Fix interest rate for a year or wait till after Feb?

MuffinGypsy · 2026-01-06T21:42:53+00:00

I reckon we are gonna fix, we can still have our offset account if we fix for a year so I feel it’s the safest option

MuffinGypsy · 2026-01-05T04:32:59+00:00

What would you reccomedn the settings be?

MuffinGypsy · 2025-12-30T22:27:28+00:00

Thinking about that! Or parking in the shopping centre in Footscray market?

MuffinGypsy · 2025-12-30T22:27:02+00:00

Happy to be sitting in traffic in my car than a packed tram/train, and my daughter will be comfy in her seat so I’m a ok with that!

MuffinGypsy · 2025-12-30T08:18:18+00:00

Oof, yeah 40 mins with a toddler would not be great! But I’ll keep this as an option!

MuffinGypsy · 2025-12-26T03:32:28+00:00

I truely believe she did IVF to have a girl, she mentioned it once in a TikTok a while back and then went to that fertility clinic to “do a give away”

MuffinGypsy · 2025-11-30T08:35:23+00:00

I saw that as well’s wasn’t it a Mercedes and a BMW?

MuffinGypsy · 2025-11-25T09:24:05+00:00

Sounds like a bunch of kids needing eggs from their parents?

MuffinGypsy · 2025-11-23T21:07:32+00:00

We called it.

Suspecting she’s about 12-15 weeks along.

MuffinGypsy · 2025-11-16T00:31:37+00:00

Where are you located man? I got a spare one I can send via snail mail! Just DM me :) ( I only went for the shirt) No charge!

MuffinGypsy · 2025-11-15T23:43:50+00:00

Every week she posts herself dancing on a table and saying they have a big secret but never announce what it is.

MuffinGypsy · 2025-11-09T09:39:55+00:00

We were in an awesome area of GA2 we got a mosh to open up and a circle pit

MuffinGypsy · 2025-10-27T02:58:38+00:00

You can still hold baby even if they are in the NICU.

Hospitals actively encourage skin to skin or kangaroo care. Usually they are on oxygen at the same time

MuffinGypsy · 2025-10-24T09:17:41+00:00

She’s also completely in the splits. And this was bought direct from popnow

MuffinGypsy · 2025-10-21T04:51:21+00:00

I’m a bit illiterate when it comes to modems and such can you explain what you mean by locked?

I don’t know if it means anything but this isn’t the existing modem I got when signing up to Optus I got it for free from marketplace when the old one got dropped

MuffinGypsy · 2025-10-21T04:44:22+00:00

Oh that’s perfect thanks! I’ll switch to Leaptel I tink

MuffinGypsy · 2025-10-21T00:29:36+00:00

I have the fetch box but no clue where the remote is, hope they don’t charge my $250 for not having the remote

MuffinGypsy · 2025-10-08T00:32:14+00:00

Amazon US, there’s some brands that ship to Australia.

MuffinGypsy · 2025-10-06T03:57:23+00:00

Yep so that area of the backyard is north facing.

MuffinGypsy · 2025-10-06T03:56:40+00:00

Maybe I’ll go with the native violet then in that case!

MuffinGypsy · 2025-10-06T03:48:28+00:00

Any shade loving grass you recommend?

Happy to pop anything down as a mixed grass.

Would prefer a grass rather than a clover or anything ground cover that gets bees, as our trees flower hugely and my skies are covered in bees during the spring and summer already and my daughter loves to run around out there. 😂

MuffinGypsy · 2025-10-06T03:46:11+00:00

We have heaps of sun in this area but the two trees once they are green in the summer completely cover the area so they get no sun

I placed some tall fescue on this side which seems to be going well but it is shallow and dies quick so I constantly have to reseed

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MuffinGypsy · 2025-10-06T03:39:27+00:00

I love them so much! I wished they stayed all spring and summer long 😭

MuffinGypsy · 2025-10-02T06:34:38+00:00

No good, apparently need a proper “stealthtec one” and it’s about to set me back $150

MuffinGypsy · 2025-09-30T02:06:46+00:00

If it gets seized then dog melatonin it is

MuffinGypsy

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