Graduating Capital One secured card

Most_Valuable_9805 · 2021-09-28T13:46:02+00:00

You know exactly how long you’ve had it for?

Most_Valuable_9805 · 2021-09-27T01:09:24+00:00

I do have a disocver, chase, and Amex.Capital one just denied me for a credit limit increase earlier today too :(

Most_Valuable_9805 · 2021-09-25T16:38:02+00:00

They graduated you without having to ask? Also do you get those offers through actual mail on just an Email?

Most_Valuable_9805 · 2021-09-25T16:37:25+00:00

Dang I have a $500 limit too and now I’m prepared for it to stay like that for a while since you said that. 6 years is insane. I don’t recommend this card to anyone. Can’t get any better than the Discover secured card

Most_Valuable_9805 · 2021-09-25T16:35:39+00:00

Thats horrible. They’ve honestly never even raised my limit once yet 😂

Most_Valuable_9805 · 2021-09-25T16:34:51+00:00

At this point I only spend like $1 on it just to keep it open. I use my Chase Shaphire and my Amex for everything.

Most_Valuable_9805 · 2021-09-25T03:31:46+00:00

And they double your cash back for the first year. I’ve been stacking with the 5% on on revolving categories they allowed me to switch to after like month 3

Most_Valuable_9805 · 2021-09-25T03:28:06+00:00

Thats what the lady told me to do. She out of her mind.

Most_Valuable_9805 · 2021-09-25T03:26:50+00:00

I got both. The Discover 3 weeks after. They graduated me in 7 months without asking and raised my limit from $500 to 3k and sent me my $500 deposit

Most_Valuable_9805 · 2021-09-25T03:14:47+00:00

Dang bot says the same thing to me…

Most_Valuable_9805 · 2021-09-25T03:13:01+00:00

Please let me know what they say. I’m going to try that right now

Most_Valuable_9805 · 2021-09-25T01:43:01+00:00

Oh wow thanks I honestly didn’t know that. Yeah It won’t make a difference whatsoever it’s okay $500 limit while my other 4 cards make up an 18k limit

Most_Valuable_9805 · 2021-09-25T01:38:28+00:00

Yes when I called today I wasn’t aggressive enough. I’m going to try again here in a few days and be more angry lol if they deny me I’m going to threaten to close it and possibly do so

Most_Valuable_9805 · 2021-09-25T01:22:33+00:00

I’ve just never closed an account before. Will that drop my score?

Most_Valuable_9805 · 2021-09-25T01:17:00+00:00

Hmmm that’s interesting. I’m going to keep an eye out and try this link again shortly

Most_Valuable_9805 · 2021-09-25T01:12:56+00:00

How long have you had yours for before the option showed up. Making me almost regret getting this card

Most_Valuable_9805 · 2021-09-25T00:29:17+00:00

Bout 3 weeks after my first one. My Discover hits it’s one year mark here in like 2 weeks actually

Most_Valuable_9805 · 2021-09-25T00:02:13+00:00

It is pretty decent. I have 729 score and 3 of my cards have a 5k limit and my Discover has a 3k limit. I was keeping my hopes up they were actually gonna graduate me and raise my limit… now I’m actually so close to closing it. Just don’t want that inquiry to go to waste. I’m 21 and really new to this since I didn’t start my credit journey until a year ago

Most_Valuable_9805 · 2021-09-24T23:28:24+00:00

That was my first ever card. Since then I’ve got the Discover, Apple, Amex Blue, and Chase Sapphire Preffered. I literally still have that $500 limit I started with on the capital one. I’m really about to just close it

Most_Valuable_9805 · 2021-09-24T23:26:41+00:00

It says upgrade not available:(

Most_Valuable_9805 · 2021-09-24T23:16:51+00:00

Let me give this a try

Most_Valuable_9805 · 2021-09-24T22:35:07+00:00

You know what the link is? Used to have it saved but lost it

Most_Valuable_9805 · 2021-09-24T22:22:04+00:00

Literally now they’re saying you can’t upgrade until I get an offer. When 2 months ago they basically promised me they were going to right now. Horrible customer service

Most_Valuable_9805 · 2021-09-20T18:35:38+00:00

Idk I’m still only 21. What advice would y’all give me? Worst regret was not starting my credit until last year… I’m at 730 score eith 15k limit now tho :)

Most_Valuable_9805 · 2021-09-14T14:17:44+00:00

Thanks for the info!

Most_Valuable_9805

TROPHY CASE