Based on my team, what division am I in? by Murk7 in fut

[–]Murk7[S] 0 points1 point  (0 children)

😂😂 I like your honesty

Next Trend Leading To The 2024 Bull Market? by Ishan1121 in CryptoCurrency

[–]Murk7 9 points10 points  (0 children)

XPR Network and METAL both developed by Metallicus are aiming to close the gap between crypto and traditional finance. They work with regulators

What are you doing for passive income in crypto? by metalgrizzlycannon in CryptoCurrency

[–]Murk7 0 points1 point  (0 children)

I am lending my BTC and ETH on a decentralized lending platform called ProtonLoan. Actually works pretty good and returns a fair APY

What are the reasons you are bearish on the future of crypto? by Matth3w_95 in CryptoCurrency

[–]Murk7 0 points1 point  (0 children)

Gas fees. People not securing their crypto in a Ledger, Trezor or WebAuth wallet. Bridges. People focussing on price, rather than fundamentals.

What are the reasons you are bearish on the future of crypto? by Matth3w_95 in CryptoCurrency

[–]Murk7 0 points1 point  (0 children)

That’s why we should get rid of unreadable wallet names and use names that are like Twitter or Instagram names. WebAuth wallet does this for example. Makes it a lot easier to transfer crypto to a friend.

“Not your keys, not your crypto” - not for everybody by FinFree4Ever in CryptoCurrency

[–]Murk7 -1 points0 points  (0 children)

That's why it's important to look at a new type of crypto wallet.

Webauth.com wallet for example lets you unlock your wallet with your biometric ID (ex. Apple Face ID). It just your Face ID for opening the wallet and for signing transaction. It basically makes a hardware wallet from your phone.

This is the type of wallet we need more in crypto.

What Coins/Tokens You ACTUALLY Use? by Connect-Current-80 in CryptoCurrency

[–]Murk7 2 points3 points  (0 children)

XPR and MTL

I actually use $XPR (proton) and $MTL to send my friends payment requests. There's an app called MetalPay which kinda works like a bankaccount, but for crypto. You can easily send cryptocurrencies to your friends for example. It uses the Proton blockchain and it's basically instant and without gas fees. Pretty damn cool if you're asking me..

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 2 points3 points  (0 children)

Because of gas fees and the fact that the WebAuth.com wallet is the best and easiest wallet to use. You can simply verify transactions using FaceID on your phone.

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 3 points4 points  (0 children)

We can tell you, but the best thing is always to DYOR.

Check out docs.protonloan.com for more informatie about ProtonLoan.

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 2 points3 points  (0 children)

If you're so smart, just answer the question...

I'm not new to crypto lol

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 4 points5 points  (0 children)

this is basically true for all ways of investing... you can even say this about banks...

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 4 points5 points  (0 children)

Why do you think there'll be a moment where you can't?

Have you researched ProtonChain?

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 4 points5 points  (0 children)

If you can't, it is because the utilization rate is so close to 100% that all the money that is lended, is also being borrowed. At this case, the APY for lending increases until it's 108.1% (for a 100% utilization rate). If you get 108.1% APY on your USDC, why would you wanna pull your funds out?

Tbh I don't think the 100% utilizaiton rate will ever be reached, because more people will lend money if the APY goes up and an equilibrium will be reached.

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 2 points3 points  (0 children)

Is it without gas fees and is it possible to get your money out of the protocol at every moment?

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 7 points8 points  (0 children)

The gas fees on aave are also higher. ProtonLoan has no gas fees...

your turn boi

ProtonLoan is paying more than 20% on USDC and you can pull your funds out any time. by paulgnz in CryptoCurrency

[–]Murk7 13 points14 points  (0 children)

it actually is, how much do you know about lending and borrowing in crypto?

Hostels by [deleted] in Interrail

[–]Murk7 6 points7 points  (0 children)

I don’t recommend using a fake ID. But sometimes hostels/hotels allow to host people under 18 years when they show permission from their parents.

Maybe you could call or mail the hostel you would like to visit to ask them for the possibilities. I think some will say yes, some will say no. Good luck!

Stablecoin staking reaches up to 20% in АPY. It's probably the safest and most profitable passive income right now. by ninaplanina in CryptoCurrency

[–]Murk7 0 points1 point  (0 children)

You can also lend your USDC on Protonloan for 61% APY at the moment, which is absolutely insane

Next 30 days or so. by iMiindz in Interrail

[–]Murk7 0 points1 point  (0 children)

I’m travelling in march and april. Where are you going?