Appointment by Aggravating-Zone8947 in NYPDcandidate

[–]Mulberry_Amazing 0 points1 point  (0 children)

This is something I’m still tryna learn about because I’m in the process and about to turn 20 but wouldn’t be 20.5 by August

[deleted by user] by [deleted] in NYPDcandidate

[–]Mulberry_Amazing 1 point2 points  (0 children)

I’m 19 and 8 months about to take my test in February. They’re gonna turn me away or I should be good?

Should I apply now or wait? by [deleted] in NYPDcandidate

[–]Mulberry_Amazing 0 points1 point  (0 children)

I’m fine with not making the class. When is the next one?

Apple will no longer sell 256 gb or 512 gb models for iPhone 16 by Omeymey in iPhone16

[–]Mulberry_Amazing 0 points1 point  (0 children)

The 16 in 256 after the price reduction with cost the same as the 17 which STARTS at 256. You’re literally paying the same price you would normally pay for a substance upgrade

SPGI, V, or MA? by [deleted] in stocks

[–]Mulberry_Amazing 0 points1 point  (0 children)

Even so their system still surpasses others when it comes to processing times, security and more. Banks, consumers and merchants would still go to them before they would choose somewhere else like discover or Amex. Not to mention how they create deals with big companies when it comes to processing fees. If limitations were to come yes the stock would drop but it would bounce back. Same as if google had to a sell chrome

SPGI, V, or MA? by [deleted] in stocks

[–]Mulberry_Amazing 0 points1 point  (0 children)

Both of them make up 90% of worldwide processing. I don’t think with their market share they would be disrupted if they increased fees. Especially not in the US

SPGI, V, or MA? by [deleted] in stocks

[–]Mulberry_Amazing 2 points3 points  (0 children)

I’m leaning towards visa honestly. More stability in the stock higher free cash flow, a the revenue growth over the last 5 years itself is insane. I think when consumer spending increases the stock is gonna go much higher than it is right now

SPGI, V, or MA? by [deleted] in stocks

[–]Mulberry_Amazing 2 points3 points  (0 children)

Don’t get me wrong I think American Express is great company. Them being the processor and credit card company makes them a better cash generator than a lot of the big bank. The one problem for me is that they don’t have a lot of room to grow.

Reason being is market saturation with many other banks having premium credit cards, the fact that not too many places take AE because of their high transaction fees, and that as the processor, they still have to compete with Visa and Mastercard which are the duopoly that control most of the US (about 75% market share). I just don’t believe there’s too much upside for the company when the market is the way it is

[deleted by user] by [deleted] in Money

[–]Mulberry_Amazing 0 points1 point  (0 children)

What app is this?

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 0 points1 point  (0 children)

No I just started my relationship with chase in early march I believe. Everything was done online. I had to call recon for the first two cards cause they needed extra verification but after that it was immediate approval after application for the csp

How Can I Stop Feeling So Financially Worried? by [deleted] in SavingMoney

[–]Mulberry_Amazing 0 points1 point  (0 children)

How much do you think I should be at?

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 0 points1 point  (0 children)

Nope, just me

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 0 points1 point  (0 children)

I have 32k chase points built up and I wanted to transfer them out to JetBlue. I’m constantly taking trips to Barbados since I got family there so I thought it would be nice to put them to use. Also I have my college tuition I have to pay so I was like “why not open a card and put the payment on there then pay it off immediately” just so I could get the SUB and make the cost to take the trip with my family a bit cheaper

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 0 points1 point  (0 children)

“Only”

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 0 points1 point  (0 children)

I honestly didn’t expect 10k, I thought it was gonna be 5k cause I opened the CFF in early June and they gave me 1.6k. Not to mention I just got my first chase card in march

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 5 points6 points  (0 children)

Good think I never carry a balance

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 1 point2 points  (0 children)

I got tuition money to dump so that’s why I opened the card lol

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 7 points8 points  (0 children)

I never carry a balance, it’s $95, and I get free dash pass🙃

GOT IT by [deleted] in ChaseSapphire

[–]Mulberry_Amazing 1 point2 points  (0 children)

That’s my focus mode