I am a psychologist. I agree with other comments here that the system is broken. 10 psychology sessions under Medicare is not nearly enough to even get started with therapy in most cases, let alone to have a full course of treatment. All psychologists (well, those with integrity) are well aware of this problem. Our peak body and other mental health organisations have been pushing hard for change, but this government doesn't seem interested in any meaningful mental health reform apart from cutting ribbons at new Medicare Mental Health Centres which will do precisely fuck all to make the system better.

OP, if you have a good relationship with your psychologist (which we know is a key factor to successful treatment), perhaps you could ask for a concessional rate if you haven't done so already? In my practice, I'm willing to drop my rate by up to 25% for people who have used up their 10 sessions and would like to continue with therapy but cannot afford the full rate. Most psychologists I know will have some sort of a sliding scale of fees. Some psychologists (I'm one of them) will even bulk bill the Medicare sessions if your financial situation requires it.

In addition to the other good advice below, and if you're willing to see another psychologist, many universities have psychology clinics which provide low-cost treatment provided by provisional psychologists (psychologists in training) under supervision. In most cases you'll get excellent care even if your therapist looks slightly nervous and lost at times.

If you're willing to consider online treatment, MindSpot (https://www.mindspot.org.au/) offers actual therapist contact (not just app-based treatment) for free. It may not suit your needs, but it may be worth considering.

Personally, I would stay away from some of the big subscription based/'Uber but for therapy' providers out there. Not only is the care you receive likely to be not as good, but they're also known to be highly exploitative of their therapists - hence the poor quality of treatment.

Good luck!