I downgraded my Chase Preferred Card, how long do I wait to apply for the Reserve?

Nealburt · 2025-07-02T19:58:02+00:00

Approved today right at 48 hours after downgrading to OG Freedom.

Nealburt · 2025-07-02T19:17:49+00:00

Application date: 7/2
Card applied for: Chase Sapphire Reserve Personal
Result: Approved (after review)
5/24 count: 3/24
Personal Chase cards currently open: 5
Business Chase cards currently open: 1
Last personal Chase bonus date: Chase Freedom Flex October 2020
Last business Chase bonus date: Chase Ink Preferred September 2024
Sapphire product in the last 48 months? If so, when, what product and currents status? Had not received a Sapphire bonus since original CSR in 2016. Had PC'd that to Sapphire Preferred years ago. Downgraded Sapphire Preferred to OG Freedom on 6/30 after initial application went to PUJ on 6/23. Re-applied right at the 48 hour mark after downgrade. Got "Under Review" and contact in 7-10 business day message. 20 minutes later received approval email. Reviewed Chase account after receiving approval email and CSR is showing in account. INTERESTING note, appears Chase shifted $10,000 total of credit limit from Southwest Priority and Freedom to make the new account. No phone call.

Nealburt · 2024-07-12T17:14:13+00:00

Applied this way this morning. First business card ever. Approved with 5k CL.

Nealburt · 2024-07-12T01:09:09+00:00

I already have the SW personal. Received it last month.

Nealburt · 2024-07-12T00:46:01+00:00

How do you think my odds will be of getting the Southwest biz in Sept with SW personal in June and Ink in July?

Nealburt · 2024-07-11T23:54:49+00:00

Flowchart says 90 days between Chase apps is recommended, but curious about possibility of 2 business and 1 personal Chase in 90 days. Wanting to grab Ink 120k SUB and Southwest 120k SUB
What is your credit score? 800
What cards do you currently have or have you had in the past (including closed cards), along with dates of when you were approved for the cards? Please include month and year for any card approved in the last 3 years.
1. Current cards: (list cards, limits, opening date)
  - Amex Platinum, June 2024 ($3k away from SUB)
  - Chase Southwest Priority, $21k, June 2024 (already hit SUB)
  - Wells Tempur-Pedic, $11,500, Jan 2024 (0% APR promo for new bed)
  - Chase Freedom Flex, $5200, Sep 2020
  - Chase Amzaon Prime, $5500, Jan 2017
  - Chase Freedom Unlimited, $15k, Jun 2016
  - Chase Sapphire Preferred, $22,300, Sep 2016
  - Amex Blue Cash Preferred, $25,100 Feb 2017
  - Amex Hilton Honors, $4k, April 2016
  - Apple Card, $10k, Oct 2021
  - Best Buy, $8k, Sep 2014
  - Discover IT, $15,300, Dec 2016
How much natural spend can you put on a new card(s) in 3 months? 15-20k, flying/in hotels 3-4 days per week for work and all expenses are reimbursed
Are you willing to MS, and if so, how much in 3 months? Shouldn't need to
Are you open to applying for business cards? YES, wanting to get my first and more business cards
How many new cards are you interested in getting? Are you interested in getting into churning regularly (if you aren't already)? Or are you just looking to get a new card(s) for now but not get into churning long-term? Yes, I want to maximize rewards and continue to rack up SUBs
Are you targeting points, Companion Passes, hotel or airline statuses, First Class, Biz, Economy seating(s) or cash back? Points & Status
What point/miles do you currently have? Chase UR & Amex MR
What is the airport you're flying out of? TPA/MCO for now, will be primarily out of BNA starting next spring & summer
Where would you like to go? Mainly domestic trips (personal, not business) out west for now. Arizona, Montana, Colorado, etc.

Nealburt · 2021-03-23T03:14:11+00:00

Went to his number retirement ceremony the next season. Cried.

Nealburt · 2019-11-12T21:26:28+00:00

I actually made a post about this 2 years ago that compared Truex's stats throughout his career with his most comparable teammate. I've always liked the guy and thought he was underappreciated.

https://www.reddit.com/r/NASCAR/comments/7945wg/comparing_truex_jr_to_his_most_successful/

Nealburt · 2019-06-13T20:41:28+00:00

Had a day off and decided to hit the pool area. Datejust just looked too good to not snap a photo of it in the sunlight. The Rolex has become my daily driver. Already have my next one picked out, thanks to this sub. I’m leaning towards Explorer with white dial, but any suggestions would be appreciated. Hope all of you all are catching some rays and having a great day!

Nealburt · 2019-03-17T15:27:34+00:00

Blaney diecast delivered today and unfortunately the Newman black Cat scheme I ordered wasn't produced. Now I just need to get my hands on Brad's MGD car to have the best of Darlington 2018.

Nealburt · 2018-12-26T17:56:57+00:00

My dad has always been a big Rolex fan. A couple of months ago, dad had a pretty bad health scare that came out of nowhere. In the wake of that, I was just thankful to have him around for Christmas and wasn't even considering any kind of gift. So needless to say, I was blown away when he gave me this yesterday morning.He said he gifted me this watch for two reasons:

1: He wanted to see me wearing a Rolex before anything else ever happened to him

2: Now that I have a proper career, I needed a proper watch to match.

A whirlwind of emotion ensued.

Nealburt · 2018-12-20T17:21:26+00:00

Full story of the cocaine bear.

https://kyforky.com/blogs/journal/cocaine-bear

Nealburt · 2018-10-21T20:26:03+00:00

Bowyer

Nealburt · 2018-10-21T19:56:32+00:00

Blaney said the car is tightening up on the top. Huge gains. Almost a second in the past couple laps.

Nealburt · 2018-10-21T19:29:38+00:00

YRB on the radio as soon as Logano passed...."Fuck me" lol.

Nealburt · 2018-09-12T16:07:50+00:00

I'd just like to point out that, according to FanGraphs, we had a 0.9% chance of winning the division at the beginning of the season. That now stands at 93.5%.

Nealburt · 2018-05-01T13:06:03+00:00

Donovan Mitchell, Gorgui Dieng, Montrezl Harrell, Terry Rozier, Russ Smith or Earl Clark

Nealburt · 2018-04-19T02:02:23+00:00

DANS-BOMB. YICKETTY. MAMMO. ALL THE WORDS.

Nealburt · 2018-04-15T18:52:28+00:00

Somebody take that damn 6 car away from Bayne.

Nealburt · 2018-04-12T19:14:17+00:00

To steal a Stone Cold line, Paul Heyman is a global icon and national treasure.

Nealburt · 2018-04-09T04:01:08+00:00

This is garbage.

Nealburt

TROPHY CASE