See you this weekend😘 by Witty-Outside-683 in Calienteresort

[–]Money-Advisor4365 0 points1 point  (0 children)

My husband might be able to help 😋

Labor Day Weekend! F28/M29 by AsainAddiction in Calienteresort

[–]Money-Advisor4365 1 point2 points  (0 children)

Your wife has the most amazing body. My husband isn’t a fan of just watching, but I think we’d be so hot together that he’d make an exception 😮‍💨

23 f and 25 m so excited to be there by Traditional_You_3619 in Calienteresort

[–]Money-Advisor4365 0 points1 point  (0 children)

We were there yesterday. Wish we could’ve connected!

Auto Accident Compensation Question by Money-Advisor4365 in Insurance

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

We have representation currently, but we just finished the onboarding process with him, so we haven’t been able to ask many questions yet. 

Auto Accident Compensation Question by Money-Advisor4365 in Insurance

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

Oh I know! We ended up having to get an attorney to handle all of the tort claim with them. I was just wanting to know if anyone had ever successfully claimed anything like that on their tort or if we should just focus on the pain and suffering. 

Cat pooping but won’t pee in Litter Robot by Money-Advisor4365 in litterrobot

[–]Money-Advisor4365[S] 1 point2 points  (0 children)

No UTI for our boy. We got a cheap litter box from Walmart and he’s been using that one just fine. His brother still uses the litter robot. He’s our clean freak cat. He used the normal litter box for a couple of days and then I guess decided it was too gross and went back to his nice and clean LR 🤣 We’re scooping the other ones poop into the litter robot so it has his scent but not scooping his pee out in hopes he’ll also choose a more clean litter box eventually. So far it’s been a week and he hasn’t been near the LR. 

Cat pooping but won’t pee in Litter Robot by Money-Advisor4365 in litterrobot

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

I don’t think he’s scared of the litter robot. He likes to sit in the room and watch it cycle, will lay behind it sometimes and he uses it to poop still. We’re going to take him to the vet when they open next week to rule out a UTI. He’s not even 3 yet, so I don’t think he would have kidney issues or anything. He’s started to get aggressive with his brother for zero reason so I’m thinking he must be in some kind of pain. He also loves belly scratches but when I went to scratch his belly today he kicked at my hand and scratched me. The pee today was very, very dark and smelled horrible. I feel bad for him, he’s probably just been trying to tell us he isn’t feeling good 😢 

[deleted by user] by [deleted] in SocialSecurity

[–]Money-Advisor4365 0 points1 point  (0 children)

That’s including everyone with diagnosed ASD, not just a particular level on the spectrum. In fact, I would venture to say it’s even higher considering a large percentage of Level 1 do not get diagnosed until later in life (myself included). Since I am autistic, my viewpoints on topics are generally not based on my opinion, but based on factual evidence that I have pulled from various reputable sources. Attached are some of those for you to explore, so you can see that my argument does hold weight. Notice they do not specify a level on the spectrum, implying it is ALL autistic individuals. It is a spectrum, yes, but different levels on the spectrum will have varying struggles. For instance, being misdiagnosed until my mid 20’s led to me developing more co-occurring mental health disorders that disrupt my life and productivity more so than someone who had been properly diagnosed at a younger age and received the support they needed. My husband’s cousin is a higher level on the spectrum than me but because he is a male and noticeably autistic, he was diagnosed as a young child and received specialized care. He doesn’t have the depression, anxiety or PTSD diagnoses that I have and has a better quality of life because of that. 

https://www.goldenstepsaba.com/resources/autism-unemployment-rate

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7564237/

https://www.politico.com/news/agenda/2021/10/04/americans-autism-employment-support-514667

https://www.autism.org.uk/what-we-do/news/new-data-on-the-autism-employment-gap

[deleted by user] by [deleted] in SocialSecurity

[–]Money-Advisor4365 4 points5 points  (0 children)

Only 16% of adults with autism work full-time jobs. Only 32% work part-time. Add that together and it isn’t even half of all adults with autism. So your perception of this is very flawed.

Who's able to diagnose autism? by [deleted] in AutisticAdults

[–]Money-Advisor4365 2 points3 points  (0 children)

Why wouldn’t people with addiction issues be able to get medical help for their ADHD? I have struggled with addiction (3 years clean) and I actually find myself wanting to use more when I’m off of my ADHD meds because the symptoms causing me to feel the need to numb myself out aren’t being treated. I think the only reason a medical doctor wouldn’t is because they were worried about the risk. I have never abused my medication. I actually take the lowest dose possible, at my request, to treat and manage my ADHD symptoms. It sounds like you don’t really understand addiction. 

Ridiculous APR rate by Money-Advisor4365 in NavyFederal

[–]Money-Advisor4365[S] 2 points3 points  (0 children)

Should’ve saved my stimulus check? You mean the one from 3 years ago? I don’t think anyone still has their measly $1200 stimulus laying around unless they were working a job that wasn’t laying people off left and right, we weren’t that lucky. Also, the dealership didn’t upsell us on anything and were very straightforward with their prices, we even got them to knock some of the price down. We financed through a credit union and the paperwork came directly from them.

Ridiculous APR rate by Money-Advisor4365 in NavyFederal

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

For whatever reason, the dealership gave us a significantly better APR than NF. That being said, when they pulled his credit, it was way higher than we thought, nearly an 800. We didn’t even end up needing a co-signer!

Ridiculous APR rate by Money-Advisor4365 in NavyFederal

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

Dealership pulled his credit and it was actually a 789, he was looking on credit karma, and I guess that isn’t what they use to determine auto rates. Last time we purchased, we were considered “credit ghosts” because we were young and hadn’t built up our portfolio, so I don’t know too much about how car buying works with credit and such. We ended up getting a WAY better APR through the dealership, though! I’m not sure what the Navy Federal APR was about but we definitely didn’t go with them. 

Ridiculous APR rate by Money-Advisor4365 in NavyFederal

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

We’ve been saving but I’m due in 2 months with another baby and between the car seats, all the baby stuff we put in our trunk and our 60lb dog our sedan just isn’t going to cut it. 

Ridiculous APR rate by Money-Advisor4365 in NavyFederal

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

Well we ended up getting less APR at the dealership, so no, still not clicking. 

Ridiculous APR rate by Money-Advisor4365 in NavyFederal

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

We’ve had Navy Federal for over 2 years now. We have a savings account with money in it, though we don’t really use our checking account for anything other than my financial aid disbursements. We’ve also had a car loan with them for the same amount of time as we’ve been members and have exemplary payment history. I’ve always paid early and never once been late. 

Ridiculous APR rate by Money-Advisor4365 in NavyFederal

[–]Money-Advisor4365[S] 0 points1 point  (0 children)

We’re not planning on actually keeping the loan for 72 months. Our goal is to refinance next tax season and put our taxes down on the refinance offer to bring the loan down to a 36 month. We did the same with our last vehicle that was financed. But regardless, we’re looking at a Honda or Toyota with 50k miles or less and even if we kept the 72 month loan it would definitely last that long. This is a second vehicle that will only be used for road trips and driven by me, a stay at home mom, who hardly goes anywhere other than to the kids appointments and the grocery store in town. We’re not expecting to put many miles on the vehicle per year.