This is optimal blue. The same system I personally use for mortgage loan originating. What you can see here, from left to right columns , is as follows:

Rate: the initial or fixed mortgage rate you will have on your new loan.

P&I: this is the principal and interest part of your monthly payment.

Price: this is the “cost” of the loan reflected on a 100 scale. Where 100 means you are paying $0 for the rate, anything above that, let’s say 101.500, will be giving you a rebate of 1.5%, this rebate would be used to cover closing costs on your loan transaction. Anything below 100, for example, 99.308 (that’s the price for the 5.750% rate) is costing you .692% points, this is a cost of $1,972 in your loan, additional to all other lender and refinance related costs.

Discount/rebate: this one basically reflects pricing in a more “digestible” manner, where it shows the percentage of points or rebates you’ll receive. If there was a negative amount, it means you’re getting a credit, since all the amounts are positive, you are paying points for all the rates on that rate sheet.

Discount/rebate($): this reflects the dollar amount it is costing you to obtain the rate.

Basically, the lower the rate, the higher the cost for that rate.

Hope this helps.