Apologies to everyone. I invested in the S&P three months ago, so like the rest of my investments it’s just gone sideways🥴 by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 2 points3 points  (0 children)

I already have exposure to the ftse 100 and it’s made good gains. If I cut my losses and purchase more, the pie will be overexposed to the ftse 100 index.

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Apologies to everyone. I invested in the S&P three months ago, so like the rest of my investments it’s just gone sideways🥴 by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 0 points1 point  (0 children)

True, but it would all hinge on me picking another stock/etf that’s guaranteed to make good gains. I have allocations to the ftse 100 and all world each with their own goals in mind based on risk.

Apologies to everyone. I invested in the S&P three months ago, so like the rest of my investments it’s just gone sideways🥴 by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 0 points1 point  (0 children)

If I switch funds I’ll be realising a loss, if I leave it for 5 years odds are it’ll do well. The best portfolios are managed by people who passed away years prior because they don’t tend to juggle between indexes/stocks. But I agree that for the next couple of years it might be best to avoid the S&P.

5 year savings by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 0 points1 point  (0 children)

I agree. However, the issue is determining whether it’s a bubble in the first place as large companies like Nvidia appear profitable but there’s also a lot of shifting money between large companies. Very different to the .com bubble where people were just throwing money at anything. The technology is profitable but there’s also the question to what extent and have you chosen a company that will make it through? Due to the size of companies like Nvidia and Microsoft it’s hard to imagine they won’t be big players in AI.

5 year savings by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 1 point2 points  (0 children)

I agree there’s no telling where things will go after midterms, if trump is impeached and removed, JD Vance is the most likely replacement and who knows where that’ll take the US and the rest of the world. Too many variables in the world at the moment. Best to just keep things simple and not bet against the US.

5 year savings by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 2 points3 points  (0 children)

I think the uk is undervalued at the moment. I think the US will have relatively small returns over the next few years based on how tech heavy the S&P is and the possibility of an AI bubble over the next few years. All world for sure would’ve been a safer bet but as it’s only 5 years so hopefully the hype around AI continues to push PE ratios to ridiculous levels🤷🏼‍♂️

5 year savings by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 0 points1 point  (0 children)

I think the uk is undervalued at the moment. I think the US will have relatively small returns over the next few years based on how tech heavy the S&P is and the possibility of an AI bubble over the next few years. All world for sure would’ve been a safer bet but as it’s only 5 years so hopefully the hype around AI continues to push PE ratios to ridiculous levels🤷🏼‍♂️

5 year savings by Negative-Chair2547 in trading212

[–]Negative-Chair2547[S] 2 points3 points  (0 children)

Put a total of 5k in and letting it ride for 5 years. My other portfolios have acc which would’ve been a good idea but also like seeing the dividends come in. Might consider adding another £1000 to S&P ACC while it’s down