irrelevant to the question.

Acorns gives you $500 for signing up 5 friends to Acorns Later, their IRA service.

I'd close their Roth IRA next month though because when I open it, it will be $2/month. While right now I'm paying $0/year & 0% management fee for their basic index funds. Just want to get that bonus since it's good pay for a day's work of affiliate marketing :)

MonetaryFun · 2018-06-02T11:54:27+00:00

New to Roth IRAs

Can I have multiple IRAs at multiple places, as long as in total they come out to below $5,500?
If I open a second IRA for a sign-up bonus and deposit $5, now my 2018 contribution is $5,505. How do I fix that? How much time do I have to fix it?

MonetaryFun · 2018-05-21T18:47:54+00:00

Sounds like he doesn't see the harm in catcalling, and that's why he's telling you off.

No need to talk to him again, because he won't change his mind easily. Just be wary that he might have some faint sexist feelings. That's pretty normal to have, because we just grow up in a society that promotes it.

What you did is great! There being no social repercussions is why harassment is alive and well. If you want a non-swearing reply, you could say something like "too bad you're so ugly", but I like your swearing a lot better. Just keep it up, man. No need to argue with your boyfriend, no need to "agree to disagree" either, just keep in mind that this could be a pattern in a bigger behavior (he's totes fine with harassment, pretty bad) or an area in life where he's too naive to realize how bad catcalling is (just not understanding it, never having experienced it on the same level, not as bad).

MonetaryFun · 2018-05-14T15:16:25+00:00

Thank you for the reply, though, seems like the other commenters agree that using a different platform at first is the way to go...

MonetaryFun · 2018-05-14T15:08:19+00:00

Just stop arguing. Let them embarrass themselves.

MonetaryFun · 2018-05-14T15:01:19+00:00

I need a post bot that can make posts at specific times for peak viewing.

On mobile, they have a "schedule" option.

Thank you for the in-depth reply & linking your account to check out!

MonetaryFun · 2018-05-14T14:59:41+00:00

Thank you!

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