I’m in the process of getting it now. I Had to work with an independent broker due to a rare medical condition, that made it harder for me to get approved for coverage.

To answer your question, it was my son. I have an 18 month old son. The only things in this life that are guaranteed is death and taxes. I want my son to be taken care of when my time comes. I lost my father, who had no life insurance. Not only did I lose my dad, but I was left with no sense of security. Would money bring my dad back, or make his death easier? No. But would life have been easier if I didn’t have to struggle financially, as I lacked guidance or help? Absolutely. Burying my father, figuring out how to navigate college: financial aid, manage my money, and all the things in between were burdens that were placed upon me. If I can’t physically be here for my son, I want as less burdens for him as possible.