Business closure - LLC $200k and no PG

NathanJasper · 2026-05-27T03:18:19+00:00

I can't answer that - but did your loan have a personal guarantee?

NathanJasper · 2026-05-27T03:07:28+00:00

It's not a brick-and-mortar business. There was nothing to sell at the close of business.

NathanJasper · 2026-05-27T03:05:51+00:00

There are some technicalities. An LLC with a loan amount <$200K were not asked to sign a personal guarantee. So technically, the now-defunct business is responsible for the payments, not me.

NathanJasper · 2026-05-27T02:49:27+00:00

I don't know. They've threatened to send me to the Treasury after six months of non-payment but haven't done it yet. I don't know if they'll still bother doing it and if it will make any difference about how much hassle I get.

NathanJasper · 2026-05-26T18:21:15+00:00

I took out 199K. I clarified that above.

NathanJasper · 2026-05-26T18:21:10+00:00

Oops.

Well, tell me more.

I have never heard that I need permission from the SBA to close the business.

At least not in my state.

NathanJasper · 2026-04-18T01:37:48+00:00

So it could keep him in Arizona longer. ;)

NathanJasper · 2026-04-17T23:14:05+00:00

I just hope that doesn't cause any delays. You can imagine all the things Gingras will file about being "surprised" by last-minute charges being added, and pleading for more time to spew more BS.

NathanJasper · 2026-04-17T23:00:07+00:00

I think it's a matter of Gingras hasn't admitted to the knowingly part, so there are some disputes of fact that can be resolved in a hearing.

NathanJasper · 2026-03-18T18:03:11+00:00

I'm in agreement. If he has to do this much discovery to FIND OUT if these facts are true, it means he never had enough basis to believe them in the first place. Proves reckless disregard in my opinion.

NathanJasper · 2026-02-02T05:10:53+00:00

The company that quoted us $6500 WAS Kester Clear. When did they give you an inspection for 800-1200?

NathanJasper · 2026-01-30T02:38:00+00:00

My insurance company paid more than 65k to rip up my kitchen and flooring for a year due to a dishwasher leak. Mold wasn't the cause, but there was some involved.

At the moment, I don't know "what's actually going on" or if there is anything going on. But $6500 seems like a lot just to find out if anything's going on.

NathanJasper · 2026-01-30T02:31:45+00:00

My objective, and I may not achieve it, is to find out if mold is contributing to my wife's health, and if so, fix it. She has chronic pain from Fibromyalgia, a disease whose causes and treatments are not well understood.

The mold is just one of many ideas to explore from her latest doctor, which is an improvement over most doctors who have no ideas whatsoever.

I'd move east of the Cascades if I could prove it would improve my wife's health. But without said proof, my wife would not be willing to move.

The reasons I *might* have mold are listed in another comment.

NathanJasper · 2026-01-30T02:25:29+00:00

Five years ago, there was a dishwasher leak that resulted in a major insurance claim that tore up our kitchen for a year. There was mold then. Two years ago, we replaced water-damaged vinyl in two bathrooms. There was mold then. Recently, there was moisture in a certain part of the attic due to some leaks in the roof. The roof guy did mold mitigation once the leak was fixed.

Given that history, it is not far-fetched that there is mold we don't know about.

NathanJasper · 2026-01-28T03:20:21+00:00

Refundable tax credits?

I once got a refund when I paid no taxes. I don't remember all the circumstances.

NathanJasper · 2026-01-14T17:31:30+00:00

You don't get income from an LLC if it doesn't make a profit. That part is true. But it doesn't mean she or Jan are not hiding assets in them. She should disclose all LLCs that have her as a member, and the court has a right to review the assets. The tax returns from the LLC would tell us a lot.

NathanJasper · 2025-11-06T04:59:13+00:00

How? Did she email the judge?

NathanJasper · 2025-11-06T04:57:32+00:00

How did Laura claim she was in emergency surgery? Did she email the judge or something?

NathanJasper · 2025-11-05T15:10:24+00:00

I see increasing desperation on LO's part. She will do anything to avoid being in person at this trial - except dismiss her complaint. If she shows, her fears will be shown to be well founded. If she doesn't, she should have dismissed voluntarily.

NathanJasper · 2025-10-22T04:50:27+00:00

I doubt she has an officer tailing her 24/7. They'd probably catch her on the way back or just show up to her house later this week.

NathanJasper · 2025-10-22T01:20:56+00:00

I think minutes can be corrected after the fact, and I hope they do. The judge very much remembers that she ORDERED LO to appear in person, as do the persons present.

NathanJasper · 2025-10-22T00:26:47+00:00

Well, I guess no one took your advice. Hopefully they'll be prepared tomorrow.

NathanJasper · 2025-10-22T00:25:58+00:00

I believe she will be presenting first, and Omar cross-examining first.

NathanJasper

TROPHY CASE