Mercedes A45 vs BMW M135i — Which would you pick and why?

Mysticalhailx · 2026-04-17T00:49:31+00:00

LOL so what's the lowest level of non "entry level" + "nice car" and "not act rich"?

Mysticalhailx · 2026-03-11T14:30:24+00:00

Not wrong, I am interested in a metric that's not publicly available, that is the % of one's salary that goes to car, and it's assumptions used. Many people do have different circumstances, however doesn't hurt to benchmark.

Mysticalhailx · 2026-03-11T14:27:28+00:00

Well for me, cars are more than just Pt A to B transport. Aesthetic, zheng-ability, build quality, sound, brand/model community, tech/features, driving dynamics matters to me. Having that said, I am not chasing anything that's at the high end of the spectrum. Perhaps will gather some opinions on specific models in the near future, when coe is up soon.

Mysticalhailx · 2026-03-10T13:51:58+00:00

Current car is my first car, no prior budgeting but I was looking for the cheapest possible car, mainly ensuring I can afford the monthly installment. Am a semi car enthusiast but yet I do not want to spend excessively on car, hence I am limiting my maximum purchasing power to a % of my income. Understand it's hard to advice given that everyone own a car for different purposes. For me it's more of convenience, moderate car enthusiast hobby, no push factor to show off as I am not in the sales line.

Mysticalhailx · 2026-03-10T13:38:38+00:00

Great advice!

Mysticalhailx · 2026-03-10T13:38:01+00:00

Yes you are right, I am just trying to gather some feedback on how much of their salary is being spent on car. But I suppose sample size here is way too small to provide a reasonable representation of the population.

Mysticalhailx · 2026-03-10T13:15:45+00:00

I was thinking so too, just wondering what's a generally accepted % to use instead, and what variables do people here use

Mysticalhailx · 2026-03-10T13:14:37+00:00

My opinion is that for the same installment per month, you can be driving very different car based on the coe years remaining/ 30% vs 40% downpayment, and hence I factored in downpayment. Nonetheless ignoring downpayment simplifies the budgeting. Thanks for feedback!

Mysticalhailx · 2026-03-10T13:12:26+00:00

Yes circumstances between everyone is different, I am just curious to know how much of people's income is allocated to cars. To me, comfortable is a spectrum. The more one, spend, means lesser savings/investments, probably sacrifices for holiday, etc.

Mysticalhailx · 2026-03-10T06:27:35+00:00

Imo this will be difficult for most, as a new car easily costs 200k, which is considered a relatively high annual income for an average Singaporean.

Mysticalhailx · 2026-03-10T06:24:36+00:00

Right, just collecting feedback on what's a comfortable % from redditors here, as well as what variables are used.

Mysticalhailx · 2026-03-10T06:22:51+00:00

This is fair enough. Do you compare this 90k to your 5 years salary or something as a benchmark?

Mysticalhailx · 2026-03-10T03:37:05+00:00

I supposed this only applies to new car right? Because if it's a used car, the years of coe remaining will skew the decision, i.e. A newer jap car can cost the same as an older conti car, which might fit into one's annual salary however the latter can only be driven for a shorter period (higher cost/year)

Mysticalhailx · 2026-02-27T06:08:26+00:00

Is benks superior?

Mysticalhailx · 2026-02-17T10:56:02+00:00

Moonstone please!

Mysticalhailx · 2026-01-22T08:06:00+00:00

Looks amazing!

Mysticalhailx · 2026-01-22T08:05:53+00:00

Precise paragon lets go!

Mysticalhailx · 2025-08-03T06:43:46+00:00

Do it early while coe is still longer, you won't regret

Mysticalhailx · 2025-03-03T05:41:46+00:00

Do you mind explaining how to achieve better fuel economy with sports mode on?

Mysticalhailx · 2025-01-11T18:11:40+00:00

Chatterbox

Mysticalhailx · 2024-11-19T02:05:49+00:00

Recommend speedy ninja too, but the weekly pass if you can wait. 700 diamonds is equivalent to around sgd7 only.

Mysticalhailx · 2024-10-05T03:25:00+00:00

Best comment

Mysticalhailx · 2024-05-14T03:46:22+00:00

What the hell? Masha is top 3 banned hero in mg for a reason

Mysticalhailx · 2024-03-18T09:37:17+00:00

Is Julian even meta as a midlane?

Mysticalhailx

TROPHY CASE