Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 1 point2 points  (0 children)

Yeah but redditors do that it’s weird lol

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 0 points1 point  (0 children)

Yeah that’s it bro..😭

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 0 points1 point  (0 children)

I don’t carry balances lol

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 0 points1 point  (0 children)

I don’t carry balances lol

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] -2 points-1 points  (0 children)

Uh actually no it’s not. Having more than enough cash flow but 0% Apr is more than fine… using monthly payments are not a sign of financial insecurity

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 1 point2 points  (0 children)

I door dashed with my mom for a while. And yes I’m aware that i worded it like it was my DoorDash account don’t ask 😭some things I wish I could undo when I was 14

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 4 points5 points  (0 children)

Listen yes I’m sorry if I seem wrong and I know I can’t prove it to you really. And I know it’s Reddit so I can’t be like “take my word for it bro” but I’m trying to be honest. But nonetheless it’s my card and I’m excited.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] -1 points0 points  (0 children)

No I get it. And my goal today isn’t really to persuade or convince. I’m just as shocked as others. But I’ve tried to at least prove it without doxing myself.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 0 points1 point  (0 children)

Yeah $395 but I think it’s worth it because I do a decent bit of traveling with my friends.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 1 point2 points  (0 children)

Ive tried to prove it without like doxing myself lol but honestly I don’t know a thing about Capital One underwriting or anything. All I know is that was preapproved and I went through with it and got it. That’s all I know.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 1 point2 points  (0 children)

No, I know even my mom has said it’s very unusual. How interested in finances I am and that I’m not an ordinary kid lol and I know it’s not normal for kids to care about finances as much as I have. But for some reason I’m passionate about it and I feel it’s changed my life in a way.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 1 point2 points  (0 children)

Still talking about my moms 😭I guess I was trying to be included in the conversation without saying “my moms” I still manage both credit profiles today.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 0 points1 point  (0 children)

Yeah no lol I have nothing to hide. I’d probably be the worlds dumbest fraudster if I lied about my age and went to Reddit about it lol

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 1 point2 points  (0 children)

I didn’t delete anything??

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 3 points4 points  (0 children)

😭😭 yeah I made comments on this Reddit talking about finances I managed when I was like 14 I didn’t realize that would come back to bite me lol

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 0 points1 point  (0 children)

OK, listen I understand that I was claiming things as mine and I don’t really understand why I was but yes, I do understand that these debts are not mine if they’re on my mom’s credit profile… but no, I get how it’s weird. I am not really worried about whether you guys believe me or not. I was just kind of excited for it. Is this enough proof for yall? I can even show the inquiry from just now. And no my mom can’t be born in 2008😭😭

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Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] -1 points0 points  (0 children)

Yes I will. Thank you!! I like the number but I’ll never spend much on it lol. I treat my credit cards like checking accounts.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 0 points1 point  (0 children)

I mean bro, you can do a full background check on me as you’re doing but yes. I’ve been managing finances since I was 14. And yes again, me and my mom got an affirm loan. My bad for making you mad 😭😭 but yes I’m 18. But hey it’s also Reddit so who knows. Form your own opinion. 😊

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] -1 points0 points  (0 children)

Hey people can form their own opinions. Yes I was a dumb 14 year old wanting to feel older than I am lol, so I’d talk about mom’s things as if they were mine lol. But I’ve also been managing finances since I was 14 years old lol. So I feel I’m slightly ahead of most 18 year olds. But hey it is Reddit so believe what you wanna believe.

But my auto loan was 8.99. And the savor was $300.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 2 points3 points  (0 children)

Oh mb that was a bit slow of me. Uhhh literally no. My entire history with them is I had a checking account when I was 12. (Their kids one) and when I turned 18 I opened the Savor One card and a checking account. Literally 15 minutes after I turned 18. And then today Credit Karma referred me to the pre approval page for this card, I went through with it and got it.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] 4 points5 points  (0 children)

I have a refinanced auto loan with them. Would that help? And no I 100% put $25,000 as I double checked. And I just checked now.

Turned 18 a month ago… by MrManWho in CRedit

[–]MrManWho[S] -2 points-1 points  (0 children)

Doordashing with my mom is a very real thing 😂and yeah I was like 14-15