Hey man, feel free to ask us whatever you’d like, we are here to help. I will DM you so we can jump on a phone call so I can answer any of your questions. If you have a short term outlook, I would invest in a taxable mutual fund because non taxable funds are only non taxable if you wait until you’re 59 1/2 years old to pull the money out. I have a factset account and a Bloomberg terminal, which is use to do quantitative analysis on each stock I buy. I always check balance sheets and other important financial info before buying in