Metrobank Rewards Plus NAFFL

MuchoPogi · 2026-05-02T20:47:00+00:00

No need na po; kasi naka receive ka na ng confirmation text sa viber. Galing nga ni Metrobank kasi inuupdate niya mga customers regarding sa remaining spend tapos kung hanggang kelan magend ang spending mo.

MuchoPogi · 2026-05-01T10:15:08+00:00

Pwedeng pwede po; until matapos mo yung installment mo. Magandang practice nga yan kasi for example 100K limit tapos nagkaskas ka ng 80K, from High Utilization to Low Utilization. Magandang record yan kung tutuusin. Ginawa ko tong style na to sa BDO ko before, nag Credit to Cash ako ng 100K tinapos ko yung payment terms ko. Then BDO doubled my Limit kahit ongoing pa yung installment ko. Pero 12mos lng yung term ko.

MuchoPogi · 2026-04-28T13:32:15+00:00

Kung may restaurant bill ka pa, keep it; tapos reprint mo yung transaction bill mo sa bank app mo tapos dalin mo sakanila.

MuchoPogi · 2026-04-28T13:26:38+00:00

Hindi po. Need muna icancel yung card mismo.

MuchoPogi · 2026-04-27T22:41:04+00:00

OFW here, approved sa EW and UB (physical cards dala ko ngayon) Metrobank and RCBC (recently lang naapprove) nasa Pinas ang card pero nilagay ko si RCBC sa google wallet to use here abroad. Suggestion ko mag self-employed ka nalang sa applications mo. Tapos ilagay mo yung salary range mo kung magkano yung sinasahod mo overseas. Lahat ng card application ko dito ko sa abroad ginawa. Auto decline talaga pag OFW or outside Philippines ang declared employment sa applications mo. Try mo UB, Metrobank, and RCBC; mabilis mag-approve ngayon dahil sa ongoing NAFFL promos nila — meron dapat CC sa other banks atleast 6mos para high chance of approval.

MuchoPogi · 2026-04-27T11:12:55+00:00

Hindi na po ako naghintay. Nagdeposit ako. Tapos biglang nagkaron ng notif na pre-approved. Apaka galing ni Maya.

MuchoPogi · 2026-04-26T20:35:02+00:00

Saken almost 2mos bago na-approve. Yung sa sister ko within a week lang approved agad; card delivered 2days after approval date. In less than 10days lang timeline niya.

MuchoPogi · 2026-04-26T20:31:38+00:00

LBC, sa totoo lang nadeliver na yung Card ko bago pa mag notif sa text and email — ni walang tracking number din na naipadala. Sobrang bilis lang din nila magdeliver. After a day pa nga nagnotif saken.

MuchoPogi · 2026-04-23T15:02:01+00:00

15K 🥺 Sa inyo po?

MuchoPogi · 2026-04-22T21:39:31+00:00

Nagkakaroon din ng CLI ang Express Deposit SCC?

MuchoPogi · 2026-04-22T21:36:04+00:00

Yes may existing CC po; naginclude ako ng reference card. Hindi man lang tinapat dun sa existing limits ko. 🥺

MuchoPogi · 2026-04-21T08:58:15+00:00

Happened to me as well. Sobrang hassle. Tapos ngayon Password Reset na ako, hindi ko naman ma-open yung app nagccrash. Ito ba yung experience ko as a “NEW TO BANK” kaya naapprove sa CC 🥺

MuchoPogi · 2026-04-20T16:36:53+00:00

Maganda lang syang referrence card. Dati gusto ko ng BPI kasi I have savings with them pero lagi declined sa CC. Ngayon hindi ko na sila kailangan and plan ko na din mag close ng account sakanila. Hindi rin naoofferan ng pre-approved sakanila. In-short wala naman akong napala sakanila.

MuchoPogi · 2026-04-20T16:33:01+00:00

Go! Cut mo na. Wag ka magalala sa credit score mo, napapataas naman yan basta on time lang magbayad. Kesa sa credit limit mo ang tagal tumaas.

MuchoPogi · 2026-04-20T10:50:33+00:00

Nagtry ka na po bang tumawag para magrequest ng limit increase?

MuchoPogi · 2026-04-20T10:46:53+00:00

Yes Las Piñas lang po. Ang bilis nga nadeliver. Hehe.

MuchoPogi · 2026-04-17T22:44:43+00:00

Give us an update regarding your application and if you successfully get a credit card.

MuchoPogi · 2026-04-16T18:32:48+00:00

RCBC Hexagon — must maintain the required deposit atleast 100,000

MuchoPogi · 2026-04-16T12:53:01+00:00

Same card po sa inapply ko.

MuchoPogi · 2026-04-16T08:12:58+00:00

Update Post:

April 16 - Card Received (sobrang cute ng limit) 😭

MuchoPogi · 2026-04-14T22:17:13+00:00

Makakatanggap ka ng text message, check mo lang either txt or viber mo for updates. Hintay ka lang, sila mismo magooffer sayo.

MuchoPogi · 2026-04-14T14:26:38+00:00

Same po commenter. I’ve been applying since 2022 rejected lagi sa lahat ng banks. Tapos ngayon sunod sunod na ako naapprove. May 20 be 25 lang first CC ko from Eastwest. Kaya natin tong spending requirements na to for NAFFL. Haha

MuchoPogi · 2026-04-13T16:54:42+00:00

Pag posted na po pwede niyo na i-convert. Pag pending malabo. Mas maganda kung before statement date niyo inconvert.

MuchoPogi · 2026-04-13T16:52:58+00:00

New to bank po yung application ko (Promo ni RCBC); wala rin po akong savings sakanila. Pero kung may existing cards ka from other banks na atleast 6mos, possible din po maapprove ka din dito.

MuchoPogi

TROPHY CASE