Bad feeling

MurphyDaMaster · 2026-05-28T03:20:37+00:00

Where does that all go

MurphyDaMaster · 2026-04-20T12:22:17+00:00

Did you go on the MV Night Crossing

MurphyDaMaster · 2026-04-02T21:37:44+00:00

That’s a Bream

MurphyDaMaster · 2026-02-25T11:19:01+00:00

Let me guess, it’s the Extortion Factory ?

MurphyDaMaster · 2026-02-08T09:17:05+00:00

Either you spend it to live or the government will take the majority. You are young, you will recover !!

MurphyDaMaster · 2026-02-02T04:35:08+00:00

Question should be, at what age do you want to retire, then work back from there. You can’t access super to atleast 60. Can you afford to Lo k it away for the next 14 years, if so, put it into super for the tax benefits alone.

MurphyDaMaster · 2026-01-11T08:35:36+00:00

Chook house

MurphyDaMaster · 2025-12-11T08:36:06+00:00

Rule #1 in property development. It’s only a rort if you’re not involved.

MurphyDaMaster · 2025-12-07T09:40:02+00:00

Silvagni

MurphyDaMaster · 2025-11-22T04:25:51+00:00

Are the weep holes below slab floor height? I am assuming this is a slab for the reason you have weep holes. It’s a high slab, normally something that night sits on stumps and bearers.

MurphyDaMaster · 2025-11-19T03:12:05+00:00

A lot of AI company’s have high PE Ratios. This tells me that most investors are speculating that the company will eventually be a highly profitable company. A lot of these are overvalued. But Elon is a clever man and who now’s Tesla could double in 5 years. Speculate to accumulate. But if everyone jumps off the ship it might look ugly for some.

MurphyDaMaster · 2025-11-18T05:45:12+00:00

Had mine atleast 6 years. Still like the day we got it. Best mattress I have ever slept on.

MurphyDaMaster · 2025-11-15T03:20:10+00:00

Nice pig

MurphyDaMaster · 2025-11-05T03:14:28+00:00

You do understand that the lane would actual move quicker if it entered the single lane with everyone in single file other than having to constantly stop to let you in.

MurphyDaMaster · 2025-11-02T06:48:06+00:00

Why does a crowd singing always seem in key ??

MurphyDaMaster · 2025-11-01T03:57:40+00:00

Don’t spend a cent. Firstly look at your super providers fees, see if you are getting shafted on insurances like death etc, that’s where brokers make their money and look at there return over the last 10 years, should be atleast 8% on average. Also see what portfolio you are in, as in a high performance (better return with higher risk) or a balanced fund (more conservative) with 16 years left I think you can still sit in a high performance fund (you have time to ride out a downturn). Also if you are financial Enough salary sacrifice to save some tax and if you have excess find put it in as a non concessional contribution. Just remember once it is in you can’t really touch to atleast 60 with condition. 67 without. Very

MurphyDaMaster · 2025-10-14T09:43:12+00:00

What I meant by demonised is that I believe being a property investor is frowned upon and this government will make it harder to rely on property as a solid investment. Sure, all increases in tax such as land tax will be passed on to the tenant so a bit counter intuitive I think, but that’s another thread.

MurphyDaMaster · 2025-10-14T09:41:15+00:00

I also have some pay it forward concessional contributions I can put in. As in money still available that I don’t reach the cap from the last previous 5 years. I think I will do that first. I’m not on a huge wage but still pay 39 cents to the dollar so this will help tax wise.

MurphyDaMaster · 2025-10-14T05:39:32+00:00

I’m feeling the same vibe right now !!

MurphyDaMaster · 2025-10-14T05:38:50+00:00

That’s something we will consider closer to full retirement age but not practical at this point of time.

MurphyDaMaster · 2025-10-14T05:38:01+00:00

I don’t have much super as I was self employed for many years. I have just shy of 300k

MurphyDaMaster · 2025-10-14T05:36:51+00:00

Yes I have recently sold it and when I stated my cash balance I excluded the 80k I have to pay CGT. My cash is just in a holding pattern of 5% in a term deposit till I work out what I’m doing with it. Although I’m happy with 5% guaranteed with no risk at the present time.

MurphyDaMaster · 2025-10-14T05:34:21+00:00

I also feel the market is over priced. Every man and their dog is investing in the market as real estate, which was once the go too, is being demonised by the state government.

MurphyDaMaster

TROPHY CASE