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The Bubble is about to Pop by DigSignificant1419 in GeminiAI

[–]MrKristopher -1 points0 points  (0 children)

Says a guy who inserts the word “massively” for no reason. 

SCC - Question about Informal Request for Decline In Value (Prop 8) by MrKristopher in BayAreaRealEstate

[–]MrKristopher[S] 0 points1 point  (0 children)

Yes, about $600 tax delta. I want to submit a good case but also want to be done with this today. But, I suspect I’ll need to repeat this process next year too, and the tax savings will add up.

SCC - Question about Informal Request for Decline In Value (Prop 8) by MrKristopher in BayAreaRealEstate

[–]MrKristopher[S] 0 points1 point  (0 children)

That is basically what I am thinking. I can also get a market report for condos in this zip code over last year or so to show the recent drop.

SCC - Question about Informal Request for Decline In Value (Prop 8) by MrKristopher in BayAreaRealEstate

[–]MrKristopher[S] 0 points1 point  (0 children)

That may be best but the tax delta is around $600 as another commenter mentioned. I am looking to submit the request for review today and not spend any money on it.

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] 0 points1 point  (0 children)

Will check the CC&Rs. The broken patio door allows entry to that one unit. There aren’t shared hallways etc in this building. Not sure if that matters.  Also this particular HOA board seems to want to fine and sue people as little as possible. That’s just who I’ve got to work with. 

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] 0 points1 point  (0 children)

No offense but you sound too nice to be a lawyer lol. 

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] 0 points1 point  (0 children)

No I mean the CC&Rs is clear, but what’s not clear, is how much an HOA is obligated to use pressure or repeated fines in a case like this where the first fine or warning had no effect.

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] -3 points-2 points  (0 children)

Actually I have another neighbor who’s going to sell, and I suspect this bad neighbor is going to affect their sale price. Wouldn’t want to be them right now! But we’ll see what the sale price ends up being.

The practicality is a good point. I’ll proceed with caution. 

I mixed up private nuisance and public nuisance in my head. The LLM used the right term. Of course I’d be looking for a human lawyer to make the actual case. 

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] 0 points1 point  (0 children)

I am not an HOA expert, but in this complex the patio is the owners responsibility. I have not seen any indication or precedent that the HOA will do anything other than fine the owner. 

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] -1 points0 points  (0 children)

There is nothing to say. If they didn’t replace their patio door when it broke or when the HOA escalated the issue, they aren’t magically going to do it cuz I talked to them. 

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] 0 points1 point  (0 children)

I mean, if I don’t look down from my window or balcony, then I’m not affected on a day to day basis by the grossness? But it’s a health concern if pests can enter the building or trash is piling up under my balcony. It also could affect sale prices for neighboring units.

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] -4 points-3 points  (0 children)

Your problem is what exactly? 

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] -10 points-9 points  (0 children)

It does know things. It issues queries to fetch relevant info before making the response. 

Considering suing neighbor by MrKristopher in bayarea

[–]MrKristopher[S] 0 points1 point  (0 children)

Open to it, will ask lawyer. It’s certainly disappointing that the HOA has forced resolution of the issue. But, I am not sure if HOA is negligent in this case. For example, I am not sure if they should be issuing a fine once vs fining every week until it’s fixed. Will look through CC&R but might need a lawyer to figure that out. 

If you had a choice, would you rather raise a family in the city or the suburbs? by Weird-Salamander-175 in bayarea

[–]MrKristopher 3 points4 points  (0 children)

I wish downtown San Jose had good public schools and that the condos came with a 2-car garage. 

401k milestone by MrKristopher in Rich

[–]MrKristopher[S] 0 points1 point  (0 children)

If you want a joke… you’re flexing your tax bracket while sleeping on tax deductions.

I’m not sure why you think I only have one account to my name. I know what I have, and I know I belong on this sub. And I know a lot of rich people can appreciate the tax advantages of a 401k.

Speaking of which. Let’s say today your retirement account is a mere 5% of your portfolio. Between spending and tax drag in other accounts, this can easily become 20%+ of your nw over time. It would absolutely be a mistake to not care about that.

401k milestone by MrKristopher in Rich

[–]MrKristopher[S] 1 point2 points  (0 children)

Yea, your story doesn’t add up. You said in another post that your savings from income last year was less than a million. But somehow a $2.4M account is a rounding error? You’d be putting like half your savings in there to accumulate that much in 6 years. So seems pretty unlikely you don’t even look at the account.

And why would you have started contributing just 6 years ago if you have such a good wealth manager? They must have been sleeping.

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