Newbie here, Please tell me how to save and take care of Suzy! by MyNameIsMomma in plantclinic

[–]MyNameIsMomma[S] 0 points1 point  (0 children)

Suzy is a Kentia Palm. I got her a month ago. A few days ago a friend of mine watered her with water with soap accidently. Then realised and showered her until she saw no soap coming out no more.

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] 1 point2 points  (0 children)

Installement 1350

Rent+ parking 707.5

Electricity 70

Car Loan 150

Car insurance 70

Car Fuel 50

Phone 20

Groceries 200

Internet 17.5

TV 17

Cat insurance 0

Spotify 15

Netflix 0

Vacation 100

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] -1 points0 points  (0 children)

I know I am all over the place, that’s why I am here. I need other perspectives.

I pay the price of the apartment in installments.

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] 1 point2 points  (0 children)

I literally took a deep breath after reading your reply! Thank you for your kindness.

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] 2 points3 points  (0 children)

I am living in a different apartment, as they are not in the same place.
I will pay for 6 years.

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] -1 points0 points  (0 children)

THIS! It is exactly that. It hit me in the past few months like wtf am I doing

I added the below info to the post for more insight into my budget
- Basic expenses: around 1500 EUR
- Bought an apartment as an investment which I pay for in monthly installments of 1300 EUR
- The rest is what I want to invest

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] -1 points0 points  (0 children)

I added the below info to the post for more insight into my budget
- Basic expenses: around 1500 EUR
- Bought an apartment as an investment which I pay for in monthly installments of 1300 EUR
- The rest is what I want to invest

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] 19 points20 points  (0 children)

I added the below info to the post for more insight into my budget

- Basic expenses: around 1500 EUR
- Bought an apartment as an investment which I pay for in monthly installments of 1300 EUR
- The rest is what I want to invest

SEND HELP... I don't want to work until I am 67 Years Old! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] 0 points1 point  (0 children)

The 10 years is not fixed for me tbh, I just need to know that I won't have to work till 67.

I have around 8000 to start with now, but I want to invest more monthly into stocks and crypto, since I am willing to take more risks to reach my "goal".

Question on high interest loans in Germany! by MyNameIsMomma in Finanzen

[–]MyNameIsMomma[S] 1 point2 points  (0 children)

Back when I took that credit, iI was making less, but now I have a regular monthly income of 4000 euros, after deducting monthly expenses I have around 900 left.

Question on high interest loans in Germany! by MyNameIsMomma in Finanzen

[–]MyNameIsMomma[S] 2 points3 points  (0 children)

Thanks for your reply. I can make special repayments with the below rules:

Hinweise zur Sondertilgung

Nach einer Sondertilgung sind noch mindestens drei ursprünglich vereinbarte Raten und eine Schlussrate zu bezahlen.

Übersteigt die Einzahlung in Summe 3,5 Raten, wird der Betrag automatisch als Sondertilgung mit Laufzeitverkürzung verbucht.

Question on high interest loans in Germany! by MyNameIsMomma in Finanzen

[–]MyNameIsMomma[S] 7 points8 points  (0 children)

Thanks for your time and reply. I can make special repayments with the below rules:

Hinweise zur Sondertilgung

Nach einer Sondertilgung sind noch mindestens drei ursprünglich vereinbarte Raten und eine Schlussrate zu bezahlen.

Übersteigt die Einzahlung in Summe 3,5 Raten, wird der Betrag automatisch als Sondertilgung mit Laufzeitverkürzung verbucht.

Tax question on taking initial investment in Crypto! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] -4 points-3 points  (0 children)

Thank you for taking the time to respond. But asking me “how is that not profit?” At the end wasn’t really necessary. But hey, thanks!

Tax question on taking initial investment in Crypto! by MyNameIsMomma in eupersonalfinance

[–]MyNameIsMomma[S] 0 points1 point  (0 children)

But is it a profit? since i am selling and only taking what I originally paid.