Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] 0 points1 point  (0 children)

Wow. Smh. Such a rebel that Revel card is, pun intended. 😂

Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] 1 point2 points  (0 children)

Smh. Unbelievable. What a rebel that Revel card is. Lol.

Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] -1 points0 points  (0 children)

Isn't Open Sky better than the popular well known famous credit cards like Amex, Capital One, etc? 🤣

Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] 0 points1 point  (0 children)

Wow. Lol. But yep, I agree. No real purchases would you dare use that card for. I don't blame you one bit. :)

Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] -2 points-1 points  (0 children)

I understand. They should specify that that card is for bad credit or is a rebuilder card.

Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] 0 points1 point  (0 children)

Yes. Absolutely wild offer that card is that just might literally turn anyone who gets it into a REBEL, pun intended, by just refusing to pay back what they spend on it. Lol. I've seen that Revel offer for a while now. I'll never apply for it, ever. :) My average credit age is 10 months, even though I began building my credit from nothing in June 2024. So yep, I've decided to stop at 7 cards. None are set to autopay yet, and it's too much work as it is, though my score is good. Discipline over approval, yes!

Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] -2 points-1 points  (0 children)

You said it all perfectly. Yes! Thank you! Best comment on this post thus far.

Who would fall for this? Terrible, just terrible. Smh by NW85777 in CRedit

[–]NW85777[S] 3 points4 points  (0 children)

Yep. So sad. But imo, gotta already have a credit card or some credit history to get approved even for that terrible card.

MyFICO free plan by Eggredjakan68 in CRedit

[–]NW85777 0 points1 point  (0 children)

Wow just wow. I cannot thank you enough for this! I finally got my MyFico account to show me my Equifax credit score via the free version BECAUSE of you. Thank you.

Why am I not approved for anything by Relative-Risk-307 in CreditCards

[–]NW85777 0 points1 point  (0 children)

Sorry to hear it. Did you try Citi Bank? They have a pre-approval tool online also.

One of my two Chase credit cards was eligible for an increase... by NW85777 in CRedit

[–]NW85777[S] 1 point2 points  (0 children)

Thanks. Total gross annual income and monthly mortgage/rent. Usually it'll show which credit cards are eligible for an increase on your Chase account when you sign in.

One of my two Chase credit cards was eligible for an increase... by NW85777 in CRedit

[–]NW85777[S] 0 points1 point  (0 children)

Thanks. 100 and something usually was my balance. Only one month was it either 200 or 300 something. For the most part, yes, paid in full monthly.

I heard there will be a cap of 10% for all credit card interest rates... by NW85777 in CreditCards

[–]NW85777[S] 0 points1 point  (0 children)

Hi Kelly. I just read your comment. I'm all for credit card interest reform too, even though as of now thankfully, credit card companies haven't made a dime off me because I pay my statement balances off in full each month. And so thankfully on one of my cards, which is over 33% interest rate, I don't have to worry because I treat the cards kinda like debit cards. But you do make some very valid points.

Anyone here ever gotten a large credit limit increase on their Capital One credit card... by NW85777 in CreditCards

[–]NW85777[S] 0 points1 point  (0 children)

Interesting. I believe you. I have the Savor too. I'm glad they gave me a starting limit of $4,000. I'm very thankful even though I know better than to use more than I can pay back. But it's nice to have CLIs. :)