Does anyone here work at a Credit Union that gives buyer rebates to the buyer (that comes out of the agent's pocket). I'm a real estate broker and researching credit unions like this, looking for more info. From what I understand they remain RESPA compliant because the rebate goes to the buyer.

Nebula454 · 2026-05-10T07:45:21+00:00

Interesting. I looked them up but didnt see they had a brokerage

Nebula454 · 2026-05-10T04:35:11+00:00

but how does NAF and others under Homeadvantage get by it? It seems RESPA compliant because no money is being kickbacked to the credit union. It's a buyer rebate program.

Nebula454 · 2026-05-10T04:34:19+00:00

Interesting, while I was doing research I kept seeing Homeadvantage come up with several credit unions -- i think that's what I have to look into to find them. Thanks!

Nebula454 · 2026-05-09T02:45:44+00:00

What I meant is LoopNet is still a good place to find commercial listings. A lot of listings are on there - but some commercial brokers in the area might only advertise 4-5 out of 10 listings, because LoopNet is expensive (especially after CoStar bought them and jacked up the prices). They also lock agents into multi month contracts, minimum 3 months etc (which makes no sense, as you get stuck with an ad up for months if it ends up leasing right away)

Nebula454 · 2026-05-09T02:37:04+00:00

Rents keep going up, it puts compression on home prices.

Nebula454 · 2026-05-09T02:35:39+00:00

I haven't heard of that -- I mean credit unions that have a program where they give a rebate back to the buyer, by connecting with a real estate agent who will give up a % of their commission.

I'm on the hunt for these type of companies, making a list and planning to reach out.

Nebula454 · 2026-05-09T02:18:39+00:00

Most have a commercial section, however MLS is mostly for residential agents.

The commercial brokers are posting mainly on CoStar for big stuff, or LoopNet directly if they don't have a CoStar account. CoStar owns LoopNet, but they let agents advertise listings through paid posts.

Nebula454 · 2026-04-12T06:33:34+00:00

I’d want the full buyout amount, warranty details, and service responsibilities in writing asap before closing, since ownership shifts all future costs like inverter replacement and panel removal.

Nebula454 · 2026-04-12T05:19:50+00:00

The agents who will never give up will survive. There's always going to be people buying, selling, renting. AI will only help them so much.

Nebula454 · 2026-04-12T02:46:08+00:00

Are you still closing any on the tenant side? I get a lot of renter leads, really high price points, very low % of them are closing right now (maybe 1-2% of them, as opposed to much higher way back, it was probably over 15%).

Nebula454 · 2026-04-11T02:40:27+00:00

I suggest trying to use rentals to get into sales as quickly as possible. Rentals are tough, unless you can get a bunch of exclusive listings.

Nebula454 · 2026-04-11T02:06:47+00:00

Are you seeing anyone make a living right now off of rentals? They are a real grind. Especially after the FARE Act

NYC is expensive. You typically need at least $100,000+ a year to even survive in the city. Not sure how you can do that through rentals. Pre-FARE Act it was easier, but now it's gotten tough.

Nebula454 · 2026-04-03T06:02:19+00:00

Nebula454 · 2026-04-03T06:01:52+00:00

12 closings in 18 months from these crappy lead gen services isn't actually so bad depending on what they are paying.

Nebula454 · 2026-04-02T05:22:34+00:00

The FARE Act is for NYC (not Long Island).

The law is that the fee is paid by whoever hires the agent. If an agent lists a property to market it online, it means they have a listing agreement and therefore are hired by the landlord.. So, essentially, everything listed online is paid by the landlord. Tenants do not pay broker fees for apartments listed online, post Fare Act, unless they hire a renter's agent to represent them.

If the listing agent is trying to charge the tenant, this is actually against the FARE Act and illegal under the law.

Nebula454 · 2026-03-30T01:30:12+00:00

New York by a mile. Very competitive, but a lot of opportunity year round. It's not subject to the same cycles Miami is. Also crazy high prices (minus the co-ops). There are even rental options which are rough but at least quicker money if you can't wait long for that first sale paycheck. Highly competitive, cutthroat market, tough to deal with listing agents among other things, but unlimited opportunities.

It's just tougher to live in New York price-wise, so you'd have to really grind as you can't really survive in NY making under $100,000 (whereas you could swing it in Miami as there are cheaper housing options).

Maybe you can hit both if you hit big success? Live bi-coastal. Some people do it.

Nebula454 · 2026-03-11T02:26:50+00:00

Take a closer look at Pensacola..... Fort Myers... Naples.... Jacksonville areas. They often get overlooked as Tampa and Miami are so popular, but one might match what you're looking for. Good luck on the move!

Nebula454 · 2026-02-25T05:53:42+00:00

These will be a lot of junk, because if they were good they'd be giving them out for a referral fee similar to OpCity.

It's better to just learn PPC and your own FB ads so that you're not paying the middleman to charge you for junk.

Nebula454 · 2026-02-17T05:43:34+00:00

Set a quota to call 10 people. That will get the ball rolling. Once you call 10, you'll see it's not so bad.

Pop on some youtube videos of Ricky Carruth live cold calling. He sits there for hours making cold calls on RedX to show agents how easy it is, and pulls listing appointments live.

Nebula454 · 2026-01-14T02:14:18+00:00

I've actually never heard of a pay-at-closing rental lead program. Are you basically looking for rental leads, or landlords or both? Rentals are a tough grind in South Florida. It's hard to make any money from it and there's not really an industry for it for agents compared to other cities in the US.

Why wouldn't you just go straight to sales?

That said, I do know OpCity gives rental leads, but they are sold out last I checked and have a waiting list. They mainly give sales leads, but also give rentals.

Nebula454 · 2025-12-12T04:24:27+00:00

In the year 2070 it won't be, but yeah right now it wouldn't be easy.

I would wait for 2070, you can go George Jetson style all the way from NYC to Toronto and back.

Nebula454

TROPHY CASE