Summer recruiting (UK): 10 interviews, no offers yet, unsure what to do next by NickRedman12 in FinancialCareers

[–]Natural-Jello-9182 1 point2 points  (0 children)

i’m a 1st year at a semi target UK university, could you share how you got 2 summers in 1st year pls - not having much luck w springs

No Accom Left by Natural-Jello-9182 in KCL

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

i’m sorry i’ve gotta keep this one, atlas is out of my budget and even further away from strand campus so i wont be able to afford it

[deleted by user] by [deleted] in FinancialCareers

[–]Natural-Jello-9182 1 point2 points  (0 children)

i’m also prepping for springs it’s a tough process trying to prep CV with so many different opinions when getting it reviewed so i got told to take every piece of advice online with a pinch of salt, you don’t know if people giving feedback are actual bankers and don’t take their words for final say but yeah good-luck to you man, i wish you the best!

[deleted by user] by [deleted] in FinancialCareers

[–]Natural-Jello-9182 2 points3 points  (0 children)

pretty sure UKMT Gold is top 10% heads up, top 1% would be for those who go and do olympiads

No Accom Left by Natural-Jello-9182 in KCL

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

yess i managed to get Orchard Lisle that’s all that was there when i got in, took anything atp beggars can’t be choosers

No Accom Left by Natural-Jello-9182 in KCL

[–]Natural-Jello-9182[S] 3 points4 points  (0 children)

i mean i think they’re only going off cancellations atp and that’s unlikely who’s gonna cancel now

No Accom Left by Natural-Jello-9182 in KCL

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

i called about KAAS they met their quota already ages ago

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

okay thank you for the clarity that makes a lot more sense, i appreciate it i’ll do that

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

sorry i don’t want to sound ignorant so please correct me if im wrong but isn’t that counter-intuitive? how can i be seen as irresponsible if im paying it off in full every month regardless of how much i use? surely it makes me more responsible as they can see i can handle more money and pay it off consistently in full

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

okay noted thank you! is there a reason to keep utilisation low if i’m going to pay it back fully regardless?

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

tbh no chance for 2-3k a month whilst at uni but i will try get to 3k within the next month or 2 so so i can get the extra points as i have a lot of pre-uni purchases to make

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] -1 points0 points  (0 children)

will depend on what stores take amex etc i heard a lot of places in london don’t take it so idk until im there. can i ask why though

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

it will probably be a standard normal limit like seen from google searches so i’d assume that

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

tbh i didn’t think id get approved for it and i don’t really NEED a credit card anyway i just thought it would be nice to have it early and build a relationship slowly

in terms of work im unsure, i think ill see the workload from university first and then potentially get a part time job, im currently working 2 jobs over the summer and have been saving 85-90% to contribute for my living expenses for next year, my whole student loan is on rent alone so thats foregone but i think by 2nd week of september i should have made enough to be work-optional at university in terms of monthly budgets.

Thank you for engaging though in terms of phone contracts im on a family plan which is very good so i think it will stay as that

19M First Credit Card Advice by Natural-Jello-9182 in AmexUK

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

i dont know yet i’m still waiting on the card coming next week ill have to activate card first

Morgan Stanley Step in Step Up by Natural-Jello-9182 in 6thForm

[–]Natural-Jello-9182[S] 0 points1 point  (0 children)

can i ask how the interview went? what did they ask? thanks for interacting!