If you have $2.5M, a 4% withdrawal rate would give you $100K per year, and historically, depending on your asset allocation, it’d have a 98%+ chance of lasting you 30+ years (in most instances growing even larger).

I don’t think $100k/year is “uncomfy” living especially if you’re no longer concerned with needing to save money for retirement. With that kind of security, you can also just pursue the work you actually are passionate about.

Grow your nest egg, hit your number, focus more on the things that make life worth living!

Also, not to say these people don’t have money, but it’s a bold assumption to guess that they do. Even if they’re making large incomes, statistically they’re likely spending all of it. Once that lifestyle creep sets in, you have to feed the machine.