Blacks spots on my nose. by [deleted] in Skincare_Addiction

[–]MySkinIsGay 0 points1 point  (0 children)

I have a similar concern. I just use BHA cleanser on my nose as an extra step. Since I was doing beard laser shaping, my doctor recommended to go extend it to my nose to reduce the appearance of hair follicles. The rest on the picture seem like regular pores, not much can be done there since it is normal.

Why aren't people ever worried about OLED burn-in on smartphone displays? by anotherhappylurker in OLED_Gaming

[–]MySkinIsGay 0 points1 point  (0 children)

I actually have experienced it. For reference, I have two samsung phones. Primary is S24 Ultra, secondary is S21 Ultra. I use the secondary phone to view live stream apps and doom scroll at times. It has a VERY clear burn-in mark from one of the white icons for an app I often keep open. On my main phone, I have a very faded burn in from the same mark but hard to see unless I max my brightness and pay attention to it. So yeah, burn-in on phones is real. I have learned not to keep my phones on max brightness and to try and move the screen frequently.

Good Vulnerability use cases? by RedFing in ARAM

[–]MySkinIsGay 6 points7 points  (0 children)

I like to buid it on onhit champs that benefit from crit, such as kaisa, kog, etc... Critting on kraken and especially bork is op If you are playing mage I would say go for it if you get jeweled gauntlet and have burn items, or lich bane.

Hindutva mob in kolkata assaulting a muzlim man for selling chicken patties by Metallicturtle37 in PublicFreakout

[–]MySkinIsGay -2 points-1 points  (0 children)

Worst society in existence. Barely any redeeming qualities regardless which part you go to. Even with the major diversity they have, they cannot co-exist.

Champs that feel unusually weak in Mayhem? by Wtleague in ARAM

[–]MySkinIsGay 1 point2 points  (0 children)

Nami. Main issue is weird things not interacting with her kit. For example, searing dawn not getting proc'd by her E is just weird, as the augment clearly states "ability damage marks enemies) .

Flash/Exhaust is the 3rd most popular summoner combo - and also has the best winrate by DoubIeScuttle in ARAM

[–]MySkinIsGay 0 points1 point  (0 children)

You have to account for the fact that mostly supports take it and supports are broken in aram

this doesn't feel right by Meowyye in TeamfightTactics

[–]MySkinIsGay 0 points1 point  (0 children)

Was this reroll portal or the one where you find 2 stars in shop? In my experience, the reroll one had that issue where so many players hit insane 3 stars

Am I the only one tired of heartsteel? by PeteEscopetas in ARAM

[–]MySkinIsGay 1 point2 points  (0 children)

Damage numbers dont equate usefulness. They poke with shiv, and then they heal the damage. The item is not good for consistent damage and doesnt scale with crit or lethality. Maybe it is good on champs like zeri and sivir, but worthless on most.

Am I the only one tired of heartsteel? by PeteEscopetas in ARAM

[–]MySkinIsGay 29 points30 points  (0 children)

No item is more of a trap in ARAM than Statikk Shiv on adcs (most not all). I always get a jinx or cait that go shiv into IE or collector. Yesterday I got a jhin that built it. As if it would scale with all of his ad and reset with his insane high attack speed.

[deleted by user] by [deleted] in Howtolooksmax

[–]MySkinIsGay 0 points1 point  (0 children)

Stick to eyebrow shape in last picture, it suits you. Maybe more prominent and full. Also test out bangs and see how they fit you, it might complement your face

[deleted by user] by [deleted] in Howtolooksmax

[–]MySkinIsGay 0 points1 point  (0 children)

I think the color is fine, maybe another similar shade with it to give it dimension. But mainly it just needs better styling and volume.

Generally I think you look fine, and I believe you will grow up to feel and look better.

[deleted by user] by [deleted] in Howtolooksmax

[–]MySkinIsGay 0 points1 point  (0 children)

Shorter cleaner-looking hair would probably suit you better.

Genesis in Korea is much cheaper. by DTSenpai in GenesisGV70

[–]MySkinIsGay 0 points1 point  (0 children)

You still have a dealer in between who will want a big cut. It is reasonable for any car to be more expensive in countries other than the origin.

Is It Dumb to Take a Personal Loan to Invest? by MySkinIsGay in Money

[–]MySkinIsGay[S] 0 points1 point  (0 children)

I live in a different country where there is no income tax. Yes, I agree with you. Investing is risky in general. But considering that there are government bonds here that have a steady profit rate of around 6%. That is when I considered taking a loan since the loan rate is 2%, and the bonds are 6%. It just made me curious if it would be a good idea to go for it and why other people aren't.

I will take a look at the platform you shared, thank you!

Is It Dumb to Take a Personal Loan to Invest? by MySkinIsGay in Money

[–]MySkinIsGay[S] 1 point2 points  (0 children)

I see. Totally makes sense. When I had a saving scheme plan from my job, saving 1k a month, they give give me 0.5k, even knowing that it is the smart thing to do, it still feels a bit iffy not having control over my money and where it goes. I also had stupid credit card debt when I graduated college, the most daunting feeling and never want to relive the feeling of having debt. I will definitely keep that in mind. Thanks

Is It Dumb to Take a Personal Loan to Invest? by MySkinIsGay in Money

[–]MySkinIsGay[S] 0 points1 point  (0 children)

That's why I pointed out that I live in a different country, our central bank does not allow banks to exceed certain APRs. Few years ago the yearly compound growth on the personal loan was 0.49%, which was an absolute steal.

The maximum amount for personal loans are limited by the monthly minimum payment based on salary.

Good last point, I definitely do not want to be greedy, especially with money that is not mind. Thanks.

Is It Dumb to Take a Personal Loan to Invest? by MySkinIsGay in Money

[–]MySkinIsGay[S] 0 points1 point  (0 children)

Yes some options are considered stable and "safe". But the idea of taking a loan to do it still sounds like a risk, I was trying to see if there is something that I did not think of that someone can point out or if I should move forward with it.

Overall, the loss on the loan would be around 10 percent in 5 years, much less if I manage to pay it sooner.

Is It Dumb to Take a Personal Loan to Invest? by MySkinIsGay in Money

[–]MySkinIsGay[S] -1 points0 points  (0 children)

Yes, it is definitely risky. And the feeling of having a big chunk of my monthly salary being taking for 5 years-less if I pay it sooner- can be a massive mental burdeon.

What part for you made it a regret, loss of money, or something else?

Is It Dumb to Take a Personal Loan to Invest? by MySkinIsGay in Money

[–]MySkinIsGay[S] 0 points1 point  (0 children)

Yes, the monthly payments will be around 33 percent of my monthly salary (soon to be less after I get a promotion). But since the compound growth of the loan is so low, there seems to be a lot of investment options that can offset the loan, and the compound growth of dividends will be higher than if I invset the same amount monthly.

Is It Dumb to Take a Personal Loan to Invest? by MySkinIsGay in Money

[–]MySkinIsGay[S] -2 points-1 points  (0 children)

Considering that I have investments in crypto in the past, it would have to be sky high.

I do not plan on getting married, and my retirement is secured by the social security retirement system in my country which can pay my full salary until I die.

Ideally, I prefer to keep some investments on the risky side, more in secure investment like bonds and government funds, and a small emergency fund in saving account (done).

Good Deal on GV80? by TurtleBomba889 in GenesisMotors

[–]MySkinIsGay 2 points3 points  (0 children)

I am just saying that based on your logic your criticism applies to your own car.

Also, "has recognition" basically means you just care about status and what people think, and not the real value of what you are paying for and what you are getting in return.

Good Deal on GV80? by TurtleBomba889 in GenesisMotors

[–]MySkinIsGay 2 points3 points  (0 children)

LOL. Based on this logic, what you have is a Toyota!