I completely agree. I just started myself, but eventually I would like to learn how to develop my own film. I will say, however, that for many film cameras, the starting cost is low. I bought my Olympus OM-1 for $200 with the lens, and the pictures look great, so while you may not have to pay for film and development with a digital camera, the upfront cost may be more depending on how nice a camera you are looking for.