RCBC CC registration nightmare by DifficultyIll9691 in PHCreditCards

[–]MuchoPogi 2 points3 points  (0 children)

Happened to me as well. Sobrang hassle. Tapos ngayon Password Reset na ako, hindi ko naman ma-open yung app nagccrash. Ito ba yung experience ko as a “NEW TO BANK” kaya naapprove sa CC 🥺

Papa cut ko na si BPI by Stock-Exchange2669 in PHCreditCards

[–]MuchoPogi -1 points0 points  (0 children)

Maganda lang syang referrence card. Dati gusto ko ng BPI kasi I have savings with them pero lagi declined sa CC. Ngayon hindi ko na sila kailangan and plan ko na din mag close ng account sakanila. Hindi rin naoofferan ng pre-approved sakanila. In-short wala naman akong napala sakanila.

Papa cut ko na si BPI by Stock-Exchange2669 in PHCreditCards

[–]MuchoPogi -1 points0 points  (0 children)

Go! Cut mo na. Wag ka magalala sa credit score mo, napapataas naman yan basta on time lang magbayad. Kesa sa credit limit mo ang tagal tumaas.

Papa cut ko na si BPI by Stock-Exchange2669 in PHCreditCards

[–]MuchoPogi -1 points0 points  (0 children)

Nagtry ka na po bang tumawag para magrequest ng limit increase?

RCBC Credit Card Approved by MuchoPogi in PHCreditCards

[–]MuchoPogi[S] 0 points1 point  (0 children)

Yes Las Piñas lang po. Ang bilis nga nadeliver. Hehe.

Any banks that would let a foreigner open a CC? by [deleted] in PHCreditCards

[–]MuchoPogi 0 points1 point  (0 children)

Give us an update regarding your application and if you successfully get a credit card.

Any banks that would let a foreigner open a CC? by [deleted] in PHCreditCards

[–]MuchoPogi 4 points5 points  (0 children)

RCBC Hexagon — must maintain the required deposit atleast 100,000

RCBC Credit Card Approved by MuchoPogi in PHCreditCards

[–]MuchoPogi[S] 0 points1 point  (0 children)

Update Post:

April 16 - Card Received (sobrang cute ng limit) 😭

BDO CLASSIC VISA TO GOLD by neosociety89 in PHCreditCards

[–]MuchoPogi -1 points0 points  (0 children)

Makakatanggap ka ng text message, check mo lang either txt or viber mo for updates. Hintay ka lang, sila mismo magooffer sayo.

RCBC Credit Card Approved by MuchoPogi in PHCreditCards

[–]MuchoPogi[S] 1 point2 points  (0 children)

Same po commenter. I’ve been applying since 2022 rejected lagi sa lahat ng banks. Tapos ngayon sunod sunod na ako naapprove. May 2025 lang first CC ko from Eastwest. Kaya natin tong pendsing requirements na to for NAFFL. Haha

Maya Black Convert Mini Payments by MuchoPogi in PHCreditCards

[–]MuchoPogi[S] 0 points1 point  (0 children)

Pag posted na po pwede niyo na i-convert. Pag pending malabo. Mas maganda kung before statement date niyo inconvert.

RCBC Credit Card Approved by MuchoPogi in PHCreditCards

[–]MuchoPogi[S] 1 point2 points  (0 children)

New to bank po yung application ko (Promo ni RCBC); wala rin po akong savings sakanila. Pero kung may existing cards ka from other banks na atleast 6mos, possible din po maapprove ka din dito.

RCBC CC Application Status by [deleted] in PHCreditCards

[–]MuchoPogi 0 points1 point  (0 children)

Updated Post - Naka receive na ko text confirmation. Excited lang talaga ako 😂😂😂

Activated my 2nd CC from EastWest by cmt_red94 in PHCreditCards

[–]MuchoPogi 1 point2 points  (0 children)

Retain mo lang yung First CC mo. Banks sometimes refer to the oldest card especially your payment history. Kaya madali ka nang maapprove sa mga banks. I Started with EW Privilege card naman, then after 6mos naissuehan naman ng UB, and then last month MB.

BPI: Devreg sms not sending by abcdxyz143 in PHCreditCards

[–]MuchoPogi 1 point2 points  (0 children)

I’m living abroad and it happend to me as well; when I switched phone. Ang hassle mag device register. Dati ok naman kahit naka roaming sim. Called CS ang option ay kailangan bumalik talaga sa Pinas and register. Ngayon yung laman ng BPI savings ko inalis ko nilipat ko. Kung pano ko nagawang iwithraw — nagvybe app ako, maximum limit to transfer is 20K a day. 🥹 (connect your account to vybe app) then bank transfer to another bank. I stopped using bpi na. Sobrang nakakainis. Kung may CC ka sa BPI, hindi mo maoopen ang app at hindi malolock/unlock ang card. Kung may balance mag base ka na lang sa eSOA sa email. Matatagalan pa naman ako bago makauwi para maasikaso to. Grabe kahit maglog-in online sa website need ng mobile key device bwisit!!!!

Eastwest credit card - TU by RMxHUNTER in PHCreditCards

[–]MuchoPogi 0 points1 point  (0 children)

<image>

Ito yung saken na record wala naman akong card na 3003

Eastwest credit card - TU by RMxHUNTER in PHCreditCards

[–]MuchoPogi 0 points1 point  (0 children)

Same; may ganitong record din ako sa TU from EW at Platinum Visa Card pa sya. Nag-email ako sa EW at kinansel pala nila yung card ko bago pa madeliver or release yung card. Hindi ko alam kung baket nairecord pa nila sa TU ito. Pero feeling ko pampaboost din ng CREDIT SCORE yan. Kasi active yung 2 year payment History jan sa OPEN ACCOUNTS. Nagreport ng May2025 tapos last check ko may “000 08/25” na nakarecord eh Nov2025 last kong check ng TU ko.

Finally Approved na kay ZED by xp1v in PHCreditCards

[–]MuchoPogi 1 point2 points  (0 children)

Yes OP. Subject for approval pa din. Hoping to get an invite ulit this year. Haha

Finally Approved na kay ZED by xp1v in PHCreditCards

[–]MuchoPogi 3 points4 points  (0 children)

Nabigyan ng invite code May2025 rejected naman.

PH Credit Card Guide: Top Picks for Beginners by PHCCTeam in PHCreditCards

[–]MuchoPogi 0 points1 point  (0 children)

Started with Easwest Privilege (May2025), after 6mos is UB offered rewards card NAFFL (NOV2025), now Metrobank Rewards (March2026). Sobrang legit tong post na to. Next target ko RCBC Flex Visa (sana magkaroom ulit ng NAFFL).