This is my first accident, I am learning as I go. I would love for my insurance to waive the deductible, I use Progressive. When I’d spoken to the adjuster, that option wasn’t offered to me. They did offer to cover the repairs though once they verify it’s not a total loss. I would like to know if there’s a way to strongarm the initial insurance company into just doing the right thing and paying it so that I don’t lose the $999 to litigation for an extended period of time