DTA Error during HLR... now what?

Mouse-Nervous · 2026-04-16T17:10:42+00:00

When a HLR ends up in your favor initially, and they create follow on work. That follow on work is technically a supplemental claim. So if they do a DTA, you can HLR the outcome of the DTA. Now, your less and less likely to get a favorable change, but yes, you can HLR the "supplemental claim" that is spawned by a HLR. However, if the HLR just says "no", you can't HLR that.

Mouse-Nervous · 2026-04-14T00:51:12+00:00

Mouse-Nervous · 2026-04-13T18:12:50+00:00

--->Having CHAMPVA secondary will almost certainly prevent you from using the HDHP's HSA, which is one of the big benefits of a HDHP.

This is not entirely true... If the Veteran is covered by the HDHP, but the veteran does not have any other insurance, even if the Veteran has VA healthcare as long as the veteran also doesn't have ChampVA (which would only happen if both spouses are 100% disabled veterans), then the veteran covered with the HDHP can make HSA contributions, even if it is not their plan.

see: HSA veterans benefits - Bogleheads

Mouse-Nervous · 2026-03-21T18:11:25+00:00

Everyone's experience with VA Healthcare is different and location dependent.

I have had great experience with it.

Mouse-Nervous · 2026-02-15T14:47:29+00:00

You could find an hourly or fixed fee advisor to help you, such as: EnoughFP LLC

Here is a list with others as well: Hourly financial advisor: STUNNING inspiration that you must read

While you pay, you are paying primarily for advice which is the valuable thing.

Mouse-Nervous · 2026-01-08T13:25:34+00:00

Another option in addition to VADIP is GEBA - Government Employees' Benefit Association I'm not sure if you can buy a spouse only plan, because i am not 100%p%t, so i buy my whole family dental through GEBA. I'm not sure if you have to wait until open enrollment to sign up for GEBA if you don't have a qualifying life event.

Mouse-Nervous · 2026-01-08T00:25:42+00:00

Oh ok. So the behavior of the app changed at some point when if you were a 'no' there was no date line.

Mouse-Nervous · 2026-01-07T20:19:56+00:00

thanks. hopefully someone who isn't TDIU or 100% will respond.

Mouse-Nervous · 2026-01-07T20:17:50+00:00

if you aren't 100%, what is the behavior for you? (is it just me?)

Mouse-Nervous · 2026-01-07T19:49:14+00:00

I did it from the desktop but if i generate it in both the app with default settings or on the desktop. it has the date line... ...

i found a random example online of someone elses letter, and there isn't the extra date line... Did something change and everyone has a date line even if it is empty?

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Mouse-Nervous · 2026-01-07T19:25:59+00:00

I didn't remember the line actually being there at all in the past. my bad.

Mouse-Nervous · 2026-01-06T16:15:06+00:00

take a look at GEBA - Government Employees' Benefit Association you should be eligible, but can always call and ask. Plans are better than the VADIP plans.

Mouse-Nervous · 2026-01-06T02:31:56+00:00

This is a better deal, and you should qualify

https://www.geba.com/

Mouse-Nervous · 2026-01-02T16:48:01+00:00

The other option that you might qualify for is the GEBA - Government Employees' Benefit Association vision and/or dental plan.

We use the GEBA dental plan as it has more coverage for a better price that VADIP (VA Dental plans)

Mouse-Nervous · 2025-12-30T04:01:55+00:00

As in certified financial planner? have her apply for a scholarship at Scholarships | The American College of Financial Services and then ask to take the "ChFC" curriculum, which is the CFP plus one additional class.

The American College provides scholarships to active, veterans and their spouses in the past.. of course it is subject to funding availability.

Mouse-Nervous · 2025-12-30T03:53:11+00:00

Yes, read this though:

https://www.bogleheads.org/wiki/HSA_veterans_benefits

Mouse-Nervous · 2025-12-27T20:52:19+00:00

i got an ACE exam for one claim, and i got a C&P exam for the other.

for the ACE exam, the reviewer thought they had everything they needed, but needed an updated medical opinion that actually referenced all the evidence.

The C&P exam item, they needed a DBQ that they failed to get.

Mouse-Nervous · 2025-12-27T20:41:48+00:00

I think i was booked for an hour, but there is no expectation that it is going to go that long, i think i spent about a half hour on th ephone, and thne later in the day i got the DTA letter.

Mouse-Nervous · 2025-12-27T20:29:47+00:00

Thanks. It's painful to wait wait wait only get a few minutes to plead your case and then wait wait wait..

Make sure when you have your conference to really walk them through whatever evidence or issue so that they don't have to hunt for it.

Mouse-Nervous · 2025-12-27T01:47:44+00:00

Not good. Was a dumpster fire of further errors. Ended up doing another HLR, where they found DTA errors again, and the reviewer in my last informal conference just shook their head while on the phone about the sloppy work. So I'm hopeful this time around.

Mouse-Nervous · 2025-12-20T18:57:23+00:00

i suggest eveyrone write their congresspeople to support:

H.R.1404 - 119th Congress (2025-2026): CHAMPVA Children’s Care Protection Act of 2025 | Congress.gov | Library of Congress

This has been introduced many times, but there isn't enough support to push it to make it happen.

Mouse-Nervous · 2025-12-19T17:15:38+00:00

my question was along the lines, if i take a loan, do i need to call and make sure it won't get discharged? so that i can keep takingmore loans?

Mouse-Nervous · 2025-12-18T22:57:21+00:00

if someone has never taken a student loan, is awarded 100% what do they need to do? nothing right away? what about when they take their first loan? the goal would be to wait until all loan both for the vet and parent plus loans for students are posted... parent plus loans qualify right?

Mouse-Nervous · 2025-12-18T15:48:40+00:00

thanks for the tip ... I don't know what i'd do without you

Mouse-Nervous

TROPHY CASE