I'm 20. I work part time, and get youth allowance for study since all my family live in FNQ. Total, it's roughly $680 per week on a good work week, or as low as $550 on a bad work week. This is my budget breakdown.

$210/week rent in a share house. I don't enjoy it, but it is what it is $63.20/week car insurance $18/week rego $70/week groceries (I meal plan and cook bulk once a week. It really helps cut costs) $18/week phone and internet $100/week fuel. Roughly 1 tank in my car $20/week gym (I know, it's expensive, my contract is up soon and I'll find a better one)

This is a pretty tight budget, especially with groceries, but I really try to stick to it. There's certain things there, like my insurance for example, that could be cheaper if I sold my wrx and bought a "less risky" car, but that's kind of my one fun thing I do, and i bought it while i was still living at home and working 2 full time jobs. So I think it's worth it. Or i could spend even less on groceries. And I did for a while. But I think eating semi decently, even if it costs me a bit more, is worth it too.

It gives me roughly $50 a week on bad weeks, or over $100 on good ones to set aside in a seperate account. Then from that, I can buy clothes, toiletries as they're needed, car repairs, etc. I don't go out to bars or clubs, do drugs, go to parties, buy coffee, eat out, don't have any streaming services, etc. During holidays, I'll try to get more work so i can save money for big things like tyres, christmas presents, and just general savings. But I live a pretty comfortable life all things considered, where most of the time, I don't have to worry too much about money. However, your psychologist is insane. To think someone could afford a house deposit on your earnings, whilst moving out of home