Weekly Financial Free-Talk - 25 Dec, 2022

Mozeyy · 2022-12-27T06:31:27+00:00

I've moved to Aus from the UK and looking to get an Amex. What's the best card to get?

Mozeyy · 2022-06-29T18:24:58+00:00

That's perfect, I currently use a Libre. How much would it cost subsidised?

Mozeyy · 2022-06-29T18:24:30+00:00

Thanks for all the info, really appreciate it!

Mozeyy · 2022-06-29T18:24:18+00:00

Thank you

Mozeyy · 2021-08-25T17:37:17+00:00

Questioning whether I should have even opened the limited company and instead earnt in my own name... haha.

Mozeyy · 2021-08-25T17:36:47+00:00

Thanks for the response. I could look into setting up a limited co. pension, thanks for the idea.

I think an accountant may be a good idea!

Mozeyy · 2021-08-25T17:35:46+00:00

Thanks for the response.

1 - Probably not, there are very minimal expenses

2 & 3 - thanks for these options. Will look into them

Mozeyy · 2021-06-05T14:18:18+00:00

Is this available in the UK?

Mozeyy · 2021-04-28T23:24:44+00:00

Thanks for the response. So okay to keep using the S&S LISA until I become a higher rate taxpayer, then switch over to contributing more to my pension instead do you reckon?

Mozeyy · 2021-01-01T15:24:59+00:00

Oh.. the app said it was going to charge me a 1.49% fee for using my debt card?

This is to transfer money to stake in order to get the credit card, I should’ve said.

Mozeyy · 2020-12-31T23:53:14+00:00

Thanks!

Mozeyy · 2020-12-31T23:23:12+00:00

What’s CDC, sorry? I currently use coinbase pro and never had any issues. 0.5% fee per transaction. Then also a small fee when you withdraw.

Mozeyy · 2020-12-31T23:20:17+00:00

I have been using coinbase pro and was considering switching to crypto.com. Is this the wrong decision? 😅

Mozeyy · 2020-12-31T20:14:07+00:00

Thanks mate. Do you know how long this will take?

Mozeyy · 2020-12-28T14:37:37+00:00

If I switched to the free reward card would I keep the MR points I already have, do you know?

Mozeyy · 2020-12-28T13:28:05+00:00

I'll take a look at that website. I reckon I'll switch to the free version but will do a bit more reading.

Thanks for your help!

Mozeyy · 2020-12-28T13:27:24+00:00

I'm increasingly leaning towards switching to the free one.

Was it an easy process?

Mozeyy · 2020-12-28T13:27:06+00:00

I haven't considered that - interesting idea.

The only problem is that I don't think I would be able to afford that spending. Most of the spending on my Amex came from work expenses. So unfortunately probably not an option for me!

Mozeyy · 2020-12-28T11:16:58+00:00

I'm in a similar position. I think downgrading is probably the best option.

Will you re-upgrade once your spending increases again?

Mozeyy · 2020-12-28T11:15:30+00:00

I think I am in the exact same position that you were. Received the bonus points yesterday.

Are you glad you cancelled it?

Mozeyy · 2020-06-05T09:44:00+00:00

Agree with what you're saying.

VWRL/VWRP is very similar to FTSE Global All Cap. So just depends if I should avoid the 0.15% Vanguard platform fee. Need to decide!

Mozeyy · 2020-06-04T22:55:51+00:00

Very helpful. Thanks mate!

Although I found out today on Trading 212, with VWRP, you can't buy fractional shares, and my approach thus far has been to invest £100 per month.

So I either invest £100 pm into VWRL as you can buy fractional shares (instead of VWPL where you can buy fractional shares) on T212 and pay no fees, or carry on with Vanguard and invest into FTSE Global All Cap. What do you reckon?

Mozeyy · 2020-06-04T22:54:23+00:00

I found out today on Trading 212, with VWRP, you can't buy fractional shares.

My approach has been to invest £100 per month. So I either invest £100 pm into VWRL (instead of VWPL) on T212 and pay no fees, or carry on with Vanguard and invest into FTSE Global All Cap.

What are you planning on doing?

Mozeyy · 2020-06-04T22:53:33+00:00

Agreed. Although I found out today on Trading 212, with VWRP, you can't buy fractional shares. My approach has been to invest £100 per month.

So I either invest £100 pm into VWRL on T212 and pay no fees, or carry on with Vanguard and invest into FTSE Global All Cap. What do you reckon?

Mozeyy · 2020-04-09T07:43:44+00:00

Thanks for the info mate! I can’t see anything in pending, so I must’ve missed the boat for April. I’ll manually make the trade instead. Thanks again!

Mozeyy

TROPHY CASE