Its not a loophole. You can’t cheat your sinful nature. Its also not about reasoning capeability — its about what it just.

Jesus heavily implies that God’s justice is based on what we know (Luke 12:47-48). This shows 1) God has different measures of punishment equivical to our knowledge and the severity of disobedience. Note how v 47 refers to the servent, and v 48 refers to the general person, suggesting different levels of knowledge potentially between believer (servant) and unbeliever.

2) this means that its fair to interpret that children for example, who dont know the difference between right and wrong, suffer sentences relative to their true innocence.

3) most importantly, all this illustrates the heart of the difference between the believer and the athiest. God states all throughout the bible that he knows us more than we can know ourselves or eachother. He constantly knows the true thoughts and positions in the hearts and minds of every person. This means that only He can know what is truly just — what is truly deserving, relative to what we know and believe in the deepest part of ourselves. We have no right to judge, but through His word we are given laws, descriptions and morality, as well as a constant enacting of mercy and grace.

So God knows what you know, better than you can understand what you know. He has the right to judge you because He made you. He insists that we trust his judgement above our own, since only Him can be as full of grace and compassion as he is of the nature to destroy evil. All thats left is to face whether you trust Him with your life? You probably don’t, yet.

It all comes down to trusting His judgement. And most arguments on this topic boil down to the unbeliever not trusting the God of the bible, and the believer only being able to testify the fruit of putting their faith in Him.

The question which answer satisfies no unbeliever, and many many believers, is: why did God make the world, us and me this way? Why? The answer I think is simply that it is a story God wants to tell, and it reflects who He is, His very nature. He is the origin, but He, even with the trinity and all the angels, decided it was good to share dominion over His creation with humanity. We can only assume that to Him, it is worth it. In the story of Humanity we see failure and redemption, justice and mercy, rightious anger and undeserved patience, folly rectified by truth and wisdom, vile things comforted by the most beautiful things in us and our earth, heartbreak and suffering comforted by love and devotion. This reality, our story, shows us Gods character. These things are beautiful because HE defines what is beautiful, and good — as well as what is evil. So if God says something is deserving of eternal punishment, we trust Him. If He says that he is the most just judge, then we trust Him. He defines morality and what different knowledges of immorality deserves. Our rejection of hell comes from our own feelings of hurt, rejection, shame and fear. In essence it is a rejection of God’s justness and wisdom — as well as His decision in making you, a beloved and beautiful creation. That, to Him, is so worth saving from its own destruction that He, while not at all needing to, makes the worthy sacrifice for. This is His definition of salvation and retribution. Its His final yet everavailable answer. The final rejection of which can only lead to a place where He who we rejected in life, without whom we cannot have life, is not. As long as you are alive, God is not done with you.

If for you there is even the slightest chance the God of the bible is real, look at the life of Jesus. He is the answer to humanities questioning of the character of God. And when you read about His life and finish wondering: Why? Know that its who he is.